Get It Now is a retail company that owns and operates 24 stores in the state of Wisconsin as well as an online store, which promises their customers special financing options to own the best name brands available.
How Does Get It Now Work?
The goal of the Get It Now Stores chain is to provide their customers with high quality products with payment options that make them accessible to customers that have all different types of budgets.
Specifically this store offers Furniture, Appliances, Computers, Electronics, Smartphones, and other options depending on your needs and the types of sales and promotions that may be going on at their store.
Customers who are interested in keeping informed of all their sales and promotions can sign up for their newsletter for free, and they will send you emails about special deals and opportunities as they arise.
If you choose, the company will also offer their in store and online customers the option for delivery, installation, and set-up of the purchases you make through their store.
Generally speaking, the Get It Now Stores will provide you with two different financing and payment options. The first option is their Layaway option, which provides people with a “90 days same as cash option” interest plan.
This means that if you make all your payments within the first 90 days, including interest, and successfully pay off your purchase during this time, the cost of the interest will be subtracted from the full purchase price of the item and returned to you. If you are unable to complete the payment during this time period, the interest will stay applied to your account.
The second financing option is one of their credit options. Their in-house financing is described as being able to provide a reasonable option to each of their customers using their personal financing team. Payments can always be made in the store or over the phone.
Unfortunately this website provides very little information on an actual Refund Policy for purchases which have been completed. The website does say that any customer who chooses to cancel their Layaway payment plan are welcome to do so, but they will be charged a $25 restocking fee.
Customer Service Contact Info
Customers who would like to contact Customer Service with any questions, concerns, or complaints can do so by phone at 877-446-2901 or by submitting them directly to their website through their Contact Us link.
There are not very many customer reviews available of these stores at this time, which can be very frustrating for potential customers who are looking to see whether or not this store is a good place to purchase their next high priced item.
That being said, stores that specialize in providing Layaway options and a variety of financing options can easily and clearly cause financial difficulties for people by convincing them that they can afford items they cannot truly afford, by giving them complicated payment and fee schedules which can easily result in missteps made by the consumer, causing more expensive payments or fees.
Consumers who are considering one of these financing options or Layaway options should make sure that they clearly understand all the Terms being given to them so that they don’t fall into one of these expensive predicaments.
Competitors and Alternatives?
There are many other stores which specialize in offering financing to their customers, but customers should always look for well rated options licensed to operate within their state of residence if they can.
If you have any experience with Get It Now or their products, please leave your reviews below.
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