In the market for auto insurance? Don’t waste your time looking at policies from hundreds of different insurers - instead, receive access to a variety of insurance underwriters by working with the Good2Go.com insurance company.
But is Good2Go reliable? We will tell you everything you need to know about this relatively new auto insurance provider in our review.
How Does Good2Go Work?
You may have already seen the cheery commercial - but if you haven’t, here’s what you need to know about this insurance company.
Good2Go Auto Insurance is a hybrid insurance agency and referral site based out of Atlanta. It serves customers who are seeking minimum coverage and could be considered high-risk drivers by other auto insurance providers.
It works in a relatively straightforward fashion. To find out if you qualify, you must first visit the website and fill out a short questionnaire. If Good2Go can’t provide you with insurance directly, they will “shop” you around to other auto insurance agents and insurance companies in your local area. The agents will then contact you directly using the information you provided to the website.
While the quotes comparison tool provided by Good2Go is relatively easy to use, it leaves a lot of the work up to the user. You have to re-enter your information whenever you want another quote, which can be helpful if you want to receive multiple quotes by email or phone - but if you don’t want to be contacted by another agent or insurance company, you might want to steer clear.
Good2Go offers insurance directly and also partners with various insurance providers such as The General, Titan Insurance, Progressive, American Independent Insurance Company, Omni Insurance Company, and Infinity Auto Insurance. The exact coverage that is provided to you will depend on your driving record and budget, but you should always shop around to make sure you get everything you need.
Cost and Price Plans
It is practically impossible to determine the exact cost of insurance with Good2Go without first submitting your information. This is because the policy pricing and discounts available to each driver will depend on your driving record, age, and other aspects of your profile. The annual auto insurance rates from Good2Go and its partners can vary by more than $1,200 per driver.
Getting a quote from Good2Go costs nothing, however, so it may be worth your time to compare the quote you receive to the average car insurance rates in your state - this will determine whether you are getting a fair price or not.
Good2Go offers several payment plans for customers to pay bills. There are three payment plans that you can choose from, all of which guarantee your rates for a full year. The Economy Plan allows you to spread your payments out over the entire year - you just have to pay a down payment to get driving. The Quarterly Plan lets you spread out the payments and pay once every four months, while the Annual Plan requires you to pay your annual bill upfront in one simple payment.
Competitors and Alternatives
Good2Go isn't the only auto insurer out there. If you're looking for cheap insurance, you might consider shopping through the policy directly. There are additional insurance discounts available through partnerships with organizations like AAA and AARP, too - these are always worth looking into if you happen to qualify.
You might also consider Rate Kick. This company searches for the cheapest auto-insurance quotes, using your zip code and other personal information to find affordable rate in your region. This company works directly with reputable insurance providers like Farmers Insurance, Allstate, Esurance, and 21st Century Insurance.
Online Customer Reviews/Complaints
If you are a high-risk driver with no other option for auto insurance, Good2Go may provide a viable solution to your needs. However, for most people, Good2Go won’t provide that perfect fit. The company doesn’t have great customer reviews and has been regarded as many as a poor option for auto insurance. Not only does the company fail to respond to customer support requests, but it also has negative ratings with the Better Business Bureau.
But as you’re reading this review, you’re probably wondering, “Ok - so they have poor customer reviews. But is Good2Go.com safe?”
While the Good2Go.com rating is calculated by reviewing the multiple companies that offer underwriting for the, such as Personal Service Insurance Company and Progressive, as a whole, the team has a questionable reputation when it comes to paying claims. Five out of the nine underwriting partners have received poor ratings when it comes to meeting their financial commitments, so Good2Go might not be the most reliable service when it comes to providing insurance.
It can be difficult to get ahold of anybody in the customer service department at Good2Go, which is one of the company’s chief complaints from past users. While the company has a customer support phone number line that can supposedly be reached 24/7 at (855) 646-4661, it is allegedly quite difficult to reach and actual person.
If you decide to reach out via email, you may have to wait even longer for a response. The email address is [email protected] The auto insurance company also has a mailing address in Blue Bell, PA.
Where to Buy?
You can only receive a quote from by visiting the company’s website. There, you can enter in your specific information to find out whether you will be eligible for a cheap auto insurance rate from Good2Go or one of their affiliated insurance agencies.
Is Good2Go Worth It?
If you're looking for cheap auto insurance, you might be tempted to give them a try. If a policy document to get you on the road is all you’re looking for, they’re a good bet - however, if you are looking for reliable coverage that will reimburse your claims when you are in an accident, you might want to skip out on this one and shop with a more trustworthy, consistent provider of auto insurance instead.