The Zebra Insurance Reviews

The Zebra Insurance is an insurance search engine that aims to help users compare quotes from over 200 insurance companies at once, allowing them to mix and match coverage, service level, and pricing.

How Does it Work?

When you buy car insurance, you will likely do so in one of a variety of ways.  You can shop directly through an insurer’s agent, meaning you work with a person who works exclusively for an insurance company (such as State Farm).

You can also buy car insurance from an independent agent, who will sell products from many companies. You can also buy car insurance directly from an insurer’s website or with a comparison tool. These options don’t necessarily tell you all the details of a given policy.

The Zebra Insurance is one such comparison tool that makes it easy to shop for auto and motorcycle insurance. To use The Zebra Insurance, you just need to have your personal information ready to go.

You will need to have the date of birth of all of the drivers on the policy, vehicle storage addresses, drivers license information, driving records, VIN numbers, and insurance history.

These are basic auto insurance quote requirements, and you likely already have this information ready to go. The Zebra makes it easy for you to plug your information in all at once.

You can start obtaining personalized auto insurance as soon as you enter int he make, model, and year of your car. The website then gives you all of your insurance carrier options, long with pricing.

You can even customize your quotes by plugging in your marital status, birthdate, gender, age, accidents, vehicles, and other drivers on the plan.

What’s even nicer is that you will receive an estimate accuracy that will tell you how spot-on the quotes may be.

They update these quotes continuously, and once you get about halfway through the results, The Zebra will even save your progress by having you enter in your email address. You won’t subject yourself to any ads or spam-like marketing information by doing this, either.

When you find a quote that satisfies you, you can enter in your details and confirm your chosen option. You will be redirected to an insurance agent who will help you purchase a policy.

The Zebra is not an insurance company. It is simply a tool to match you with your potential options. These estimates are not guaranteed and are wholly dependent on the information that you plug in.

Cost and Price Plans

The Zebra Insurance is an entirely free service for you to use to determine the best insurance rates.

Once you proceed and decide to purchase an auto insurance policy, you will of course have to pay, but these numbers vary widely depending on your age, driving history, and vehicle type.

Customer Service

The Zebra Insurance has an easy-to-access phone number listed on their website. You can contact the company during normal business hours at 1-888-255-4364.

When you call this company, you can contact licensed brokers and receive answers to any questions you might have.

Online Reviews/Complaints

One of the biggest complaints about The Zebra is that it is singularly reliant on you entering in the correct information. It also does not take into consideration multi-variant rating, a process which insurance companies use to determine your premium.

This process takes things like quote dates and effective dates, along with your credit score, under advisement when determining your rates. So while you might think you are getting the cheapest rate, this could change as soon as you book your policy.

The company has been featured in publications like Forbes and the Wall Street Journal, where it has been recognized for its ease of use and ability to provide quality customer service. Because it’s free to use, it has positive reviews and an A+ rating with the Better Business Bureau.

Competitors and Alternatives

The Zebra Insurance isn’t the only insurance cost comparison tool out there. There are other online insurance services that allow you to compare rates from multiple insurance providers around the country.

For example, Gabi is a free insurance helper that monitors home and car insurance rates from all carriers. It claims to help save customers an average of $720, and is also completely free.

Another popular option is Insurify, which is an app for Messenger. It allows you to do research right from your Messenger app, receiving quotes from top companies like Liberty Mutual and Progressive.

According to reviewers, it provides a completely painless insurance shopping experience.

The Bottom Line

The Zebra Insurance is a great comparison tool, but keep in mind that it is a search tool and not an insurance service.

You don’t necessarily want to choose the cheapest auto insurance policy, as this could come back to bite you when you submit a claim.

Some carriers offer policy benefits, like replacement cost coverage, which may cost a bit more money but are worth the investment.

That being said, if you are simply looking to get a handle on the options that are available to you, this can be a helpful tool. The company has positive reviews and helps you get in touch with a licensed agent.

You are provided with an experience that is all-inclusive, allowing you to get reliable quotes in one place - without becoming subjected to unwanted sales call and marketing scams.

If you have any experience with The Zebra Insurance or their services, please leave your reviews below.