Embrace Pet Insurance Reviews

Embrace Pet Insurance
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About Embrace Pet Insurance

Embrace Pet Insurance is a company that says their goal is to help provide pet parents with the peace of mind they want whenever they need to provide their cat or dog with health and wellness care.   

How Does It Work?

The Embrace Pet Insurance website emphasizes repeatedly that their number one goal is to ensure that all customers completely understand their policy, what conditions and problems will be covered for their pet, what conditions will not be covered, how coverage works, and how their coverage compares to others which are available.

To this end, their website publishes a complete list of procedures and conditions that will not be covered under their policies as well as a direct, side-by-side comparison of their policies to those of other companies. 

They encourage potential customers to call them and speak to a Representative about the coverage being offered and they promise to "explain your coverage in an open and honest way until you are comfortable with every aspect."   

Cost/Price Plans

While this company works hard to provide many details of their coverage on their website, they do not actually quote a specific price range for the plans they offer. Instead they encourage their potential customers to get a free quote, which helps them understand not only what they will be paying, but what will be covered. 

That being said, prices will be most significantly impacted by the age of your pet, its species, size, plan type, deductible, and your state of residence.

Refund Policy

Embrace Pet Insurance says their customers have the right to a 30 Day Money Back Guarantee. This means that you can request a full refund of your policy premium within the first 30 days of purchase, as long as you have not yet made a claim on this policy.        

Customer Service Contact Info

Customers who would like to contact their Customer Service team with any questions, concerns, or complaints can do so by phone at (800) 511-9172, or by submitting them directly to their website.


Embrace Pet Insurance receives mixed reviews from their customers, with most of the negative complaints being similar to complaints of other insurers, that the company will do their best to connect all issues with "pre-existing conditions" so they do not need to provide coverage.  

Competitors and Alternatives?

There are many different providers of pet insurance plans, including Banfield Pet Insurance, VPI Pet Insurance, and Trupanion, as well as other providers you may be able to find through your current or local veterinarian.      
If you have any experience with this company or their products, please leave your Embrace Pet Insurance reviews below.

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