Dave Ramsey Reviews
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Dave Ramsey Customer Reviews
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Unhappy
No thanks! First it’s all a sales gimmick, I used a “pro” who pays to be on their site, totally unhappy. Signed up to find someone else. Barely had my number typed, started getting sales calls. Be ready for spam, thanks alot.
THANK YOU DAVE RAMSEY!!!!
This is my review of the Dave Ramsey FPU. First, I've always wanted to personally order it, but I couldn't afford it; so I prayed about some way to get it. My neighbor was the answer (through the good Lord providing),by giving me his copy that he didn't want anymore. The only difference I have with the program is the Snowball Debt. I have an old fine from the 90s that I need to pay off first, because as long as I "have an outstanding balance" I'm charged, legally by the State's legislation, to automatically get charged an extra $10/month.
So I do side gigs, several of them, and help out my maintenance man around my complex($5/wk). I save up the $5/wk to pay the fine monthly payment. The side gigs I have two separate areas where I don't touch the money, unless needed.: PayPal and a SoFi account. I've also stopped my frivolous spending as much as possible (cut down on sodas, one of two addictions) and I'm in the process of quitting smoking soon (by my birthday in a couple of months).
To be honest, I wouldn't have gotten this far without starting the FPU program. And by the way, with SoFi, since I don't use the direct deposit, I'm only eligible for the 1.20% on both the checking and savings accounts. Also with SoFi, every 7 days you sign in, you get 10¢ by SoFi as a reward. In January this year I got my first int dividend on the checking account.
Long story short, I'm a little bit further discipline wise then I've always have ever been before on my money management.... Thanks to Dave Ramsey and FPU. #THANKYOU #DAVERAMSEY #FPUWORKS #REQUIRESDISCIPLINE
P. S. I also use the free version of #EVERYDAYDOLLAR
Dave Ramsey? NO THANKS!
Dave Ramsey is no magician, and he has not stumbled upon anything novel. He just markets his scheme better than most. He wraps it up in the pages of the Bible and peddles it to hapless Christians.
My wife and I did the Financial Peace "University" at church, and it was mostly USELESS. Other than the section on budgeting there wasn't much there for us.
Dave Ramsey's advice seems tailored mostly to poor and uneducated people. Debt is often a necessity if you want to grow a business. As long as you borrow RESPONSIBLY you will probably be ok.
I would like the Exalted Mr Ramsey to share with us how much he borrowed or currently borrows to finance his business. He seems to want all these clueless chumps to shell out cash to him while he lives like a king.
I am also not crazy about how he quotes common anecdotes as though they are his own. Back in 2004 I chose the route offered by Robert Kiyosaki. I invested in rental property, and I am now semi-retired.
Please, do yourself a favor and read "Rich Dad, Poor Dad." Also, do some research on how Dave Ramsey ACTUALLY became rich.
And, try this FREE advice:
- Know how much you earn
- Know how much you owe
- Consider getting a second job if necessary
- Invest a minimum of 5% each month in an IRA
- Shop at discount stores
- Track ALL your expenses
- Stop buying what you don't need
- Get eight hours of sleep each night
I think you need to re-evaluate how most people spend money - the very educated are often the very worst with handling their money - most need a simple plan on evaluating their finances. Often, our believes come from our childhood - I guy told me I needed to get very heavily in debt - because that way you would be "pushed" to get out there and make lots of money to pay your bills - or else - he got that crap from his dad. How many people would be so much better off if they followed a great plan like Dave Ramsey's - and DR is "human" - he admits when he has changed what he once believed -
You are the owner of your LIFE, no one else!!
I put a 5 star because I am dealing with a D Ramsey coach currently! I can't really tell what will happen as I'm only three weeks in. I just decided to look up Ramsey to see what was being said!
I've had good reviews from family and friends on the coach I'm dealing with. So far, so good and I am a person with not any huge amount of debt but for my entire life I just winged the financial side of life! Work to get by however my last job was so unsatisfying I quit and went with my heart instead.
The money is unpredictable as I'm mostly self-employed. What's interesting is reading the other reviews of people blaming Ramsey for their perspective on life in general. WE are the sole RESPONSIBLE person for our lives and what we choose Ramsey has a method and is sharing it, take it or leave it but don't blame him for your inability to change your points of view! Interesting.
I will check back once I've had more coaching under my belt and write another review!
Ramsey bait n switch
I work in the financial service industry and I was fine with money (very little debt, large emergency savings) until I was hit with a tsunami of events- major car accident that left me hospitalize, extreme drops in income, major home repair issues, sudden loss both family cars, major family health issues- all events within 4 months of each other.
David Ramsey gave me a sense of direction with his baby steps. I had to swallow my pride as a financial adviser and accept that I need to learn to do things differently. I am very grateful for his insight and the Financial Peace University for restoring a sense of peace into my and my family's life.
My son was brain washed to thinking he had to not only be the sole supporter of his family and get his masters and pay off his house by 39 and get his kids college paid for... My son committed suicide June 29th, 2017. I solely blame Dave Ramsey. My son was not mentally ill. Dave Ramsey Brainwashes our young adults. Dave Ramsey is the only one on the golf course or on his private yacht from his course and books.
My God man, you must be a Democrat and crazy
David J. Wise - you sound like an idiot! You are blaming DR for what is not his fault. What DR and many others have said is the college scam needs to stop - often college degrees are NOT worth the HUGE cost of them - you will often NOT make the promised money to pay off the huge debt. I have NEVER heard DR said that a man had to be the sole supporter of his family - but you do need to evaluate the value of a family member staying at home, vs the benefit of having them work also. Often, the earnings are eaten up by the additional costs of working.
my son died because of Dave Ramseys brutal ( cult ) BS
You do not sound sane. DR is NOT a cult - what he has talked about for years is being "laser focused" on getting out of debt - so you can live so much better in the future. If you listened to his radio show as I have for years, or the podcasts now - he fully recognizes things come up, and you have to "pause" the snowball plan. It is up to all of US to keep sane - when it comes to finances, food (too little OR too much), medicines, vacations, etc - life is about BAlANCE. Most of us are paying about 30% too much for everything, because we NEVER get out of debt, no matter how much money we make. What Dave teaches people is to re-evaluate. For example, during the car price fiasco a couple of years ago - I was NOT buying a new car at those prices, with the amount it would cost to insure and register my new car - that I didn't think I would like as well as my 99 Mustang six. Instead, I put some bucks into my old car, which I can do over time, and enjoy continuing to drive my old car. Much cheaper to insure, register, and so much less money to come up with.
You are a great blessing to all of us David!
May God bless you more and more!
Google "Dave Ramsey and Timeshare Exit Team." It is pretty amazing.
I am not sure that it is fair to the kids to go on an extreme cheapskate budget that leaves out vacations and dining out.
You should have something in your budget for enjoying yourself. That is unless you cannot pay your bills. Broke people should not go on vacation in the first place.
Henry I'm interested to see what happened with you!?