About My Vanilla Debit Card
My Vanilla Debit Card is a prepaid Visa card which is described as a positive alternative to traditional debit cards due to its ability to help you budget your spending and protect you from fraud and identity theft.
A traditional debit card is issued by your bank and linked directly to your checking account. A prepaid card only gives you access to the funds you directly place in your card’s account – there is no link to bank accounts and personal information.
This helps prevent identity theft and fraud, as people who find or steal your card cannot use it as a way to get unlimited access to your money or identifiable information.
In addition, controlling the amount of money you place on a prepaid card forces you to adhere to a planned budget, as the card will not allow you to make any purchases that go beyond the money that has been preloaded onto the card.
Also, Vanilla Debit Card is not limited because it is a prepaid card; the website says that it can be used wherever Visa is accepted, which they say is millions of retail stores worldwide, as well as online retailers and available for use in over one million ATMs.
Ordering the card requires no credit checks or upfront fees. All you need to do is fill out a simple form providing your name, street address, date of birth, and other information for identification purposes.
Your card will arrive in 7 to 10 days and can be activated and set up with your personal PIN online or over the phone. There are no fees required to purchase the card, but each time you load money onto it using their Vanilla Reload Network you will be charged a flat fee of $3.95.
There are limitations of how much money can be loaded onto the card during specific time periods, and a maximum of $400 per day can be withdrawn from the ATM.
If you have any experience with My Vanilla Debit Card, please leave your reviews below.
48 ‘My Vanilla Debit Card’ Reviews
Had $140refunded to my card 3 weeks ago and $35 has been taken offwith no explanation where it went . Since then my card has been diactivated and no one has answered the phone in 3 weeks .i cant't sign in my account because they have changed my cvv # on the back of my card . Its bull crap and i hope kharma bits a big plug out of there ass.
THEY STEAL THE MONEY FROM YOUR CARD BY CHARGING A MONTHLY INACTIVITY FEE OF $3.95 PER MONTH!
YOU ARE UNABLE TO USE THE CARD FOR AWHILE AND THEN YOU FIND OUT YOUR GIFT CARD HAS BEEN CHARGED $3.95 FOR EACH OF THE LAST 6 MONTHS! GIFT CARD JOKE!!! THIEVES'
The worst reloadable debit card on the market, I put a hundred dollars on a card. I went online to activate, answered all questions correctly. They asked overbearing questions for identity verification. After forty-five minutes of this ridiculous circular questioning, we finally decided to call them on the phone. The first person on the phone could barely comprehend the English language, after a half-hour of incompetence and them not being able to solve the problem we got the next person up the chain. We were informed that they could not verify who we were with their identity system, even after all questions were answered correctly. I asked what would be necessary to use the debit card that I had put one-hundred dollars on. Another half-hour pf phone time they informed me that I had to send them a color picture of my social security card, my driver's license, a bank statement or a utility bill, and a copy of the receipt from when the debit card was purchased. I emailed them the requested information but they could not confirm receipt of said information after another half-hour on the phone. I had to wait three to five business days for them to process the information. #MyVanillaCard sucks!
Was given the card as a gift....my company actually purchased quite a few as gifts...and lo and behold after using the card it was compormised and someone purchased multiple gift cards.
When calling CS....nightmare!
I am so dissapointed in the customer service, the need for inappropriate personal information as well as NO timely resolution if I will even see the money back. I will be alerting my staff to NOT purchase these cards as gifts and will alert in any reviews available to NOT purchase these cards. In fact I am going to the facility where my staff purchased and asking them to NOT stock ( Kroger) due to ease of compromise and poor service.
I was given a $100 Vanilla Gift card from my dad for my birthday. Within a week of receiving it, someone from FL (I live in TX) stole the info and used it to pay their utility bill, but I didn't know about it until a couple of months later because I hadn't used it yet. Once I figured out it was stolen I immediately called and tried disputing it. For some reason I wasn't receiving the form and after 2 months I FINALLY received it. about 2 weeks later I received a letter in the mail saying that there was nothing they could do because I didn't file the dispute within 2 months of it being stolen, even though I didn't know it was stolen until after. Everyone I talked to was super sweet and helpful except the supervisor. She was rude and could care less that my dad’s hard earned money was stolen and just kept saying they weren't going to help me. DO NOT PURCHASE THEIR CARDS!!!
PLEASE! PLEASE! DO NOT purchase a Vanilla debit card. (Mastercard). I loaded $100 on my card on Friday. I made a $8 dollar purchase on Monday. On Tuesday morning my remaining balance on the card reflected only $6 left on the card. I called
the 800#. Customer service was not helpful at all.
I was told that I would receive an email with a dispute form to fill out and send back to them. I have received nothing. Maybe it's worth the missing $92 to never be bothered with them again. A well learned lesson.
I bought this card today. Was trying to register it on the website and got the notice that my identity cannot be verified. I filled up the information to the T including address (exactly as described on my government issued ID). Attempted for three times and kept getting the same message. I called the Customer care and was told that three times was the limit on registration attempt and my card won't be able to be registered again (which means I'll have to use it as a non-reloadable card which beat the purpose of me purchasing it). Suffice to say I was lashing it out on the Customer Care and asked why there was no warning about the limit of three attempts. Also I filled up the correct information so it wasn't my fault. Got transferred to the supervisor and she provided no solution either except to just use up the card and throw it away. Never again.
A gift card for $200 was received from a friend of an ill family member, which matters only in that the person who sent it is also ill and it really pisses me off to think she got scammed by this company. I used the card for gas and food at merchants, not online and I did not go through the procedures to use it at online merchants. Within 24 hours of the initial purchases, the remained of the card was stolen. The charge was made in the wee hours of the morning and neither I nor the customer service agent at Vanilla had any idea who the cryptically named merchant is.
I was told the same things other customers are told with this company, that they are very sorry and have no idea what happened. Then they offer to "help" by taking personal information from you and promising to send some documents via email that you must fill out and return to them. AND you will have to wait 90 days for an answer as to whether they will return your money or not. Hmm...From all the bad reviews I read today, it seems that no one ever gets that money back. I'll be happy to update this review if I ever see the $120 again.
They want your info for identity theft, they lie aboiut being a 'virtual bank,' they're NOT!!
I just got scammed by My Vanilla Visa too. Identity theft is their only game, I wasn't allowed to put money on my card through my bank, after Vanilla told me to, now they have all my key questions and answers to identify me anywhere and there was nothing I could do about it except cancel the activated card that never got a dollar put on it and pray there are no repercussions. They sure sweet talk you like they're going to help until they have got what they wanted and you feel like you have just been raped, but that's life online, sooner or later you're bound to get scammed, right?
Bought the card had to put $20 on it. Then went to register said they couldn't confirm his identity (boyfriend). So we call them they say that he's entering wrong address. Which it was correct then they go on and say is it the same address as it is on your ID he says no so they say to confirm they need that address ( Which is old as crap) don't know why they needed that specific address anyway.
Anyways, we made sure they updated our new address to mail out permanent card so at the end of the call she says well receive our card in 5-10 business days & to make an online account (this call was about an hour long) horrible. So we wait and it has been over 2 weeks! So we call back the lady says they sent it to the address on ID and no other address was on file BS!
So they fix it and say they are sending it again. Blah blah. So we go to use the temporary that has the original 20 on it and it DECLINED due to wrong pin as did the online account couldn't register online either so he had to call back once AGAIN!
The problems fixed now BUT we made a mistake of e-filing with this acct before finding out this company is garbage so now were scared their going to keep it or take a thousand years to post our money from the IRS. So PLEASE DO NOT USE THIS CARD.
Really bad application. I needed to change my password and it asked for my security questions, so everything is fine so far, I answered the questions and it acted like it was going to let me change it so I could get into my account and it wouldn't let me after I completed all my information correctly, online is a sham. It will only frustrate you
I don't know why this card has so many bad reviews I got one a few days ago and it is great.
On the website if you look at their "TryVanilla" section it will show that BOTH OneVanilla & MyVanilla can be used at ATMs but it you go their "Help" section it will say no.
Bought a MyVanilla card to use on vacation used it at a hotel for a $100.00 deposit,hotel said in 7 to 10 days you get it back ( Nope ) it's been two weeks and no money called them to find out why and they told me it's a month.Then they told me to have hotel fax transaction to them and I can get it in 24 hours but hotel does not do this for security reasons because they done had trouble before so they stopped doing it. Plus the charge was more than the $100.00 and they said they didn't know why that it was the hotel that was a lie hotel shows the $100.00 only.
If you are gonna get one of these cards I would advise against it.
I bought two card from onevanilla Master card for my online shopping, and first I think this card can solve the problem in online shopping, then I understood I am wrong, and I lost three deals , even after contacting to operator and support center, The interesting thing is in online web site still after 24 hours the website is in maintenance and do not respond.
For my online shopping I need to wait for one week!!!!!!!! and can you imagine if they sell a debit card and stop one week how much money will be in account with lot of profit for owner and lost for customer.
No any thank you for this card