Avant Credit Reviews
About Avant Credit
Avant Credit, found online at AvantCredit.com, is a company that says they know that everyone is prone to having an unexpected financial event in their life, and they are there to help you when that happens.
How Does It Work?
Avant Credit provides Personal Loans. The amount of money you can borrow with one of their Personal Loans depends on a variety of factors which include your credit score and income. Once you submit your personal information, you'll be told up to how much you can borrow.
To apply for the service you must provide them with your information, including your full name, mailing address, income information, and Social Security number to see what loan rates are available to you. Submitting your application will not impact your FICO credit score.
If you are approved and willing to accept their rates, Terms and Conditions, you can e-sign your loan contract and have your money deposited into your bank account as soon as the next business day.
The website is very clear that all fees, rates, and terms are determined by your personal circumstances and the state in which you live. You will need to submit your information before you can find out what fees and rates are applicable to you.
Loan lenders do not generally provide or offer traditional refunds. Instead, they sometimes - but not always - provide a short period of time in which the borrower can "cancel" their loan and return all the funds without a financial penalty. Borrowers who are interested in this possibility should ask Customer Service about this before they accept the loan.
Customer Service Contact Info
Customers who would like to speak to their Customer Service team about their questions, concerns, or complaints can do so by phone at 800-712-5407.
Unfortunately this company does have some negative customer reviews, many of which have to do with being denied for reasons they didn't understand. Some customers even complained that they were approved and when they went to sign their contract and collect their loan were suddenly told they were now denied.
Competitors and Alternatives?
There are many companies that offer to help people either find short term personal loan lenders, payday loan lenders, or are loan lenders themselves, including LendingTree.com, United Cash Loans, Quicken Loans, and more.
If you have experience with this company or their products, please leave your Avant Credit reviews below.
15 ‘Avant Credit’ Reviews
I applied for the credit card in hopes that my credit would improve. I never received the card but received an email notification that I had activated the card. Thinking that someone stole my mail I quickly notified Avant that I did not activate this card and they said they would issue me another card with a different number. A few days later someone managed to use the card and made fraudulent transactions. Avant now is charging me for them when they did not cancel the original card. By the way I never received the replacement card. I closed my account and still disputing the charges. This is one of the worst companies and regret applying for the card I never received.
I was a previous client, paid off my loan on time and they said I could reapply then denied me for no reason. I even asked for a reason and they only stated we will mail you one in 30 day. Got the letter and it states previous application that was
Do not deal with Avant/WebBank! They want to know entirely too much of your personal information. They pressure you into getting the loan and keep pushing. Either someone is approved based off of their credit score and financial history or they aren’t. I shouldn’t have to provide my entire banking statements, life history, and soul for loan. Plus the APR is entirely too high! I understand they need to make money but dang! Avoid Avant.
This shady operation needs to be shut down! I more than qualify for the loan they pre-approved me for! Pre-approved means PRE-APPROVED! Anything less is false advertising! All they do is mine your identity to use for whatever nefarious reasons which may or may not become immediately evident but I think this calls for complaints to the better business bureau and a possible class action suit!
After some rather large medical bills I needed extra cash to make it to the next payday. I applied online with Avant. They indicated I was approved for a loan at a high interest rate. Then they asked for my bank info for direct deposit. The usual info, routing number and bank account number. Then they asked for my userid and password. I've worked with computer systems for 30 years and I have never seen such a practice.
If they are not scams they sure seen like it.
Worst experience. Company was recommended by Credit KArma. They make you believe you are preaporoved and then they asked for all your privete personal info (ss#, address, work info, bank information and even go as far as asking for your bank login passwords and then they reject your loan. I have above 720 credit score and was rejected.I feel they can empty my bank account. Going need to close my bank accounts since now they have access! its a very scary process and feeling. Never again!
This is the worse place to try and get a loan! Avoid it like a disease! Un educated idiots that do not know anything about dealing with people. I would have given it no stars if I could have!
Avant aka Webbank, charged me 36% daily for 11 months, then they invited me to refinance to lower the interest rate. You must take about at least $1,000 to refinance. I waited 1 week, then they asked me for documents as if I were a "New" customer. I waited another week, then called for a status, a black female then denied me. They also gave me a hard credit check!