Sometimes cars break down, even if they are well-maintained. When this happens, it can end up costing a substantial amount to have them repaired if you no longer have a car warranty. Olive is a company that can provide an extended car warranty and covers you for mechanical breakdowns in the same way that the manufacturer’s warranty used to provide protection for the vehicle.
One of the features of Olive that many people like is the fact that the entire process of purchasing can be done online without the need for any human interaction. You can get the quote, pick the plan, and get started in a matter of minutes. Of course, there are customer service options, detailed in the review below, if you need to get in touch with someone.
How Does It Work
All you need to do is answer a few simple questions to get your personalized rate. You can customize the plan and lock in the rate. That’s all it takes to become covered with an Olive car warranty, which makes this a fast and easy way to get more protection for your vehicle.
When it comes to filing claims, it’s just as easy. You will start by visiting RepairPal to find shops that are located near you. Choose a shop and then book an appointment. Olive will pay the repair shop once the repairs are complete. They will cover the repairs, parts, and labor. You will then pay the deductible and pay for any parts that aren’t covered.
Olive Coverage Plans
Whether you recently bought a used car, or your car is no longer under warranty, you can find mechanical breakdown insurance that will work well for your needs. Olive offers three different coverage plans with a fixed monthly payment.
The Olive Powertrain vehicle contract provides you with coverage for all of the most expensive parts of your vehicle. It includes all of the internal lubricated parts, the cylinder block, cylinder heads, engine seals and gaskets, the flywheel, manifold, oil pan, oil pump, thermostat, thermostat housing, timing belt, gears & sprocket, timing chain cover, timing chain and timing gears, the turbocharger/supercharger, valve covers, variable valve actuators, and water pump.
Olive Powertrain Plus
The Olive Powertrain Plus includes everything that the regular powertrain coverage provides. However, it also provides some additional coverage. It will cover the diesel injector pump, the harmonic balancer & bolt, front suspension, power steering, brakes, air conditioning components, and the metal fuel lines.
Olive Complete Care
For those who would like to have even more coverage, the Olive Complete Care option will be the best solution. It will cover nearly everything in the vehicle except for things that are subject to wear and tear, such as the tires and the windshield wipers. It will cover the backup assist camera, transmission control module, freeze/core/welch plugs, the oil pump on diesel vehicles, the oil filter adapter housing, serpentine belt tensioner, turbocharger wastegate actuator, and the variable valve timing solenoids.
It is a comprehensive coverage plan, but those who are interested should contact Olive if they have further questions about what is and is not covered. Additionally, it should be noted that the coverage plans through Olive are not available for commercial vehicles.
What is the Price?
There is not a set price for the coverage offered by Olive. This is because there are so many variables between vehicles including things like the age of the vehicle and mileage, for example. However, you can visit Olive’s site and get a quote online in about a minute. You can also choose the deductible you want to pay, as well as the type of coverage plan you prefer.
You will find two different methods of getting in touch with representatives from Olive. First, you can email them at [email protected], or you can call 866-270-5750. If you have a breakdown, you will be able to contact an Olive Coverage Advocate by calling 1-800-773-9980.
Can Coverage Be Transferred?
If you eventually decide that you want to get rid of your current vehicle, you have two options of what to do with your plan. You could choose to end the protection entirely, which would make sense if you are buying a new vehicle that has a good warranty. You could also choose to transfer the Olive protection to the next vehicle you buy. If you opt to get a used car, having this extra coverage can be a good option.
Is Olive Worth It?
You need to have traditional car insurance for your vehicle to be on the road. It protects you and makes good sense. Having a vehicle break down is far more common than getting into an accident, so it does also make sense to choose an extended warranty for the vehicle. Fortunately, the Olive car warranty is a high-quality option that can be trusted. It has an A+ rating from the BBB, and there are countless glowing reviews with very few complaints.
The mechanical breakdown insurance can help you to save money when your vehicle has a major problem, and most will find that it is well worth it. If you have a new car that still has a warranty, of course, you will not need to have the Olive car warranty. Once that warranty runs out, though, it might be a good idea to consider one.