Business Opportunities

Cruise Planners Franchise – Legit or Scam?

May 22nd, 2016  |  Published in Business Opportunities

Cruise Planners Franchise, found online at, is a franchise opportunity for people who are interested in running their own independent travel agency business out of their home.

A franchise is an independently owned business opportunity where the owner pays fees for using the knowledge, business practices, and other proprietary information of an already established business.

The Cruise Planners Franchise website says that they are one of the most successful, affordable franchises currently available on the market, with just an initial investment of $10,495 required.

The Promises

The Cruise Planners website says that their opportunity is perfect for people with no travel agency experience, because they offer you a six day training program with your franchise purchase so you are prepared with how to best establish your business and interact with your corporate support team.

They encourage their newest team members to begin running their business part time, so they can ease into their industry and become comfortable with company policies and practices.

Cruise Planners Franchise promises their newest franchise owners that this is an incredibly easy franchise to be successful with, as they have been successful for more than 20 years and the cruising industry has seen growth each year for the last 30 years, including double digit growth in the last ten years. In fact, they says that the travel industry is a recession proof industry, perfect for someone interested in owning their own business.

The Concerns

As an affordable franchise opportunity that is partnered with the American Express Travel organization, Cruise Planners probably could be a very decent independently owned business opportunity.

Unfortunately, there are a lot of problems with the way this company promotes and sells this opportunity. Claiming that someone with no experience in the travel industry should feel no concerns with owning a travel agency is ridiculous, but not nearly as ridiculous as claiming that travel is a “recession proof industry,” when travel is in fact one of the very first and very hardest hit industries during times of economic trouble.

Another issue not being addressed by this company is the fact that travel agencies have been an industry almost eradicated by the internet, since most people make their own travel plans online or use mobile applications and websites to find the best prices and itineraries for their needs.

The truth is that this franchise opportunity may not be a bad idea, however it is impossible to know that or trust that since their sales page spends so much time directly lying to their potential franchise owners.

If you're at because you are looking for a way to make money online then check out our article "7 Ways to Make Money Online" - methods that anyone can use to earn an income from home.



Watch Out for Web Fortune Master Comment Spam

July 13th, 2013  |  Published in Business Opportunities

Marketers of the new work at home opportunity, web fortune master, have taken to comment spam as a means of promotion. You may have noticed these odd comments on some of your favorite online news and gossip sites.

The comments vary but essentially all claim that they’ve found a method that you can use to start making hundreds of dollars an hour online. They include a website link, which also constantly changes, most likely oddly spelled – depending on the news site’s spam settings.

Here’s an example of one taken off

web fortune master spam

So what are These Guys Trying to Sell You?

If you click through the comment spam link you’ll be taken to a landing page that looks like a legitimate news site. However it’s not, it’s purely a fabricated advertisement designed to further lure you into the sales pitch.

These fake news sites are a great sales technique and have been aggressively used over the last 5 years. Again with some slight variations in their content but overall the same concept. In the one used for this example the “news” story reads, “Single Mom Makes $89,844/Yr in Her Spare Time on The Computer without Selling Anything.”

The single mom, Kelly Richards, has been covered in depth on our website as her story has been used to promote countless work at home opportunities. Moreover, the more savvy promoters use ip reading scripts on their fake news sites to uniquely tailor Kelly’s home town to that of yours. So no matter who’s reading the article it will appear that Kelly resides in their neighborhood.

On To Web Fortune Master…

After you click on one of the links on the news site you’ll be taken to the home page for Here you’ll also be presented with a long sales pitch delivered by the spokesperson Angela Bussio.

It’s a drawn out sales pitch but at its crux the opportunity being presented is link posting online for profits. This concept has also been heavily covered on In short this is simply a novel term for affiliate marketing.

The biggest misconception here, and the reason why all these programs get negative reviews on our site, is the notion that you get paid for every link you post online. This is simply not the case.

When you sign up for their program you will be taught the basics of affiliate marketing – using tracking links to promote products online for commissions, and taught various marketing strategies. Through the web fortune master program you will also be directed to purchase an eCommerce website.

This is where many of the complaints stem from, the promotional materials paint a picture of easy riches simply posting links online. When the reality is that you need to become familiar with online marketing, promote products online, learn to advertise your website, and much more.

The cost of the program is a onetime fee of $97, after 30 days there will be a monthly fee of $8.78. There are also several additional income streams and training manuals that you can pay for.

If you have signed up for Web Fortune Master and need their contact information they can be reached by phone at 877-387-1585 or email:

So Does it Really Work?

The question that is on most people’s minds when they first come across this seemingly too good to be true opportunity. In theory affiliate marketing is a legitimate way to make money online, and many of your favorite bloggers partake in various affiliate programs when they choose to recommend products to their readers.

However this is not an easy way to make a living, the success of your affiliate business will depend on either one of two things. Building a successful website that attracts lots of visitors, or developing a way to directly advertise your promotional offers to online browsers, i.e facebook or Google’s Adwords advertising platforms.

The basic concept to understand is this: even if making money was as simple as getting people to click a link, the real challenge is getting the people to see that link.

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If you're at because you are looking for a way to make money online then check out our article "7 Ways to Make Money Online" - methods that anyone can use to earn an income from home.


Online Income Builder Program Reviews – Legit or Scam?

May 28th, 2012  |  Published in Business Opportunities

The main advertisement for this new business opportunity can be found on this site, This web page tells the story of Ivan and Alicia Levine and their rise to success using the Online Income Builder Program.

They claim that by using this resource they were able to build a thriving eCommerce business focusing on educational children’s toys.

The rest of the website is a sales pitch for the program trying to convince you to purchase the product and try your own hand at building an online business.

This whole thing is a Robert Allen venture – real estate author turned make money online guru. This is his second product related to online business and as a bonus he includes his previous works.

Is the Online Income Builder Program a Scam?

It’s hard to judge this program based on the testimonials alone, the disclaimer at the bottom of the page states that those whose stories have been featured on were compensated.

It’s also hard to judge the success of the featured clients Ivan and Alicia since they do not share the URL of their website. It’s understandable not to want to share a successful website due to fear of revealing your niche and opening yourself up to competitors.

Having the website would allow you to check their traffic stats and see if their income claims in the testimonials were feasible.

If you go based on Robert Allen’s reputation then the results are at best mixed. His previous course, the one that’s included in this new package was rated 2.06 out of 5 based on 131 reviews.

If you take a closer look at the terms and conditions associated with this program you’ll find more alarming information. The first line of the terms reads,

Although Robert Allen’s Online Income Builder Program is new, most of the people who buy it will not make any money and do not apply its strategies.

Furthermore the privacy policy states,

The company may use Individual Information to provide promotional offers to individuals by means of email advertising, text/short message services, telephone marketing, direct mail marketing, online banner advertising, and package stuffers, among other possible uses.

Robert Allen has been associated with Prosper Inc, a third party business coaching service for quite some time. Many business opportunities such as this pass on their leads to companies like Prosper Inc for a cut of the coaching commissions. Prosper coaching can cost over several thousand dollars so it’s a very lucrative way to supplement their incomes.

Considering that they admit sharing leads in their privacy policy it’s very likely that as a customer of the Online Income Builder Program you might be getting a call from Prosper or some similar company.

If you purchased the program and would like to request a refund or speak to a customer service representative you can do so at this number 1-866-448-4593.

Final Thoughts…

Yes it is possible to make money online but it is fairly difficult and the people doing it are tech savvy or have access to serious resources that assist them in building an online business. You cannot expect to make money with no online marketing or business skills simply because you see some advertisement and purchase an eBook.

This is precisely why gurus like Allen get lots of bad press and negative reviews; it’s insincere to market courses like this to the general public knowing that the majority of your customers will not make any money and simply get an “education” as they put it.

If you're at because you are looking for a way to make money online then check out our article "7 Ways to Make Money Online" - methods that anyone can use to earn an income from home.


Empower Network Reviews – Legit or Scam?

May 16th, 2012  |  Published in Business Opportunities

Empower Network is a Multi-Level Marketing company who claims their first priority is to help your business become successful and show you that anyone can achieve personal success.

This company offers educational training, products, and other specialized services – from targeted marketing systems and potential customer databases to website hosting and maintenance – that are intended to help you build your business online and become an internet network marketer.

How Do They Work?

One of the main themes addressed throughout their marketing concept is generating a steady number of leads. Leads are the primary source to the path of success. In traditional lead generation, there are multiple ways to generate leads; building a network marketing system, contacting other sites to negotiate an advertising swap, making cold calls, and so on.

Empower Network, on the other hand, claims that for $25 a month, they will provide you with all of the necessary tools for successful lead generation without struggling with the traditional methods yourself. Instead, they will provide you with an “internet traffic system,” a structure that is optimized for marketing, full access to customer leads and database, and much more.

Empower Network also promotes using a decoy product to sell in combination with another product. Increase the price of one product and decrease the amount of another product, then sell them together as a package deal. It will make the products more desirable because the buyer will feel as if they got a great deal. They also suggest promoting your product, noting the limited availability of supply. This creates the urgency for the consumer to purchase the product before it is gone.

The Issues

To become an affiliate of Empower Network, the cost is $19.95/month. They have two monthly products to offer and other “one time” purchases which provide the necessities to develop your business.

The basic “Empower Network Viral Blogging System” costs $25.00/month and the “Inner Circle Membership” is $100/month. Their remaining three products range in price with the cheapest starting at $500 and going up from there. They are described as “optional” to your success.

The problem with Empower Network is similar to the problem with most companies that provide cookie cutter business and marketing systems to their customers, regardless of their skill level, background, or business goals: a company that promises they will do all the work for you while you get to make all the money is – as they say – too good to be true.

Either Empower Network is misleading their customers on the time and effort they will have to put in to be successful, or they are misleading their customers on the amount of money they will have to invest or that they will earn.

The biggest danger with these types of programs is you become totally reliant on them since your website, lead generation, and marketing platforms are all provided by this company for a monthly fee. If you decide you wish to leave, you must start over from scratch.

If you are still interested in this system and what it can do for you, it is important to do free research online regarding affiliate marketing before you commit to investing money in marketing systems.

If you're at because you are looking for a way to make money online then check out our article "7 Ways to Make Money Online" - methods that anyone can use to earn an income from home.



Online Home Careers Reviews – Legit or Scam?

May 7th, 2012  |  Published in Business Opportunities

With Online Home Careers you have another example of a classic work at home scheme. If you pay attention to all the red flags found on both the site promoting it and the actual sales page you’ll begin to see how there’s no way that this can be a real long term work at home opportunity.

Most people come across this breed of work at home offer through an advertorial, basically a thin one page affiliate site that is designed to look like a real news site. They use IP tracking to customize the page based on your location to even further increase the effectiveness of their sales efforts.

This fake news site hypes the product through an account of a young woman, in this case Melissa Johnson, who just happens to be using this program to make a whopping $8,000 a month. That’s a yearly salary just shy of 100k, putting her right up there with aerospace engineers, and all that just working 15-18hrs a week!

These sites never go away, and are continuously being tweaked to promote new programs. The essential layout stays the same but a few details, most importantly the URL and name of the site, change when they get exposed.

Once you actually click through to the sales page for Online-Home-Careers-com you’ll be hit with plenty more red flags. Starting with the nonsensical claim that this program has been advertised on popular news sites, even if that was true that says nothing about the actual legitimacy of the system.

In the next stage of their pitch you’ll be introduced to Ryan Stephens the supposed mastermind behind Online Home Careers. Following the standard make money online sales script you’ll be told all about Ryan’s rags to riches story and how now that he’s made it he’s willing to share his secrets of success with you.

So what is Online Home Careers all about?

The sales page does not reveal what the course is about only telling you what it’s not. However, if you go to the main site,, you can see the company’s entire product line.

This includes: ecommerce, affiliate marketing, and dropshipping training, a website from My Creative Site Designs, and access to the Dropship Club.

You get all this for the price of $97, and it’s yours to try out risk free for 30 days.

According to their refund policy

If Student cancels within 30 days of transaction, they will receive a full refund of the purchase price. After the 30 days of the Student may cancel, without penalty or obligation. Any and all refunds after 30 days of transaction will be at the discretion of management. If Student wishes to cancel in any event, Student can either call Customer Service at 877-866-4070, mail to Online Home Careers, 654 N 800 E Ste 322, Spanish Fork, UT 84660, or email notifying them of their request, at which time their account will be cancelled.

Additional things to keep in mind…

Under the list of things included in your start up kit one of the bonuses is a Quick-Start Coaching Assessment Call with a trained “Start Up Specialist.”

Historically these calls come from 3rd party coaching companies that buy leads from these types of work at home programs. These coaches will tell you that they can help your business succeed and offer their services at exuberant prices – usually based on what your credit card limit will allow.

Also keep in mind that if you’re asking for a refund past the 30 day period the disclaimer states that it will be at the discretion of a manager, usually one of the requirements will be that you actually tried to work the program. So if you buy the course and realize that it’s not for you submit your refund application as soon as possible.

If you're at because you are looking for a way to make money online then check out our article "7 Ways to Make Money Online" - methods that anyone can use to earn an income from home.