Credit Cube Reviews
You may also be interested in
Credit Cube Customer Reviews
Sort Reviews By:
Very Shady Company..
Received a text to call back to finalize my application for a 200$ loan. At first it was an American woman who transfers me then to a non American who seemed to be legit and had my information in front of him. Said he would transfer me to another person to finish finalizing. I was hung up on.
So as I called back another non American answered and said oh everything looks good no need for anything else. He sounded shady so I started asking Questions..what’s the address? Where are y’all located? What’s your name and is this number I called the business number. Well it took him 5 mins to find a PO Box address.
Then I asked how would they get their money back he said it was be taken once a week. I told him I get paid bi-weekly. He then proceeded to change and claimed he said Bi Weekly. He spoke really fast when given me the Address and the toll free number 888-885-5646. I asked for his name and all he could tell me was Jim..after asking again i finally was given a last name that sounded made up. No sooner than I hung up I received a text.
Telling me that my application had been withdrawn. This is a very shady and dangerous sounding company. I would NOT recommend given them any of your information. I just hope mine will not be compromised and they try to take money from me that was never loaned.
Great cutomer service
Credit cube is the best
WASTE OF TIME
Basically a waste of your time. I have read some of the responses from CreditCube to applicant'ts and they just continue to show their lack of professionalism. CreditCube mentions they ask clients off the bat if they have direct deposit, however that is NOT true. I went through the entire loan application and "do you have direct deposit" was never mentioned, although it apparently is a must to have direct deposit in order to be considered for a loan. Also, you must meet the following requirements:
•Be at least 18 years of age.
•Live in a state serviced by Credit Cube.
•Have an active and valid checking account.
•Have a job or regular proven source of income.
•Have an email address and verifiable phone number.
Does anyone see "Direct deposit" on there? Me either. They took all of my information and even APPROVED me for $400, despite me not having direct deposit. It wasn't until the next business day that I got a text message stating my loan had been withdrawn. At first I though this may be due to me not reaching out to claim my $400, but after spending 45 minutes on hold I decided to just email to see what had occurred. That is when I was informed that they do not offer loans to people without direct deposit. There are TONS of businesses who do not offer direct deposit to their employees, but that is what check stubs are for, to prove income, which is what they mention on their website, that you must PROVE income. No biggie for people who have check stubs, right? Ha. Nope. They must have direct deposit. Again, the biggest issue is that direct deposit was never mentioned as a requirement prior to me filling the application out. Had it been mentioned, I would not have wasted my time because I am 100% aware that my job does not offer direct deposit. So, thank you CreditCube, for the wasted time and misleading information on your website. I strongly suggest you guys fix your entire company, along with those ridiculously high repayment totals. I guess overall you guys did me a favor by NOT approving me. I can go get (and have) a payday loan in the amount of $400 and only pay back $496. Where do you all get your math from?
BE AWARE --- GO TO YOUR LOCAL PAYDAY LOAN PLACE. YOU WILL BE DOING YOURSELF A FAVOR
I took 4 loans in total with them.
They really came through for me with quickly.
The representatives that I spoke to were very professional and kind.
Even though I had issues with several of my payments, they never charged me extra fees and helped me closing my loans.
Do not Use
Do not use this company. They are very unprofessional and do not conduct business apprpriately.
Adam – this rep was extremely rude and unprofessional.
Robert – this rep hung up on me
Marine- this rep promised a call back and did not
I paid my loan off in full, so my next loan would be 1k for that loyal customer BS. Nope offered me $400 due to having another loan out. If I'm in good standards with your company and u take it right out of my account, why are u worried about the other loans. Don't even bother with this place!
I agree...excellent customer service as well. I took a short-term loan and if I need it to change my payment date they never charge me anything extra.