About Healthy Paws Pet Insurance
Healthy Paws Pet Insurance is a company that promises to provide pet owners with a wide array of pet insurance policies for their dogs and cats so they can provide and care for their pets without worrying about financial burdens.
How Does It Work?
According to their website, all pet owners should insure their pets as soon as possible, because unfortunately they have no ability to cover conditions which have been acquired or diagnosed before the coverage was initiated.
A standard veterinary exam will be necessary to begin your insurance coverage. Pets under six years of age will have need to seen a vet with the past 12 months, while pets older than six will need to have seen a vet within the past 30 days. If your pet does not meet these requirements, they will need to complete their exam within 15 days of purchasing your coverage.
Once coverage is purchased, however, Healthy Paws promises "continuous, seamless coverage for the life of your pet" without any caps on coverage.
This company does not quote a specific price range for the plans they offer. Instead they encourage their potential customers to get a free quote, which will help pet owners get a better understanding of the coverage they will specifically be receiving and an accurate understanding of the cost.
Prices will be most significantly impacted by the age of your pet, its species, size, plan type, deductible, and your state of residence.
This company says that their customers "are invited" to take the first 30 days of their policy to consider their purchase and cancel it if they decide it will not work for them. Cancelation within the first 30 days will result in a full refund of the premium cost, as long as you have not submitted a claim.
Customer Service Contact Info
Customers who would like to contact their Customer Service team with any questions, concerns, or complaints can do so by phone at 800-453-4054, or by submitting them directly to their website.
Healthy Paws Pet Insurance receives mixed reviews from their customers, with most of the negative reviews coming from owners of rescued pets, who say that their claims go unpaid because they are unable to disprove "pre-existing conditions."
Competitors and Alternatives?
There are many different providers of pet insurance plans, including Banfield Pet Insurance, VPI Pet Insurance, and Trupanion, as well as other providers you may be able to find through your current or local veterinarian.
If you have any experience with this company or their products, please leave your Healthy Paws Pet Insurance reviews below.
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1 ‘Healthy Paws Pet Insurance’ Review
This company has increased my policy over time, to over $50.00 per MONTH for a single dog. Nearly a thousand dollars a year.
When I first got the policy a year and a half ago it was about $40.00 . It has rose ever since. Even though I've never made a claim.
A person would be better off sticking $50 bucks a month in a credit union savings account than blowing it on an insurance company more than likely going to deny the claim.
After two years of feeding a bank account you will have enough to cover most pet emergencies. Or at least, make a hefty down payment.
It you look on BBB/Rip off report there are more complaints than any other comment. And Healthy Paws response is to simply reply to the customer quoting policy. I was dumb founded how unsympathetic that tactic is, even if the customer is wrong. But, all they want to do is prove their right, because policy says so. Even though they may be applying the policy incorrectly.
Canceled my policy today.