Digit.co Reviews

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About Digit.co

Digit.co is the online home of Digit, a new company that is designed specifically for people who are interested in getting help saving their money without needing to think about it themselves.

How Does It Work?

In today’s economy, many people are finding themselves working in a job where it feel very difficult to save money each paycheck, and if your company does not offer a feature where money can immediately be diverted from your paycheck into a savings account, it may be even more difficult to figure out how to save money.

Digit.co members don’t need to worry about this, however. When you sign up with Digit, you simply connect your existing checking account to a Digit savings account. They will then analyze your income and spending in order to find small amounts of money that can safely be taken from checking and placed into savings. 

Every two or three days, Digit will analyze your account and transfer between $5 and $50 into your savings, depending on what you are able to spare at that time. They promise that they will never take more than you can afford, offering their customers a “no overdraft guarantee,” which says that if your account is over drafted, they will pay your fees.

They also promise that their financial instuition uses the same security measures as a traditional bank, and that all accounts with holdings of up to $250,000 are completely FDIC insured, just like a savings account would be at a traditional bank.   

Cost/Price Plans

Using Digit.co to save money for you is actually completely free of charge. They also allow their customers unlimited transfers, with no minimums and no fees, and customers never need to pay fees to withdraw their money either. 

This company also offers a Digit Plus account, which says that for every $100 you keep in your savings account for a minimum of three months, you will earn $0.05. Bonuses will be paid every week for as long as you keep saving.    

Refund Policy

Because the Digit.co services are completely free of charge at this time, there really is no need for them to offer their customers a Refund Policy. They do offer their customers the no overdraft guarantee, and if you encounter any issues other than that, you should contact their Customer Service directly to have your issue handled on a case by case basis.    

Customer Service Contact Info

Customers who would like to contact their Customer Service team with questions, concerns, or complaints can do so by submitting them to their website through their Help Center link and then through their Contact Digit link.


In general, Digit appears to have very positive reviews and is currently being recommended by many different financial and budget friendly blogs as a service that young people who have difficulty saving should be using.

That being said, these same websites and blogs point out that this company is generally suited to people who are having difficulty meeting any savings goals and for whom having a small amount saved each week would be beneficial, as any money being saved is better than no money being saved.

People who are attempting to meet large scale saving or investment goals would probably be better served by a different service that is more tailored to your needs.    

Competitors and Alternatives?

Certainly there are many, many other investment programs and financial applications and websites that promise to help people meet their savings or investment goals, all depending on what your personal circumstances are. 

If you have any experience with this company or their products, please leave your Digit.co reviews below.

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