The United States Tax Lien Association is an organization that offers educational tools and courses that teach how to buy and sell tax liens in order to create an independent stream of income.
How Does It Work?
When a property owner fails to pay their property taxes for at least one full year or longer, the IRS is able to place a tax lien or deed against the property.
A tax lien is a document which act as a legal claim by the government against a property because of the property owner’s failure to pay taxes.
According to their website, the US Tax Lien Association provides free lessons and home study courses that show how to buy real estate property tax lien certificates or tax deeds.
The exact methods depend on which state in which you live and the state in which you are hoping to buy property.
The US Tax Lien Association says that purchasing these liens or deeds can range in price from under $100 to hundreds of thousands of dollars, and each year you hold the lien, you will be paid fixed return rates between 8% and 36% interest, depending on the country in which you live.
They also say that acquiring a tax lien is beneficial to the person who owes the taxes, because a tax lien certificate has a grace period of 6 months to 3 years, the property owner has a longer period of time to repay their delinquent taxes.
Unfortunately this website does not provide any published information for the cost of the program or the potential investments they will be asking their members to make, over the long or short term.
In order to actually purchase this program, interested customers must call their Sales Team directly and discuss purchasing the home study program with a representative.
Because this website provides no real information in regards to their costs and investments, there is no available Refund Policy either.
However, since you must speak to a representative in person before you can actually purchase this product, customers will have the ability to get a detailed explanation of any Refund Policies directly from a company representative before they ever finalize a purchase.
Customer Service Contact Info
Customers who would like to contact Customer Service with any questions, concerns, or complaints can do so by phone at 888-691-1710 or by email at [email protected]
At this time, this website and their training programs have almost no reviews at all, making it difficult to evaluate them using information taken from real client experiences.
That being said, some of the claims they make on their website can be evaluated, as well as can the tax lien certificate industry as a whole.
One of the biggest issues with this industry are the claims of “government guaranteed” returns within a specific range.
Unfortunately, this is not the case, as the government does not guarantee earnings from purchased tax liens and people who make these investments can very easily lose their entire investment if the home owner declares bankruptcy and their lien is erased.
According to Forbes, even when the tax lien purchase works out and the home owner in question pays their interest on time, expected returns are about 4% to 7% per year, not the double digit returns claimed by companies that sell these training courses.
Other online forums regarding tax lien certificate investments have said that people interested in this type of real estate investment can simple walk into a tax office or their local assessors’ office and receive better quality information for free than what is available from many of these courses.
Competitors and Alternatives?
There are many different kinds of real estate investment training programs, including those that focus specifically on foreclosed properties or other types of investment which allows people to have access to potentially high returns with low initial investments.
If you have any experience with the US Tax Lien Association or their services, please leave your reviews below.
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