247 Lending Group Reviews

247LendingGroup provides quick cash loans for those who are in need of immediate funds.  You can complete the loan application online in just a few minutes.

This information is then forwarded to some of the lenders in their database, the ones who are most likely to approve that particular loan request.

There are 80 lenders in their database which makes it easier to find one who can create an affordable loan package.

Personal loans accessible through 247LendingGroup are afforded not only to those with excellent credit, but these loans are also available to individuals without a credit history who are eager to establish one.

Sometimes their lenders are even able to provide loans to consumers with bad credit who want to rebuild their credit rating.

Loans range from $100 to $35,000 with interest rates as low as 6.46% and upward to 33%. The length of the loan term can be anywhere from 12-72 months.

To become pre-approved for a cash loan through 247LendingGroup, you must first meet the initial requirements. Applicants must be at least 18 years of age, have an income of at least $295.00 per week and must be a U.S. Citizen.

Loan terms vary based on each individuals needs and are designed with a repayment plan that is realistic and plausible.

Only those lenders who can help you obtain a loan, based on your application and pre-approval, will contact you; they typically call within a couple hours after the application has been submitted.

At this point you will need to provide additional information to them for a credit check and final approval. Once the process is complete you will be given a set of loan terms to review prior to signing the loan agreement.

There is no obligation to accept the offer. If you choose to accept, all you need to do is e-sign the agreement and wait for the funds to appear in your account.

Review the terms and conditions of the loan before signing it. Read the section about a borrower’s inability to repay the loan as well as the renewal options.

There are many loan calculators that can be found online, there is even one on the 247LendingGroup website.

These can be a highly useful tool when it is used to calculate your monthly payments testing out different variables such as the length of loan, the rate of loan and the loan amount.

Thoroughly go over the details and verify they are the same as the ones you had initially agreed upon. Remember, being pre-approved for a loan, does not guarantee you will be approved for a loan.

Online complaints showed that some applicants were declined a loan after going through the entire application process. At that point, the lender then presented them with other options which also happened to be a bit more costly.

If you have any experience with 247 Lending Group or their services, please leave your reviews below.

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247 Lending Group Customer Reviews

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Setup, don't do it
December 26, 2022
They make you think that they will help you, when what they do is make money on credit reports, which if you sign up for (Only one dollar) it turns out to be $39.95. and when you get turn down for what you want you are sent to payday lenders. There're loans are at 600%. For a $800.00 loan it costs you $114.30 a week for 43 weeks. It's pulled from your checking account on your paycheck day. Nice setup and I do mean setup. Don't do it.

Run Away From The Free Credit Score Offer!!! Nightmare!
October 7, 2022

I can’t think of a single review I’ve ever left on any website, ever but I would be unable to live with myself knowing I didn’t take the time to type out this review that will be well worth the time spent if it saves even just one person from the horror I’ve experienced since applying.

After you enter all your very sensitive information, it pulls up a page that says something along the lines of needing to obtain your “free credit score” to finalize the loan application.

When you click on the link, there’s bold letters everywhere saying “free” but fortunately I knew better so I located the fine print that said it’s free for 30 days then will be recurring at $29.99 a month until cancelled. I should have listened to all the alarms in my head telling me to run but I was so desperate for a loan that I went for it. I was still denied a loan and the best part, the number to call and cancel the “free credit score” trial is disconnected, in the fine writing it clearly states the only way to cancel is by calling that number which again, is disconnected.

I spent hours researching and found so many others in the same boat. I ended up having to let it charge my card then I disputed the charge and explained everything to my bank. I ended up getting the refund but was that the end of it? Not a chance! The next month, another $29.99 charge came through with a different name, like 2 letters different that the original. I ended up having to block my debit card and had to deal with my account being frozen with no access to my funds for 5 days while I waited for a replacement card. It was a royal nightmare.

One thing I’d like to add is, after hearing all the others that have dealt with this, it seems as if the “free credit report” crap is only offered to people who end up being denied. If a person passed pre-qualification, it doesn’t happen to them.

I’ve heard very good things about this company aside from the free credit report crap so my advice to anyone needing a loan is to go ahead and apply and if that crap pops up, walk away cuz you’re gonna be denied and if it doesn’t, go for it.

I don’t feel that free credit report is a direct reflection on 247 lending group. I honestly believe it’s just an ad just like all the other “offers” that pop up. Hope this helps. Just remember, anything that pops up saying “free credit report”’or “free credit score” run for your life. It even goes as far as to say there are several lenders waiting to issue the loan that day but first they need accurate credit score. Lies! All lies!!

Not a fan
May 27, 2019
Didn't go as smooth as they suggested

Great Service
December 23, 2018
This lender was recommended to me through a message and I was told they're really helpful at helping you get a loan no matter what you credit score is or isn't.. They really like to help people gain what they need and at the same time you get a better credit score as long as you pay back your payments on time and you should always make your payments. If you borrow it you pay it back. Thank you.

247 Lending Group - Very Bad Company - Possibly a Scam
October 12, 2015
247 Lending Group advertises on their website that they can find lenders for people with bad credit. However, I was denied although I provided all my personal information including my social security number, and received my credit score from a website that I was automatically directed to. The worst part is that I had to pay for my credit report with a debit card and sign up for a $39.99 a month credit monitoring membership before I received a decision about my loan application, and I was still denied a loan. I'm also concerned about what will be done with my personal information. I'm warning people about 247 Lending Group so that they DO NOT make the same mistake I made by applying for a loan through that company.

Loan Approval
February 9, 2015
I was pleased at how fast and simple the loan process, I would recommend a friend

Super Fast
December 6, 2014
I applied for a loan at noon on Wednesday. I was approved by 1PM and the money was in the bank the next morning. It could have been easier.

Laurie Mattson October 08, 2015

Can someone please email me at [email protected]? Wanting to know more and know the legitimacy of this. THANKYOU

fast and friendly
October 15, 2014
This company worked very quickly to handle my needs. I usually don't do online things but I was very surprised and pleased with 24/7 services.

Simple,Convenient,Quick & Friendly Service
October 7, 2014

This was my first time using this type of online service and I was a little skeptical at first but after some research, I decided to go for it. It was a wise decision! I received a quick approve, fast service, submitted required documents and the entire process only took a few days from my initial application to receive the funds directly deposited in my account. I have no complaints!

I would highly recommend.

Thank you,

Laurie Mattson October 08, 2015

Can someone please email me at [email protected]? Wanting to know more and know the legitimacy of this. THANKYOU

Awesome company
September 29, 2014
They were very quick and friendly.I will suggest to anyone that needs help to use them

24/7 Lending Group is the real deal! Real experience and new customer!
September 4, 2014
As I began my search on the internet for a much needed unanticipated "fast" loan, I happened to come across 24/7 Lending group. I was skeptical, but after reading the huge amount of positive reviews, I thought to myself, there has to be something here. The more I read, the more comfortable I became, and finally, felt I could trust them with my personal information. And let me tell you, it is all that the positive reviews state and more! The whole process from application to confirmation of funds to be direct deposited into my account was only amount two hours! Amazing! And, after that, there were other lenders willing to offer me funds as well! No fear of scary internet companies here, it is all legitimate and above board. Trust this company and look no where else after you have found them. There truly is a reason they are rated so highly by their customers! I am a believer, and you will be too! A++++

Laurie Mattson October 08, 2015

Can someone please email me at [email protected]? Wanting to know more and know the legitimacy of this. THANKYOU

I came here first for a loan
August 8, 2014
The best place to get a loan without any collateral!

Great Company
August 8, 2014
24/7 Lending found me a lender that could loan me the money that I needed. The application process was easy to follow and the lender had the money in my account the very next day! I would definitely use them again and will refer anyone in need of a loan to them

A plus player
July 27, 2014
Helped me out I like it

Don't be ashamed of your bad credit!
July 24, 2014

I had a bankruptcy 5 years ago and I'm still having a hard time getting credit even though we are good people with good jobs! 247 Lending Group made it quick and easy and alleviated my fears about going through an online loan service company.

I was almost instantly matched with a lender and had my loan deposited the very next day. Very professional and available for help if you need it.

Excellent Service and Amazingly Efficient
July 24, 2014
This is the first time I've used 247 Lending. I have to tell you, what a great service! I found myself in a pinch due to a Life Event, and I turned to 247 Lending for some help. After their easy, easy application process, I was linked to 2 lenders, and had funds in my account the very next day. The entire process took MAYBE 45 minutes. I would HIGHLY recommend this service.

R.G. August 21, 2014

I applied for a loan and unexpectedly had the money I needed in my account the very next day! The service was awesome and very fast! Thanks again, I will refer my friends and family!!

24//7 Lending Group Great Company!!
July 21, 2014
I filled out my information online and within minutes the 247 Lending Group matched me with a lender. They provided fast and quality service. I recommend them to anyone. My credit is not the best, but they were able to help me. Thanks again 24/7 Lending Group. You are number one in my book!!

Helped me when no one else would
July 21, 2014
Quick and easy to use and I had the money direct deposited in my account the first business day after applying. Consolidated my .bills and did some much needed repairs to my house. Thanks Lending Group!

Surprisingly impressed!
April 15, 2014
My family had a plumbing emergency at home and no money for repairs. Our credit is bad and we thought there is no way we will get a loan....we heard about 24/7 Lending Group and went to their website and it was SUPER easy and no hassel. They didn't need to do a credit check and we were Surprisingly impressed when they found lenders for us. We had OPTIONS...it was such a relief to get connected with a lender and have the money we needed for our emergency within 1 day and it was direct deposited in our bank. They made our worry become peace and contentment. I would definitely recommend them to all of my friends.

wolfman July 18, 2014

WASTE OF TIME...I CALL AND CANT TALK TO ANYONE..I GAVE THEM MY INFO which now I regret in doing so..and when the app is done it says sorry none of our lenders can help u...WHAT JOKE...this place is a SCAM..DONT GIVE THEM YOUR INFO..they dont respond to your emails and there is no one to talk to when u call..

Mark July 20, 2014

Thanks for the review Angie! Anyone with questions please email us at support@247lendinggroup. Email is the best way to contact us.

Big FAT waste of time! I can find the nearest payday advance place without their help!
April 11, 2014
What an absolute waste of time!!! I fill out their application online and the wonderful, magical results that come up are payday advance joints...I could have saved myself a lot of time by just driving to one of the local places myself. Found this site as no help whatsoever. One of the sites that was given as a contact came up as "file not found" when I clicked on their icon...really?????? Won't do any business with a site like this.

Mark April 12, 2014


This is absolutely not how our service works. We are not a payday loan provider. We provide personal loans up to $35k. I would suggest contacting us direct so we can look you up in our system and see what is going on. But I always question the validity of reviews where people take the time to create an account and write a review without even contacting us at all. This is not a real review site.

Anyone interested in our services please do you due diligence and contact is prior with any questions.



Jeff D. April 12, 2014

I filled out your application on your website yesterday AFTER searching your company online and seeing the reviews that were left. What do you call CashNet? A payday advance company! Two of the other "referrals" that you gave me were also payday advance companies...then Star Loan Services...do I need to say more? Perhaps you should check YOUR facts before leaving a comment back.

Mark April 12, 2014

As indicated, if this is real then I don't understand why you wouldn't contact us direct so we can help instead of posting on this unverified site.

We process several thousand apps/day. We are legit and provide a reputable service. Anyone with questions please contact us prior to applying.

Jeff D. April 14, 2014

Did I not contact your site by filling out your application? Did you not have the opportunity to put your best foot forward and offer me the best that you had, or is this some sort of "progressive offer" that gets better if I don't like what you have sent me? I am giving others "my opinion of my experience with your company for an honest review of what I personally experienced", you on the other hand cannot give such an opinion. I choose to move on to a different company that I feel more comfortable working with. Also, if this is an "unverified site" why do you concern yourself so much with it? This is a site for individuals like myself to give honest feedback.

Doug July 16, 2014

Thanks Jeff for your comments. Mark, thanks for yours also. As a skeptic consumer my policy along with many other consumers when looking for validity in an online business is 1) Provide a phone number with a real person you can talk to. (not an answering machine) and 2) A physical address. I see you have both of those now on your "contact" page. I haven't tried calling but at least people will know the info is there now.