Clearbanc Reviews

About Clearbanc

Clearbanc, found online at, is a company that says they were created with the goal of providing financing for today’s newest economic ventures so that entrepreneurs can grow their businesses. 

How Does It Work?

According to their website, the goal of Clearbanc is to help Airbnb property owners expand and grow their business by providing them with the funding they need for their own important projects. 

For example, their website says that their customers can apply for financing to add amenities, add new listings, and take on other projects to improve your ability to attract guests. 

Clearbanc customers will get this financing based on their proprietary revenue prediction engine which allows them to assess the health of a business based on thousands of new data points gathered from platforms such as Uber, Airbnb, Shopify, Stripe and Facebook. These data points will be used to assess platform and processing data, market data, banking data, and business metrics.

Cost/Price Plans

Unlike many other types of loans, Clearbanc says that the loans they provide have no periodic, compounding interest. Instead they charge their customers a flat, fixed fee which is based on your Airbnb revenue information, your performance as a host, your advance amount, the chosen repayment percentage, market data and your lending history with Clearbanc.

They do notify their customers that choosing a lower repayment percentage can affect the amount of capital and result in a variable fee, but in these instances their website says that it can provide more flexibility for your Airbnb business since you will be keeping a larger percentage of your bookings. 

Refund Policy

Because this company is essentially offering their clients personal loans, there really isn’t any way to get a “refund” of the fees that you pay to Clearbanc, as these fees as in direct relation to the money that this company has advanced to you. Some companies do allow their borrowers to cancel their loan within a few days and return the principle without penalty, but customers will need to speak to their company representative to see what kinds of policies they have in place.    

Customer Service Contact Info

Customers who would like to contact Customer Service with any questions, concerns, or complaints can do so by phone at 415-952-9864, by email at [email protected], or by using their website’s Live Chat feature whenever it is available.


This company appears to have mixed reviews at this time, with some reviewers saying how professional this service was and how happy they were to work with them, but other reviewers appear to have some general concerns about this company that deserve to be considered.

While Clearbanc is not the same as a traditional payday company or short term personal loan company, customers will still want to be very careful about deciding whether or not this loan is really right for their needs or if it makes better monetary sense to simply save the money outright in order to pay for the changes they want to make.     

Competitors and Alternatives?

There are actually many different companies that work to provide small business owners or independent business owners with the financial support they need to move their business forward, so Clearbanc is not the only option for people who work in the Airbnb industry.  

If you have experience with this company or their products, please leave your Clearbanc reviews below.

2 ‘Clearbanc’ Reviews
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Love Clearbanc!!

May 19, 2018

I absolutely love clearbanc. I started with a small 5k loan when I had only two listing . Had been hosting for 3 months. Was happy to get the money but even happier to see just how fast I paid it back. I’ve never paid back anyone that fast lol at least willingly.
Zach was my point of contact and man is that guy respectful and fair. Almost every request I’ve made for working capital has been met has been obtained. Now I’m 14 listings in and I’ve borrowed over 60k. Currently owe less than 20k which will be satisfied by the end of the summer.
I doubt I would no longer need any more capital but it’s damn good to know I have a great working relationship with a company I know would loan me 50k or more simply because I ask. Great company.

My only advice is make sure if your goin to take that money, invest in your business.

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Clearbanc scam

December 21, 2017

Stay away from this fraudulent company. Their reviews are all fake.

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January 14, 2018

can you provide details please on how and when they scammed you? I am doing research

May 19, 2018

Nothing scam about Clearbanc. I’ve been loaned over 70k to date.

August 21, 2020

Read my review here... It isn't a scam by legal definition. But, in my opinion, it is a form of legal exploitation of small businesses.

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