Securing a loan can be tricky. Working your way out of debt? Now that can be even harder.
With all kinds of financial solutions out there, it’s tough to find one that offers a one-stop-shop for all of your financial needs. In fact, you might believe that such a solution doesn't even exist.
Luckily, it does - and its name is AmOne.
AmOne is an online financial solutions company that helps both small businesses and individual consumers find top-rated solutions for their financial needs. All of these services and connections are provided free of charge and with no obligation. Think of it as your financial search engine.
Ready to learn more? Here’s what you need to know about their unique solutions. - and whether this company is legit.
How Does It Work?
AmOne is an online financial services company that helps people find all kinds of solutions for their financial needs. You can fill out an easy online loan solutions form to be matched with a free loan matching service, which will help you discover all kinds of personal loans, debt consolidation options, business loans, and even auto loans.
They can even help you find the right credit card for your needs! The company offers connections to both secured and unsecured loans and can work with participants of all different credit backgrounds. There are loan programs for less than ideal credit along with those for small businesses or startup businesses.
And if you don’t qualify for a loan, you aren’t out of luck. AmOne has credit experts on staff who can work with you to find new ways to raise your credit score, manage your debt, and improve your financial profile.
AmOne can also help you get a copy of your credit report. This is totally legit, as it’s done through one of the three major credit bureaus. In fact, every twelve months, you’re entitled to a free copy from each one - they just helps expedite the process. You can learn more about your credit report and unique credit score so that you can work toward complete credit repair.
The list of services provided by the company doesn't end there. They also offer auto and life insurance solutions and can even help estimate your approval odds for all of its associated services and loans.
Cost and Price Plans
The service is totally free for you to use. You will need to provide an email address when you sign up, however.
Interest rates for personal loans vary. Most loans are offered with amounts varying from $10,000 to $25,000. Rates depend on competition and your own credit, but are usually around 10.7% for personal loans, 16.86% for credit card borrowers, and 5.37% for car loans - these numbers are based on Federal Reserve data.
Competitors and Alternatives
This isn’t the only free online financial service for you to consider. It is easier than ever to make informed and accurate financial decisions with all of the similar alternatives out there. Some to consider include Upstart, Sofi, and Fiona.
When you are comparing AmOne vs. Upstart, the main thing to know is that Upstart is also an online lending marketplace. You won’t find all of the personal financial improvement solutions such as those offered by AmOne here, but it's still a great resource, especially if you are looking for an unsecured, fixed-rate personal loan.
Next, you might want to look at AmOne vs. Sofi. Sofi offers personal loans and loan refinancing as well as investing options. The ability to research investment options is a feature that AmOne does not have, so you may want to consider Sofi insead if this feature happens to interest you.
Finally, consider AmOne vs. Fiona. Fiona is a similar online marketplace through which you can explore lender options based on your credit, how much money you want to borrow, your location, and the purpose of the loan. You can apply directly for a loan through this platform, but again, you won't find all of the same personal financial improvement tools that are offered by AmOne.
Online Customer Reviews/Complaints
You can view AmOne credit reviews by verified customers at TrustLink, a company that was originally developed by the BBB (Better Business Bureau). The company has hundreds of reviews and a five-star rating here.
One of the most common pieces of praise is that it is highly credible and your information will always be secure. You can contact Someone directly with any questions, concerns, or comments at any time, too.
Customers like that they offer debt relief solutions as well, working individually with you to find the right solution. All you have to do is get in touch. Nothing is done in a cookie-cutter format but instead, tailored specifically to your unique needs as a business or consumer. This is one of the few services out there that will help you find bad credit loans, too, just in case your record is a little less than immaculate.
If you need to get in touch with someone at the company for any reason, you can do this by contacting them via the toll-free phone number at 1-800-781-5187. You can also chat online to speak with a financial search specialist.
Where to Buy?
This is a free service, so you don’t need to purchase it from any retailer. You can sign up for free by visiting the website.
Is It Worth It?
There’s really nothing to lose by giving them a try. This financial planning website serves as something of a middle man between consumers or small businesses and lending organizations. If you’ve ever felt overwhelmed by all of the poison out there when it comes to finances, loans, and credit, AmOne is definitely a service that you need to consider.