FetchARate.com Reviews

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About FetchARate.com

FetchARate.com is a free-to-use website which provides people who are interested in either refinancing their house or in getting a loan for a new home with the ability to get free quotes from eligible lenders.

This website is actually a subsidiary of Lending Tree, a company well known for providing people with access to multiple quotes from lenders for the purposes of finding the best deal for you.

The concept behind these free loan matching services is that when lenders understand that they are in competition for your business, they will do their best to make you happy. In addition, you will have access to multiple quotes that you can immediately compare to one another, giving you the chance to find the best loan for you.

These services are free for users because the lending agencies pay fees to Lending Tree and their subsidiaries in order to have the ability to reach new clientele.

In order to receive these quotes from FetchARate.com, you must provide them with the basic information lenders will need to provide you with a reasonable quote.

This information includes your zip code and whether your credit rating is considered poor, fair, good, or excellent. You will also need to provide the type of home you are considering – single family, town house, condo, multi family, or mobile home – and the value of the property.

If you are refinancing, you will also need to provide them with the balance of your mortgage and the current interest rate that your mortgage has, as well as the estimated monthly payment.

Once you have provided all the relevant financial information, you will need to provide your birth date, name, email address, and phone number.

Once you have submitted all this information to the website, you are giving them permission to allow the different lenders they work with to contact you directly regarding possibly loan and refinancing quotes.

This communication includes by telephone, even if you are a member of the Do Not Call Registry, so please keep this in mind when submitting your information. 

If you have any experience with this service, please leave your FetchARate.com reviews below.

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7 ‘FetchARate.com’ Reviews
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1 Review

It sounded too good to be true

Reviewed By John Doe on May 15, 2016

I hate organizations that claim that they have something that they don't. In this case they are promising to allow you to have companies compete for your business but in reality this is a bait and switch scam by Lending Tree. My SSN and phone number are not required to get me a rate quote.

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SCAM I want rate not an application

Reviewed By i want rate not an application on September 6, 2013, old forge de

Too much info for just a rate. SCAM.........

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They Found Me the lowest Rate

Reviewed By Stacy on July 31, 2013, Oakland, CA

I have been shopping around for a refi rate for the last 2 weeks. I got pretty much all the same rates from multiple banks. I tried fetcharate and found a rate half a point lower.

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Reviewed By Patrick on June 6, 2013, Raleigh, NC

They need your credit card number to give you a quote. This is bogus. I've already told them what my credit score is. If I lied there, then I know the rate won't be accurate. This is exactly what Zillow does.

Plus, the headline that induced me to quote was completely bogus. I know, I got my mortgage person to pull up today's quotes this morning. So it's the classic bait and switch. I would never do business with Lending Tree.

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June 06, 2013

Sorry, I meant "social security number" in the review, not credit card number. My mistake.

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Reviewed By Bill on May 21, 2013, Washington

They demanded too much personal information to display possible rates. No way I do business with people this shady. While I understand they need to run credit to give you an exact rate, that should be done by the lender you choose. Not some matchmaking service that is showing you possible lender rates. Bankrate doesn't need your personal information to display possible lenders.

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Seems like a scam to get addresses and phone numbers

Reviewed By Marco Rehn on May 21, 2013, Philadelphia PA

I had the same experience except that I did not even enter all data (especially SSN) and did not complete the process at all. Still got called by numerous lenders.

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Deceitful refinance offer

Reviewed By RD on April 30, 2013, Fairbanks, AK

They claimed no SSN was needed to be given to get rates, but it was required before getting quotes at the end of what started as generic type questions. They also required email and telephone information as almost done questions before "viewing rates". When I finally got to the "View Rates" button and clicked it, I got a message stating I'd be contacted soon but no rates were shown. Absolutely deceitful! I won't do business with anyone that contacts me using the information I gave on FetchaRate.com!

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May 06, 2013

I had the same experience.

May 15, 2013

if you want a quote they will have to check your credit score they cant do it with out your ss number all the other info verifies who you are

June 08, 2013

Not true. Rates can be given based on choosing that your credit score is excellent, good, etc... IF it turns out your credit scores aren't excellent as you claim the rate would obviously change after you make a loan application and they run your score. Besides, they're not running your credit score upfront because it costs them money to do so. How long would a bank or lending institution be in business if they paid $15 every time they quoted someone their rates?

June 13, 2013

Don't ever put your SSN into some random company's web form. This company is a scam.

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