3 Click Loan Reviews
About 3 Click Loan
3 Click Loan, found online at 3ClickLoan.com, is a loan matching service that specializes in personal loans, a type of loan that ranges between $1000 and $10,000 or more depending on your personal circumstances.
How Does It Work?
3 Click Loan does not actually supply borrowers with the money themselves. Instead they are a website that works to collect all the important information that is taken into account by lending institutions that will actually be responsible for providing you with a loan.
This information includes your credit score, your reason for requesting the loan, your monthly income, your zip code, the last four digits of your Social Security #, your birth year, and the amount of money you wish to borrow.
Though this website states that they can assist borrowers of all different credit levels, there are certain situations in which borrowers can be denied, depending on your state of residence and the requirements and limitations they put on lenders operating within their state.
If you do successfully receive loan offers, it is important that you go through all the Terms and Conditions of the loan, ensuring that you understand all the legal requirements you are agreeing to if and when you accept the money they are offering you.
Using this website is completely free, but the cost of accepting a personal installment loan depends on many different factors, including how much money you have borrowed, the length of time you take to pay it back, and the interest rate that is being applied. In addition, borrowers will want to pay close attention to agreements that will apply additional fees or charges during the term of your loan for actions like late payments, loan extensions, and more.
Personal installment loans do not have Refund Policies, but they may have periods during which they can canceled and the borrowed money can be returned without any payment of interest or penalties. Customers should speak directly to the lender or check to see whether this information is included in the terms of the loans that are provided to you.
Customer Service Contact Info
Customers who are interested in contacting Customer Service with questions, concerns, or complaints can do so by email at [email protected]
Unfortunately there are not many reviews available from customers and borrowers at this time. However, there are certain things to consider about this company before deciding to work with them to find a lender.
First, 3 Click Loan will connect borrowers with lenders of all kinds; their lenders are not limited to well established financial institutions. If you wish to borrow a small enough sum, or your credit or monthly income is low enough, the lender you get matched with may be a short term lenders or “payday lenders.”
These types of short term lenders are extremely controversial for the high interest rates and fees they apply to their loans, which is why some states ban their operation. If you are offered a loan from one of these lenders, it will be even more important to make sure you understand all the terms, fees, and rates involved in borrowing money from these institutions.
Competitors and Alternatives?
There are many different websites that offer this same type of free service, where they match up borrowers with qualified lenders, including PersonalLoans.com, ClickNLoan, BetterLoanChoice.com, Speedy Net Loan, and many more.
If you have experience with this company or their products, please leave your 3 Click Loan reviews below.