Biz2Credit Reviews

Biz2Credit is a loan matching service that describes themselves as the leading online credit resource for startup and small business loans, lines of credit, equipment loans, working capital and other funding options.

How Does Biz2Credit Work?

According to their website, the lending solutions offered by traditional banks can often be slow and cumbersome, and don’t always meet the needs of small businesses, which can sometimes need money quickly and without all the obstacles created by large scale financial institutions.  

To help small and medium sized businesses meet all their needs, Biz2Credit.com partners with more than 1,300 different lenders to provide their clients with Commercial, Small Business and Startup Loans, as well as Real Estate Financing and other types of unsecured loans.

Regardless of what kind of loan you are looking for, this company states they use the latest technology to create a unique profile for your business – in just minutes – which will then be used to match you with appropriate lenders who can meet your needs.  

Cost & Price Plans

As with any lending company, there is no way to quote in currency what the loan will cost you, since it depends on the personal circumstances of your business, the amount of the loan you wish to borrow, and the length of the loan repayment schedule. 

But the website does offer users a loan calculator, which will take into account the loan amount, estimated interest rate, and the loan term in months to see the estimated costs of this loan. 

Refund Policy

As a loan matching service, this company does not actually take fees from their customers, nor do they distribute the loans themselves.

They simply provide a loan matching service, which will take the needs and circumstances of your business into account, and then match you with a lender that can help meet your loan needs. 

Any problems or concerns you have once you have accepted the loan terms of a provider must be addressed directly with the provider themselves, and not with Biz2Credit.com.   

Customer Service Contact Info

Customers who would like to speak to their Customer Service team about their questions, concerns, or complaints can do so by phone at 800-200-5678, by email at [email protected], or by submitting them directly to their website through their Contact Us link.

Reputation

Biz2Credit.com is part of a new group of alternative lenders that specialize in providing small businesses with access to a wide variety of lenders through their network of lending partners. 

These websites can provide benefits not only to borrowers, but also to lenders, who can use this service to bring them clients without any need for them to do any of the work seeking out new clients, or get and process their initial information which indicates whether or not they can move forward with the loan process at all.

Because of the mutual benefits to both borrowers and lenders, Bloomberg Business reports that these type of business loan matching websites can be a good place for small and medium businesses to look for their loan needs.   

Competitors and Alternatives?

There are many other companies and lenders that are willing to work with small businesses, depending on what you qualify for and what your personal needs are, including companies like LoanMe, Kabbage.com, and many others.  

If you have any experience with Biz2Credit.com or their services, please leave your reviews below.