Today, I received an Email from [email protected] This email had an attachment with it. When I opened the attachment, I thought my prayers were being answered. It was an approval letter from a company Advance America. It had an Approval number, an amount of $5000, Loan terms of 18 months, Monthly payment $305.00, Interest rate 10%, and it was all on nice company letter head. See my wife has been out of work for the last 2 months after an emergency surgery on her uterus. Money is tight and bills are behind. We are desperate.
This sounded great. I called the number listed to Verify my acceptance,716-810-6912,A Man, by the name of Robert Carter, answered the phone. After verifying all m information with him, he gave me a 4 digit # and said it was my account number with them. He then preceded to tell me that the money should be in my account within the hour. I thanked him and hung up.
Relief was in sight I thought. I waited 3 hours and nothing. I finally called the number back and Robert answered again. When I asked what was going on with the money, he told me that I was not going to get the money because my credit score was no good. DAAAA... that's why I was trying for a cash advance. If I wanted to get the money, I would have to pay them an Insurance fee. After asking to speak with a manager, A women got on the phone and started to say the same crap the this Robert guy was.
When I told them that I was not interested and that they had better not touch anything in my account, he told me that "he was going to take all my money and I had better change my pin quick." VERY UNPROFESSIONAL... This company is a huge scam that is praying on people that have fallen on hard times. Shame on them. Please beware.