My rating is zero, do I have to mark a star? Really?
I should have realized how it was when I went to Laurel's 3 Days to Cash first of all which I think cost me $500 I didn't really have. Idea is you try to sell your product to the rest of the people there and everyone makes a certain amount. Sounds good, except the money has to come from somewhere, so I actually bought more other's peoples products than I sold, so it cost me more. She encourages pre sales, so I only saw one of those products I bought for $10 each ever and I am still working on mine. My people WILL get their product when it is produced, however, I will make sure of that.
Then a very slick sales lady called me up and, really wanting to start a business and needing some kind of assistance, I gave Loral half of the meager 401K I had for coaching in a $100K Program. (I was retired even then, mind you, she likes to take advantage of poor people who are desperate.) Promise was that you would be making $100K after the first year if you did all she suggested to do or your money would be refunded. Well, I tried my best to do everything, but one tricky part is talking to people about your business daily which was hard to keep up with. I am sure doing more of that MIGHT have helped, but there is no way I would have ever brought in $100K in a year unless I knew more about things than I did. The program did give my business some direction it needed and get me established with an S Corp (which they had me go through another company to set up and it cost another thousand dollars for no reason) that still 3.5 years later is merely an expense. I am perservering and one day I will succeed with my books and paintings, but it is still taking the slow boat to China and having to deal with the S Corp for no reason has been a pain. Not worth dissolving it if I will eventually make money though so I keep it. The woman who signed me up got offered to get a tax number for me, did it in my name not a business name