First Bankcard Reviews
About First Bankcard
First Bankcard is the credit card division of the First National Bank of Omaha, which includes more than six hundred financial institutions, co-brands, and affinity partners.
According to their website, First Bankcard has 42 years of history and is considered one of the Top 15 issuers of credit cards in the United States. Currently, the First National Bank of Nebraska is the largest privately owned banking company in the country.
This company backs a long list of well known credit cards affiliated with organizations like the NRA, where each transaction processing fee can go towards helping out those organizations that you support.
The bank says that it is committed to its customers, to offering quality products and superior service to best help their customers achieve their financial goals.
Towards this end, First Bankcard offers a long list of rewards and benefits to its customers for making purchases with their First Bankcard credit cards.
These benefits include superior security and extended protection for the first 90 days after you make purchases on your card, as well as the ability to purchase additional coverage on items which are good for up to a year after you make a purchase.
Theses rewards also include detailed, itemized monthly reports of your credit card activity, including listings of your employees’ credit card activities along with a record of tax deductible expense to help with your tax filings.
Finally, they also offer benefits to people who make travel arrangements with their credit cards. When you purchase the full cost of airline tickets to your card, you will receive lost luggage insurance, as well as up to $100,000 in travel insurance if something goes wrong.
In addition, users who place rental car charges on their card are eligible for discounts of up to 25%, as well as automatic insurance coverage so there is no need to pay the car rental company for their optional coverage.
If you have any experience with this company, please leave your First Bankcard reviews below.
8 ‘First Bankcard’ Reviews
They froze my account with $71.35 balance because of a transposed account number on the bank I used to make payments. When the payment was kicked the first time I spent a half hour on the phone with a nice lady that said she had fixed the problem. Next payment same deal. I should have checked the number but assumed all was copacetic since she said the correct number was now in place. Second time it was kicked I fixed the problem myself and the payment was received and posted to my account also the money shows as a payment to them on my bank account statement. Tried to use the card and was rejected. Called customer service and they have a hold on my account for ten days even though they admit there is only $71.35 as a balance. WTF!! Too many other credit card out there to deal with these morons.
I had fraudulent charges appear on my statement (I still had my card). I tried to deal with the bank, on-line, and on the phone. They all were very unconcerned. Said it would take 1-2 MONTHS to review my claims and it took an entire week to get me a replacement card. I'm going open a different card and cut up the replacement they sent me. I don't need their lack of customer service and their lack of security.
The more I pay on my credit card the higher the payments go up! It goes up every single month. I've never had a bank do this to me.
If you have a credit card from them cut it up!
I am an new customer to First Bankcard. I received an offer letter in the mail after purchasing my Jeep in January of 2017. As with a previous reviewer stated new card, zero interest for the first 12 months. I thought it was a great opportunity. I received my card the sometime late March early April.
I started to received several calls from the Fraud Dept. on August 1st regarding some charges to my card. I received several calls to my cell phone and work and after that it prompted me to listen to my voicemail and check my account online. I immediately noticed there were charges made from MD. Well it looks like my card was compromised by this point there was already 3 charges. When I spoke with the Fraud Dept. they NEVER MENTIONED that there were a total of 8-9 charges. They knew it wasn't me and as stated by their CSR * WE KNOW YOU DIDN'T TELEPORT YOURSELF TO MD*. I was never told of how many charges in total, I was never told of any of their processes or procedures. Each day looking at my account to re-assure myself that all the fraudulent charges were reversed. Well that didn't happen, more came. After 3 days on the phone with various CSR's I was done! I have an account that is compromised, a credit card I can't use because these jerks maxed out my credit card. And it takes these folks anywhere up to 2-9 weeks to clear up the fraudulent charges.
All and all this experience with First Bankcard has left a bad taste in my mouth. A new customer shouldn't have to go through this!
I will never do business with these folks again!! I only had my credit card for about 3-4 months.
I am a customer with very high credit score and I had a Sheetz Visa for many years. A couple of months ago I left my purse with all my cards and documents at the restaurant. After one hour I found it up and returned back to pick up my staff. Everything where returned to me and also I called a Visa credit card customer service and let them know what was happened. They read me last transactions and one transaction wasn't mine. I said that I never made any reservation with Expedia. After three months they added that transaction to my account and wrote that I need to pay for it. My opinion is that they're stilling money from customers together with Expedia. They are NOT on the customers side! Be AWARE to apply a First bankcard Visa!
Do yourselves a favor and stay away from First Bankcard. There is nothing positive about this card/company...BUYER BEWARE!
I had this credit card for 4 months. 0%apr for 12 months sounded great. Made a balance transfer and a couple purchases however.... I NEVER RECEIVED ONE STATEMENT from them. Late payments cancel the 0% apr so they were trying to get me to pay late. I requested atleast 8 statements including one that was faxed to me. I never received any mail statements and the faxed one was not legible. STAY AWAY from this company. I finally got fed up and paid my balance in full. Its a shame the NRA partnered with this shady bank.
I just sent them this letter.... It says it all...
You people amaze me. I received a letter stating my credit line was decreased from $8,000 to $1,000 because I used my card too much recently. Well Einsteins... First, you solicited ME to get the card last year. Second, I began using it on 12/2 and used it thru December for Xmas shopping. Third, I paid it off at the beginning of January. What u saw on my credit report was a bill consolidation loan and balances on the existing cards hadn't cleared yet. My credit score is over 700. I'm not a risk.
Who gets their credit limit decreased for using it to Xmas shop? I paid it in full in January. Over $4,700. They solicited me through overstocked.com last year. I took it because I was mega-purchasing gifts and I got a discount. I paid that balance off immediately as well They can keep their card. And their zero balance. I opt to use another competitors credit card for convenience during the holidays.