LendingHome Reviews

Based on 2  Reviews

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About LendingHome

LendingHome, found online at LendingHome.com, is a new type of loan lending service which says their goal is to help connect real estate buyers find loan solutions that don’t require banks of any kind. 

How Does It Work?

According to their website, LendingHome saw that real estate lending was a “complex, inefficient, non-transparent process” which they believed should be made simpler and more accessible for both borrowers and investors.

Their goal was to make it possible for everyone from the small investor to the large institutional fund to invest in real estate securities, while at the same time providing a place where borrowers can obtain business or commercial loans without dealing with large scale financial institutions. 

To meet these goals, LendingHome says they provide competitive rates, automated systems, transparent processes, and quick funding timelines. 

Cost/Price Plans

The website does not mention any costs required to simply going to their site, setting up a member profile and then searching for either loans or investment opportunities, though of course costs and fees will be included before you finalize your loan or investment.  

Refund Policy

Lending and investment organizations do not provide traditional refunds. Sometimes they offer the ability to withdraw your investment or to cancel or repay your loan during certain time periods, but these options will depend on your specific loan terms.    

Customer Service Contact Info

Customers who would like to contact Customer Service with any questions, concerns, or complaints can do so by phone at 844-415-4663, by email at [email protected], or through their website’s Live Chat feature. 


This website seems to have positive reviews and exciting expected potential from many well respected publications and investment information sources. 

Competitors and Alternatives?

There are many different websites that are built to help people find the best possible real estate loan for their personal needs, but not many of them are set up in a way to cut out the banks and just work directly on an investor and borrower basis, so borrowers must consider their needs and what they expect from their loan before looking for alternatives. 

If you have any experience with this company or their products, please leave your LendingHome reviews below.

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2 ‘LendingHome’ Reviews
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1 Review

Concern with Progress of Loan

April2, 2017

Currently in the middle of a loan to refi an owner-occupied residence. Concerned now that I paid appraisal fee, but rep has since called indicating a 'problem with obtaining approval for the loan' - needing copies of bank statements to further verify income/expense transactions, and then suggesting a third borrower on the loan. Will post new review at conclusion of loan transaction.

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Seems like a scam

August17, 2015

After meeting considerable requests for documentation around a very small loan that represented 50% of the value of the property (per Lending Home's assessment), I was given a run-around regarding how to run the business in order to qualify for their loan. This is after submitting a personal commitment reflecting a second tier funding guarantee and an asset base that was 20x the loan value. This was after reflecting a successful renting history and after explaining multiple times that documentation already submitted contained the information that they asked for. In the end, I was advised that I would need a "property manager" to run this rental of a single house - a house with an 18 month record of on-time rent payments from a single tenant. ridiculous. Don't waste your time with them.

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