About John Cummuta
John Cummuta advertises his course, Transforming Debt into Wealth, online and through many radio commercials. He claims that he can teach people how to not only eliminate debt but learn how to make sound investments and set up additional streams of income.
John Cummuta is also an avid speaker and has hosted seminars for big names such as Tony Robbins and the Learning Annex. However, he is still most recognized for the Transforming Debt into Wealth System.
As far as his debt management techniques are concerned he offers standard and sound advice. In reality there is no secret to getting out of debt, it is a matter of organizing, prioritizing, and serious saving.
Once you have set a monthly budget for yourself and have organized all your debts there are various strategies for the order of paying off your debts. For example debt management coach, David Ramsey, advises to pay of the smallest debt first in order to benefit from the satisfaction of eliminating a debt.
Other debt management specialists will urge you to calculate out the interest rates per debt and develop a long term plan that will save you more money. Regardless of which plan you choose the most important part is sticking to it and not breaking your discipline.
98 ‘John Cummuta’ Reviews
The majority of the negative reviews are directed at the company and the customer service reps.
Did anyone actually use the produce?. I don't understand how you can honestly say the product/company is a scam if you haven't even given the product a chance to do what John says it can do.
These people are the rudest people I have ever tried to talk to on the phone. If anyone is thinking about trying this product please read and listen to the reviews. I was told the only thing they will deduct from my account is the shipping fees to try the product. I was never told they would charge my account $130 for the product I didn't even use because I couldn't get the cd's to work. When I called they were EXTREMELY rude. I contacted my bank and was told it was nothing they could do.
My wife and I purchased this system and have really enjoyed it, we have reduced over $80,000 in debt in only 18 months. It works and is not a scam. This has changed out life and we will pay off our house the final bill we have in 42 months.
This is no scam - it's common sense! You folks who are complaining about it and calling it a scam have got to be among the most irresponsible people on the planet. What's with you folks? No one twisted your arm to buy it in the first place and, like others have said, if you returned it on time you would have gotten your refund. Doesn't work in your computer? Send it back for a refund or, and this is a novel idea, get your computer checked out! I have two desk top computers - the software works in one but not the other. No surprise - one computer has had problems for a while now with different software programs. I'll just have to erase everything and reinstall it all. Should fix it. Not John Commuta's fault.
Scam all the way. Cancelled the first time. They kept calling. Agreed to a "consultation", they couldn't even keep the appointment time. Just a "boiler room" operation. Stay away, stay away.