I should not give a rating. (and probably should not comment) I never purchased/enrolled in anything offered by Loral's company because I honestly did not see the value in it "for me".
I only found out about LOL 7 years ago or so by googling her. (and today, again) I am sure the few that find it enriching are telling the truth. Though it is disheartening to read so many notes that indicate unmet expectations and/or less than upright business practices.
I will say I knew Loral in another time, and saw her determination while skiing with her (and being pushed to the limits at over 13k' down incredible steeps). I even attended her 30th B-Day party.
At that time she had recently left a very responsible position with a major oil company and I would describe her as: outgoing, energetic, educated, most articulate, athletic, determined, honest, grounded, faith based (I attended her to her church once) and IMO, all-in-all... a very talented individual and pretty inside and out to boot.
While I will not shame myself by discounting what so many others here say; I do find it hard to believe that this is the same person I knew. The Loral I befriended was really considerate and kind. If she truly has changed so much and/or has fallen into a lifestyle that is not in tune with her values, as it certainly appears, this is a really sad day for me. I know this was not the road she was on 15+yrs ago.
None of this helps those who feel they've been taken advantage of. Maybe it is a lesson to all of us to be careful who influences our choices and direction(s) in life. Having been briefly in Loral's life, I can say without doubt that, if these things are true, the old Loral surely suffers inside.
And I'll say this to Loral (though I am sure she is not reading these things):
Loral, you have the talent of 10 people(she does). Whatever your original intent, it obviously is not working for much too many. Cut the cord on this and the people who influence you in this endeavor. I know first hand that you have the energy and smarts to be successful in almost any other venture. (Re)Apply your talents to something in-line with the values your family instilled in you... And sleep peacefully again, my old friend.
For everyone else, I really wish I did not read these things. Indeed, they were the "exact opposite" of what I was expecting.