My Vanilla Debit Card Reviews

My Vanilla Debit Card
Based on 35 Reviews
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About My Vanilla Debit Card

My Vanilla Debit Card is a prepaid Visa card which is described as a positive alternative to traditional debit cards due to its ability to help you budget your spending and protect you from fraud and identity theft.

A traditional debit card is issued by your bank and linked directly to your checking account. A prepaid card only gives you access to the funds you directly place in your card’s account – there is no link to bank accounts and personal information.

This helps prevent identity theft and fraud, as people who find or steal your card cannot use it as a way to get unlimited access to your money or identifiable information.

In addition, controlling the amount of money you place on a prepaid card forces you to adhere to a planned budget, as the card will not allow you to make any purchases that go beyond the money that has been preloaded onto the card.

Also, Vanilla Debit Card is not limited because it is a prepaid card; the website says that it can be used wherever Visa is accepted, which they say is millions of retail stores worldwide, as well as online retailers and available for use in over one million ATMs.

Ordering the card requires no credit checks or upfront fees. All you need to do is fill out a simple form providing your name, street address, date of birth, and other information for identification purposes.

Your card will arrive in 7 to 10 days and can be activated and set up with your personal PIN online or over the phone. There are no fees required to purchase the card, but each time you load money onto it using their Vanilla Reload Network you will be charged a flat fee of $3.95.

There are limitations of how much money can be loaded onto the card during specific time periods, and a maximum of $400 per day can be withdrawn from the ATM.

If you have any experience with this product and service, please leave your My Vanilla Debit Card reviews below.

35 ‘My Vanilla Debit Card’ Reviews
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1 Review

Playing with people's money.

Reviewed By Theresa D  on May 5, 2017

Bought a MyVanilla card to use on vacation used it at a hotel for a $100.00 deposit,hotel said in 7 to 10 days you get it back ( Nope ) it's been two weeks and no money called them to find out why and they told me it's a month.Then they told me to have hotel fax transaction to them and I can get it in 24 hours but hotel does not do this for security reasons because they done had trouble before so they stopped doing it. Plus the charge was more than the $100.00 and they said they didn't know why that it was the hotel that was a lie hotel shows the $100.00 only.
If you are gonna get one of these cards I would advise against it.

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1 Review

Waste time card

Reviewed By Garnik on April 22, 2017

I bought two card from onevanilla Master card for my online shopping, and first I think this card can solve the problem in online shopping, then I understood I am wrong, and I lost three deals , even after contacting to operator and support center, The interesting thing is in online web site still after 24 hours the website is in maintenance and do not respond.
For my online shopping I need to wait for one week!!!!!!!! and can you imagine if they sell a debit card and stop one week how much money will be in account with lot of profit for owner and lost for customer.
No any thank you for this card

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1 Review

ONE VANILLA DEBIT CARDS ARE SCAMS

Reviewed By MAC MCNALLY on April 11, 2017

LAST WEEK I WAS ON MY CELL PHONE SEARCHING 2 PORN SITES.. MESSAGE CAME UP SAYING MY PHONE IS LOCKED UP UNTIL I PAY $ 500 WITH A -- ONE VANILLA DEBIT CARD. TOLD ME TO BUY IT AND ENTER THE CARD DATA ON THE PHONE TO UNLOCK IT.. SAID IF I DON'T PAY THE FEE WILL BE $ 1,500 IN 3 DAYS.. I INVESTIGATED THIS and DISCOVERED THAT -- INCOMM -- IN ATLANTA MARKETS THE CARD.. ALL -- EVERY ---ONE VANILLA DEBIT CARDS ARE SCAMS.. I FILED A CRIMINAL COMPLAINT AGAINST THE INCOMM COMPANY and FILED A CRIMINAL COMPLAINT WITH THE U.S. ATTORNEY GENERAL.. ASKED HIM TO HAVE THE FBI and IRS TAKE THEIR COMPUTERS, DOCUMENTS, RECORDS and PHONES TOO. INCOMM CAN EXPECT A CRIMINAL RICO PROSECUTION FOR RUNNING CRIMINAL ENTERPRISE.. I'M GONNA HAVE -- THE WALL STREET JOURNAL -- DO AN ARTICLE ABOUT THE ONE VANILLA DEBIT CARD. I INTEND TO SHUT THEM DOWN !!!!! ANY QUESTIONS ??? REPLY AND I WILL RESPOND..

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1 Review

What the hell?

Reviewed By Don on March 3, 2017

Check. The info. On the card. Before you purchase!

It's not like a "true" gift card where you can let it sit on a shelf for awhile. It's like one of those greendot Visa cards. If you weren't paying attention it's easy to get mixed up, and a lot of vendors just like to throw them all on the same rack and it confuses their customers. I wish it was made a lot more obvious.

I thought it was just a mere gift card at first, but saw I was able to register and even open an online bank account, I was pleasantly surprised because I needed something like that! I was lucky enough to not have any problems with the new card, either, and I've had my account for a year.

4 stars, though, because they do charge you $0.50 cents per transaction. I'm in the process of checking out other online banks, like Simple or Ally.

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1 Review

SEEMS LIKE A SCAM!

Reviewed By jean on February 23, 2017

I purchased a starter card then went on to register for a personalized card. Once it came to my home I couldn't activate it online because it said the pin number was incorrect, so i called and customer service said that the address i gave them is incorrect, the same address they mailed my card to. They told me that the only way i could activate or cancel this card was to fax or email them a copy of my drivers licence, something with my address on it and a copy of my social security card. I told her i wasn't sending copies of my personal information to you and to have a nice day. It seems a little shady to me!

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