Cash Call Mortgage Reviews
About Cash Call Mortgage
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How Does It Work?
According to their website, Cash Call Mortgage was founded in 2003 and was joined with Impac Mortgage Corp. in 2015. With their newer, larger mortgage platform and offerings, Cash Call Mortgage now specializes in low interest mortgage loans, purchase transactions, and mortgage refinances for borrowers with a multitude of programs for qualification.
Their website says that they streamline the application and lending process which reduces their own costs and gives them the ability to pass important savings on to their customers, allowing them to undercut larger banks and lending institutions. They promise that their customers should expect lower interest rates, no application fees, or deposits.
At this time, the Cash Call Mortgage website says that they provide their customers with access to Common Sense Loans with No Closing Costs, FHA Loans, VA Loans, Safe and Secure Fixed Rate Loans, and HARP Loans.
Cash Call Mortgage does provide their customers with a Tools & Calculators page so they can determine what the costs of their likely mortgage proposal will be before they ever apply. That being said, customers will not know for sure what the terms of their mortgage will be until they actually go through the process of filling out the application with all the necessary information.
Because this is a mortgage company, customers will not be able to rely on a standard or a traditional Refund Policy, but you can speak to their Customer Service team or a mortgage representative to see what kinds of policies they have available if you need to back out of your mortgage within a specific time period after accepting the company’s terms.
Customer Service Contact Info
Customers who would like to speak to their Customer Service team about their questions, concerns, or complaints can do so by phone at 866-579-2962, by using the website’s Live Chat feature when it is available, or by submitting them directly to their website through their Contact Us link.
Searching for this company online will provide some confusing results, because it appears that Cash Call earned a fairly negative reputation before they were purchased by Impac Mortgage and were still specializing in personal loans. Now that they have made the move to focus entirely on mortgage loans using the Impac Mortgage platform, it appears that their reputation has improved significantly and customers should be able to assume that they will receive better quality service.
That being said, customers should never sign a loan agreement without reading and fully understanding the terms that they are agreeing to.
Competitors and Alternatives?
Certainly there are many different mortgage providers available online depending on your personal circumstances, your state of residence, your budget, your qualifications, and more.
If you have experience with this company or their products, please leave your Cash Call Mortgage reviews below.