United Lending Services Co Reviews

United Lending Services Co
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About United Lending Services Co

United Lending Services Co is a loan matching service that says their goal is to be able to find borrowers with bad credit loans that fit their needs, guaranteed, regardless of the type of loan that you are looking for.

How Does It Work?

Users are able to apply completely for free, and United Lending will automatically use your information to search through their database of nationwide lenders. If they find lenders that will work with your needs, they will connect you with them for a fee, but this fee comes with a guarantee that you will be able to secure a loan. If they are wrong, and you cannot secure a loan with that company, they will refund your fee.   

Cost/Price Plans

Filling out and submitting your application to United Lending Services Co is technically free, but if they do find a lender that will work with you, you will be required to pay them a fee of $34.95.        

Refund Policy

There is no published Refund Policy, but they do provide their customers with the guarantee that if the lenders they find to work with you are not able to provide you with a loan as promised, they will then refund your fee of $34.95. Users that are concerned about refunds of the loan they are borrowing must speak to the lenders directly.      

Customer Service Contact Info

Customers who would like to contact their Customer Service team with questions, concerns, or complaints can do so by email at [email protected] or by traditional mail at P.O. Box 1696, Smithtown, NY 11787.


This company has many, many negative reviews from customers who have stated that they charged them a fee for matching them with lenders, but then they were not actually provided with the lender information, and when they attempted to get their money refunded, no refund was actually provided.  

Competitors and Alternatives?

There are many different companies that will work with borrowers that have poor credit depending on the type of loan you are trying to get, from a short term personal loan to an auto loan to a mortgage. 
If you have any experience with this company or their products, please leave your United Lending Services Co reviews below.

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