Auto Credit Express Reviews
About Auto Credit Express
Auto Credit Express is a website which was established in 1999 and describes themselves as the largest automotive “special finance total solution firm” offering people of all credit situations a connection with lenders and dealerships.
According to their website, they have the ability to connect even people with bad credit or no credit with a selection of over 1,200 authorized dealers and automotive lending partners.
The services of Auto Credit Express are available nationwide and be put toward new or used cars. They say they take great pride in assisting first time buyers and people who have a history with repossession or even bankruptcy.
Customers who are wondering how they personally might benefit from using Auto Credit Express can take a thirty second quiz to determine how they pre-qualify for a loan. All you need to do is tell them your credit score, your monthly income, and your monthly payments for rent or mortgage, credit cards, and more.
After you submit all this information, the website will then generate a generalized estimate of what loan amount you are likely to be approved for, and then you can choose to continue on with the application.
Customers who do decide to move forward with a formal application need to know that there will be a formal credit inquiry made, but credit inquiries only negatively affect your score when too many are processed at once.
After your official loan has been submitted, you will be given access to the loan terms, including interest rates. If you have any complaints regarding the interest rates or the repayment schedule, you are under no obligation to accept the loan.
To help you best assess whether or not the loan you are offered will work for you, Auto Credit Express provides you with an auto loan payment calculator so that you can understand whether or not the payments will be manageable for you.
If you have any experience with this company, please leave your Auto Credit Express reviews below.
1 ‘Auto Credit Express’ Review
I had to wait more than 24hrs to hear anything and was only provided some confirmation number. I was then contacted by a car dealer rep however, it's been a whole week later and I have yet to know my terms and rate. I was never provided this "auto loan payment calculator" either. Needless to say, I still have NO car!!!!!!