Wise.com Reviews

I'm a very patient and understanding person, but after 37 days, 4 emails, 1 in-app message, and 3 phone calls resulting in 2 escalations, my measly $75 transfer was *still* pending...

...until I canceled it moments ago. After that experience, why should I ever use Wise again?

I submitted all of the information that Wise asked for: name, address, verified my phone number, social security number, passport, verified my selfie, everything. All three customer service reps told me everything looked fine and normal (two of those reps escalated my transaction).

Yet after 37 days and several hours of my time, my effort still wasn't enough for Wise to complete my tiny $75 transfer.

See attached screenshot as evidence.

Terrible company. Froze my account with my vacation money while I was traveling south east asia. Trapped me in a foreign country for two months and ticking resulting in me losing my job, not seeing my kids and not being able to pay my bills back home so my life is completely destroyed because of them and if I don't find a way to get home I'll probably die hungry in a tropical country. No help from their so called customer service. Without a shadow of a doubt my biggest mistake of my life was to trust wise when my life had to handle different currencies on a daily basis.

Someone setup an account without my knowledge. I was able to get in through the password reset option and change password. Way too easy! Tried to set 2 step. Didn't work. Closed account. Send request to block all accounts in my Email name.

Their security is poor. No account like this should use an Email for the account name.

they will not let me withdraw my own money!!!

SCAMMERS!!

I have used the service, and found it to be very clear and quick. It's also the cheapest way for me to transfer funds.

I set up my account, then paid them £20 to verify my source bank account. Took a couple of minutes. Sent passport scan & selfie. Another few minutes, and verified. Given my account details for deposits.

Sent another £20 just to verify I had details correct. Instant receipt. Sent the rest of the £5,000. Again, instant.

Transfered to euros. Instant! Great fee about 0.4%.

Transfered to my European bank. Took a day, but that's perfectly usual with my bank there.

I don't know what the issues are with people getting locked out of their accounts. It doesn't seem likely to me. Perhaps dodgy transactions? Also, I see a lot appear to be due to being scammed. Perhaps scammers are making fake login pages or emails?

Anyway, I'm happy enough. I'll be buying a debit card for £7. It uses the currency account that you pay in, meaning no transaction fees at all for any currency you hold.

I got scammed using Wise.com. Several red flags but no one stepped in from Wise to help stop this fraud. When I got notice from my bank re a transfer, I immediately called Wise but phone calls to their customer service said they're busy so send them an email. Email took time to process so lost the time to take action to stop the transfer. Horrible fraud prevention and customer service. Their customer service is non-existent.

Don't ever use it.

If you can use some other service. This is definitely not a serious company.

I ordered a driver's seat switch car part on eBay. I called 1844-283-3496 to check the status of the part. I was given this number when I googled the customer service phone number for eBay. I called it and gave the guy the part number he put me on hold and came back to the phone and says my order was canceled and that it had gone to the wrong address. I'm in texas he said it went to Ohio.

So then he tells he was going to put the money back and gives me the last 4 digits of my card but then he transfers me to another guy to confirm my order and card number , so this man gets on the phone and says to confirm your card info I need your card number so I gave it to him.

Then I get this message across my saying 912.00 was just declined on my card .I asked did you just try to run $912.00 on my card you were suppose to be putting money back on my card. he said don't worry about that give me your card number again . I said no. Then he started calling me a stupid and other expletives. I hung up. Later that day I tried to use my card and it was declined so I contact the bank and they told me It was declined due to suspicious activity a charge of the amount of 912 00 was trying to be charged. They caught it and didn't pay for it . i received an emailChase debit or ATM card

Card ending in: ****

Cary Hullender:

Did you or someone you authorized use your Chase debit or ATM card for:

Declined Transaction

Wise US Inc $912.33 11/19

yes,I recognize it

- Your card remains active.

- If a purchase was declined, you will not be charged unless you try again.

No, Something's Wrong

- We will close your current card and send you a new one.

- If you need to speak with us, please call the number on the back of your card.

We need the fastest way

What a scam!! I transferred money to multiple accounts due to strong usd and planning to use them to travel and they suddenly deactivated my account!! I probably have about $20k - $30k in yen, gbp, euro

I have been using the service for 3 years successfully and with real sense that it is cheap, efficient and safe.

Currently, my normally used accounts are no longer available and the support says I have to re-enter the data and await a new certification. That seemed unusual to me as it is that same account I have used for years, accessed by the same computer with the same verification phone.

It is now 5 days and I cannot do any transactions yet as they have not sent the small deposits I must again identify.

I suspect that they were hacked and are compromised and will stop using them until I have some sense of normalcy.

It is too risky with all the access codes they have. I've changed access codes to the accounts I had allowed them to debit from.

I have just experienced the same SCAM as many others have reported on here and other sites. I.E. I opened an account, I sent $1,500 CDN to Wise Payments Ltd by Interac e-transfer (so as to convert into other currency to make an international purchase), my bank confirmed the funds were SUCCESSFULLY deposited to WISE, then Wise sent me a clearly suspicious email saying the transfer would be delayed while they did some 'checks' (DESPITE THAT MY BANK ALREADY CONFIRMED THE FUNDS WERE DEPOSITED), THEN the next morning MY ACCOUNT WAS DEACTIVATED.

I have No Access to my account and thus NO ACCESS TO MY MONEY. The only recourse they suggest on their website is to send in an APPEAL - I did this 24 days ago and have heard NOTHING. I was hopeful that by sending several emails I would hear something but nothing. The customer service people I've spoken to are all new young employees (no one has worked more than a few months and they claim to have no access to my account!).

I have contacted FINTRAC - Canada's financial intelligence unit - of which Wise claims to be a member (reg #M15193392). If this is not resolved by WISE, they will be investigated by FINTRAC. I will be contacting the Canadian Anti-Fraud Center and the RCMP. It appears that they commit these scams intermittently so as to appear legitimate and try to garner positive reviews and to hide the fact that they are stealing and/or embezzling many customers money.

PS The billionaire CEO Kristo Kaarman is being investigated by the UK's tax regulator the FCA for 'deliberately" defaulting on the payment of 720,00 pounds in taxes.

Wise.com's Mishandling of my US$2,000 Transfer from Paypal. I would like to report Wise.com's weird payment behavior to you as follows: I have been Wise.com's client since April this year. Wise.com, formerly Transferwise.com is a payment service registered in the UK and I have conducted some investigations before becoming its client.

On May 20 I have withdrawn US$1965 (after deducting US$35 of transaction fee) from Paypal to deposit it to my USD account of Evolve Bank & Trust opened through and trusted at Wise.com. However, a week was gone, my money has still not shown on my Evolve Bank & Trust account at Wise.com. Therefore I have contacted all parties involved in the transaction, incl. Paypal - the Payer, the Evolve Bank & Trust, the bank where my account is actually opened and Wise.com, the payment solution provider that has provided me that account during my registration.

Paypal replied on May 29 that they have made the payment successfully and considered the case as settled. To Evolve Bank & Trust I have submitted my question via their online form and they replied on June 1 & 2.Basically they said that they are a partner bank of Wise.com but they do not have access to my account, albeit under their bank name. As such they suggested me to contact Paypal and Wise.com to find out the reasons, which I have done already, but with no results.

As far as Wise.com is concerned I have talked to its Help Center people a couple of times since May 25 via their Help Center, in chat, per site document uploading or through online email submittals. While chatting on May 25 & 26, I was informed that no incoming funds transfer were detected in my account, my emails and document submittals got no feedback of whatsoever, till this moment when I am writing this email.

Therefore I have conducted some researches of other ways of finding a solution, and finally I found their customer complaints email address at [email protected] and wrote an email to them on June 1.This mail did get replied a couple of hours later, see the email exchange between me and Wise.com's [email protected]

What they said is basically that the transfer of my money from Paypal was completed and the money is at their hand, but they have never informed me of anything since the money has reached them. They said they need some extra checks, but the mechanism of the so called "extra checks" was never implemented, even since [email protected] has promised to enable the mechanism on June 1/2 as stated in their mail. And since then, I have repeatedly ask them to move ahead with their so called checks, however, all my requests were simply ignored and hence I have never heard from them since June 2. I can find no way to trigger the extra check mechanism as they told me.

I don't know what they are doing or want to do against my money, which I earned back 5 years ago with my translation services for a US company called Morningstar. And now my US$ 1965 from Paypal is still at Wise.com's disposal, and my account does not show any evidence of the transfer as indicated by the account statement on June 6.I have no way to get an answer from them, as all my emails get no answers, and their Help Center seems not operational as well.

Apart from the email entry, the chat and telephone functions are all greyed out, there is no way to contact them physically. But emails won't get answered at all. Therefore I have now no way to get any replies from Wise.com. They simply seem to have disappeared from the world.Then what they want to do with my US$1965? Do they want to retain my money forever as their own? Can anyone else do such thing as Wise.com is doing against people like me? My money was legally earned through my expertise service.

I am a linguist cum IT engineer with IC design and web/mobile development as my key expertise right now. I have discontinued with my language services a couple of years ago for various reasons, although I am proficient in English, German and French since the early 1980's. I am not a rich person, just on contrast, I am very poor, because I am not earning money through illegal ways. Therefore US$ 2000 is a big money to me. If someone steals that amount of money from me, that equals the killing of mine. I don't think anyone in the world can keep my money without my agreement for any reason.

I consider this act of Wise.com a crime, and therefore I want to seek justice with relevant financial and government authorities in the countries involved with this case. I hope God and justice will finally prevail and evil=doer like Wise.com will get severely punished. How severe they shall be punished, we shall work out a scheme together.

Greetings.

I am going to tell you my story of a person who was cheated by Wise. I am a refugee and needed to reinvest some money because of the conflict in Ukraine.

I topped up my wise account, and when I tried to send the money, they first froze the transaction for a couple of weeks. I could not get any answer from the support team but "Wait. We are working". Then they closed my account.

I tried to request my money back, but they ignore every letter I send them, leaving me alone without money.

Don't use wise.com service . thier customer service is non responsive , and unprofessional.

after doing 100+ transaction in the last 3 months they start to pause transaction and hold your money for up to 26 days, for no apparent reason .. they even held funds for humanitarian aid to Ukraine citizens .. !! thanks paypal and western union to resolved the issue ..

Overall works quite well, the only caveat I would add is watch the 'actual' exchange rate you receive, it is rarely their daily advertised rate nor is the the 'guaranteed' rate they offer at transfer time, they always deliver the funds AFTER the guarantee time expires. At least when banks rob you, they do so to your face and not surreptitiously.

I would give it no stars

Do not use this company at first everything is okay, then when you next make a transfer they kept the money. You can complain all you like but you will never get you money back. Nice way for Wise to increase it's income. It's happened to other members of my family and friends what is worse I recommend wise to them.

The only people wise help are themselves.

They stop access to your funds with out any warning. They will not refund your money. Have a complaint lodged with Financial Services hope this company is made to cease trading.

I am going to report Wise.com to the US government's FTC Department of Consumer Affairs. You are operating a very questionable business, in my opinion, a "scam" operation. You closed my Wise account holding over $200 in it.

Now, with the account closed, I have no means to log into it. Wise has a posted message: "Sorry, we deactivated your account."

Impossible to get decent support. They just don't seem to care. Definitely can't get to speak to a human. If you like working with an uncaring robot then go ahead and join them.

They canceled my account after six months with no reason, 20 days have passed and they are keeping my money. This is a fraudulent company.

Less than 1 if I could.

They de activated my account. I don't really care as the service is crap. I have no real need for it due to the fees being higher and costs less attractive than advertised.

It is now going on 60 days and I still have not had my money refunded. Their process to request a refund....for MY money requires login. Except I cant't login due to their idiotic rules!!

This is a scam. They are holding my money without reason.

It is fine to close my account but give me back my MONEY.

Absolute jerks.