PrePaid Legal Reviews

jenny   california

5:46am on Wednesday, November 4th, 2009 

I used to be an associate for about 8 months. I was making a decent amount every month. Although, in the end, I was losing money, I spent more on the supplies, meetings, conventions, etc.

Now, this is business on the side, they said something you can do on your spare time. Being a PPL associate, will slowly, but surely CONSUME YOUR TIME. In the end, all your focus is on PPL. Trust me, you will be become BRAIN-WASHED.

It is a PYRAMID SCHEME. To truly become the best in the company, you must be a CON ARTIST & somewhat have a selfish/greedy trait. I've seen some associates at work, and they will DO ANYTHING for that money.

This teaches kids that you can attain the future you wanted in a year or so...That's not what life is about. Its for kids to earn their future, they will appreciate it more by that way. Let's be real here, of course there are the few who made success in this business, but WILL ALL OF US join the top with them??? NOT LIKELY.

There was no situation where I had to use the membership, so I cannot speak on that part.

For a final note, I SUGGEST DO NOT SIGN UP TO BE A PPL ASSOCIATE, unless you are willing to dedicate your soul to it. Say goodbye to spending time with your family, friends, school, work, etc. Watch out for your "so called PPL family" Their intentions are not what you think. You'll soon become one of them...the one on the other line naggy someone constantly to join PPL. Also, if your customer does not want to join, you'll make them feel stupid & useless with motivational quotes and saying that their future is not looking so bright. If you are ready for all of that....TRY IT, GOOD LUCK!!!

By the way, no disrespect to those PPl associates who really have the heart to help people more than themselves. GOOD LUCK!

Jude Hodge   Oregon Coast

5:09pm on Sunday, November 1st, 2009 

37 year old company listed on the stock exchange and people still want to scream scam?

The law is their business and all i's are dotted and t's are crossed.

I have been in this industry 18 years and recently joined them and am doing great.

My only wish is that I would of joined them 11 years ago the first time I was shown the program.

But it is never to late and I am thrilled that I am now a PPL associate. Questions? Feel free to google my name and contact me!
Jude Hodge

Terry   California

8:50am on Thursday, October 29th, 2009

I would sure like to hear about any legitimate first hand complaints. What I read here are people with an axe to grind. I see most people are very happy with the service but no reliable info on the business.
Thanks
Terry

LH   california

6:57pm on Wednesday, October 28th, 2009 

This membership has saved me hundreds if not thousands of dollars. it only costs me about 16 a month and i call an attorney at least 2 times per month with questions that would otherwise cost me 100's to get answered correctly. No complaints.

Darrel   Reno

10:12pm on Monday, October 26th, 2009 

Member for 6 years no complaints, would not be with out it. Thinking about trying the business opportunity.

Justin   California

9:37am on Monday, October 26th, 2009 

I have been a member for 4 years and have used them every chance I get. My wife and I are very satisfied with all aspects of their program.
A year ago my wife lost her job of 20 years and my company cut hours way back. We signed up as associates and are doing okay not great but just okay. We are still learning and their is some help out there if you want it. The only down side is it's a lot of work. I can see future is getting better,if your in doubt go for it.

Nancy   Wisconsin

11:15pm on Thursday, October 22nd, 2009 

I was surprised to surf the web to look for the PPL website and find someone actually using the word "scam" for this company. I have been a member for over 4 years and they have been very helpful. They wrote a letter to a health club that was giving me trouble, worked with the authorities for a traffic ticket for my son, I have sent numerous rental agreements and papers to have them review for language I didn't understand, but need to know. I value my PPL. I am in Wisconsin and it is by no means a scam. It is like "lawyer insurance", I actually feel kind of neat knowing I can say, "I need to talk to my lawyer" knowing I can run it past the lawyers that work with PPL. I highly recommend it and I know no one who works there, I just have the benefit of having the coverage.

Anonymous   Michigan

9:51am on Thursday, October 22nd, 2009 

i was in prepaid legal for years. i decided not to pursue the business side of the company but kept the services "just in case." when i called to cancel my membership because i had never used it, i was informed that it had already been canceled. this was a shock to me because i was still getting billed every month for the service. customer service then informed me that i was listed as a "significant other" on someones account. The person using my account to pay for their membership is someone i have never met let alone heard of. The person i signed up under and/or one of his associates canceled my membership and signed up someone else using my bank account info! it blows my mind to think i company that also offers identity theft protection has employees that are actually committing identity theft! overall the company isn't terrible, just stay far far away from ROBERT MCCORMICK AND/OR GLEN SMALL. i hope everyone in michigan reads this post. i tried confronting one of the two and he did nothing but lie about the situation(no surprise there.) there is no way possible it wasn't both of them that were involved. Mr. Small has never been given my financial info from me, yet he signed up the person using my account fraudulently. the only person with the company that had my info was Mr. McCormick. it all seems to make sense to me yet nobody at PPL wants to do anything about these 2 scam artists!

jim   Arizona

10:31pm on Wednesday, October 21st, 2009 

Here is a cut and past from a finance page.
Pre-Paid Legal Services, Inc. (NYSE: PPD - News) is ranked number 66 in the 2009 Forbes Magazine annual list of "America's 200 Best Small Companies," climbing 64 positions from its 2008 ranking of 130 on this list. For the second consecutive year Pre-Paid Legal Services has retained the number one ranking in the Forbes survey in the category of return on equity (RoE), a measure of how efficiently a company uses its assets to produce earnings.

Thomas   Californis

6:59pm on Wednesday, October 21st, 2009 

This site appears to be about the business opportunity not the membership. That being said there are plenty of comments good and bad about the service you just have to read.

Thomas   California

6:13pm on Wednesday, October 21st, 2009 

It's hilarious that there are so many comments from PPL workers saying it's a great company. I don't see clients stating that the service is exceptional or any positive comments in any capacity from customers. The only positive comments are from workers. Hmmm. . . I wonder if a PPL person sits at a computer and reply's to bloggers ... maybe that is his job. Job Description: Search web for bad publicity and respond utilizing various names create fake success stories from ppl workers :). Hey, if the company is profitable, yes Fortune will say it's a great company. Too bad the only profit is in the executive circle of the very top tier of this pyramid scheme.

Cameron   Arizona

5:18am on Wednesday, September 30th, 2009 

This company by far has the most lucrative compensation plan i have ever seen. i just recently joined PPL less than a week ago. i am on my way to becoming director within the next month. honestly if you put some time into this business and see the vision you will succeed. it is not a get rich quick scam. it is about working to help you and others on your marketing team. i ask everyone to really look into the business for yourself and see what it has to offer. it might not be for you and thats fine. but i promise if you feel at all that it is for you run with it. you will not regret it at all. the money you can make for yourself and your whole team is phenomenal. please do not say this is a scam it doesnt work blah blah blah. this is a publicly traded company on the new york stock exchange. that right there speaks for itself. it has been around for over 30 years. The potential you have to make a good income i this business is amazing. not to mention the new Blast Off launching is very soon. Blast Off is already being talked abot as the next new thing to hit the internet since facebook, myspace, witter and even google.

Marthy D   El Paso

8:52pm on Monday, September 28th, 2009

pre paid legal has helped me and my family for over 10 years , i became an associate when i turned 18 and i've been making a profit of 2000 more or less per month, im in players cluB and me and my mom have a team of 50 people. pre paid legal is about HELPING PEOPLE. thanks

Judy   Ca.

4:01pm on Monday, September 28th, 2009

Leslie,
I am sorry to hear your story that is so sad. My question to you did you contact customer service and report that incident? You can even ask for a new Attorney if you do not like the one assigned. We just had a similar case here in Ca. and problem was resolved quickly and to everybody's satisfaction.
We have an outstanding attorney resource division that takes care of those things. You are right you should not have been treated that way.
Sorry
Jud

Leslie   Fountain, Florida

3:21pm on Monday, September 28th, 2009 

I got the Prepaid Legal Membership and was told that it was covered under my membership that a lawyer will review my divorce papers and make sure they are fill out correctly. I confirm this through 3 reps of the company.
When I got a call from the lawyer, Susan Koontz, she was very snobby and plain out told me that review of documents were not covered under my membership and that I would have to hire a lawyer at my membership discounted rate, 25% off, and have the lawyer fill out the papers, and file them for me, which should cost me about $1500 plus the filing fee, which in Bay county Florida is $363. Then Susan informed me that the divorce papers are pretty much self explanatory and that the only people who couldn't understand them are stupid people. The company wouldn't help me one bit on this. I'm glad they think that a stupid person like me, who lives on less than $900 a month, and yes, I do work, can afford to shell out $1863 with no problem. All I wanted was just to have someone tell me whether or not my divorce papers are filled out correctly. Don't waste your money or time with PPL.

Jim   Arizona

12:21pm on Monday, September 28th, 2009 

PPL is a good company, it is all about helping people in life if you approach it in that manor you will succeed. If you approach it wanting to get rich quick will surely fail. The most important part do not over sell the product,it is worth the cost just on title one only, everything else is a bonus.
Chargebacks can hurt especially if you don't know they are coming. You must keep in touch with your clients regularly, show them you care if you don't they don't care about you either. The best thing you can do is take all your pay as earned. That will stop all chargebacks and start the residual income a lot sooner. All the top money earners take their pays as earned.
This system works if you learn it and work it hard.

Peter   New Jersey

6:42am on Saturday, September 26th, 2009 

Hi, I think that you have made some very valid point about "our" company Pre-Paid Legal, however, I think that you may need to return at some point to complete some research on the types of services that we offer. To clarify, Pre-Paid Legal Services offers its members the ability to obtain discounted legal assistance for virtually any legal matter. The provider law firms provide the in person appearances in court. One of our biggest markets within Pre-Paid Legal "Traffic Violation". There are many people that I have come across that simply joins the service for the peace of mind of being able to call an attorney 7-days a week 24-hours a day. The business opportunity for those that are saying its a scam are sadly mistaken. The business opportunity are real and the potential for earning is huge. As with anything you do you will get back what you put in. Pre-Paid Legal is a time based business, meaning, that the more time you dedicate to the proven system the greater your chances and your success. Many people come here and leave the business because they want to get rich over night. We are not a get rich scheme and we do not promote ourselves this way. we provide a very lucrative business opportunity to people wanting to change their lives. We have many people in our organization that are making hundreds and hundreds or thousands of dollars because they have worked so hard to get there and because they have followed our proven system. So with that being said, to all of you disgruntle failures of Pre-Paid Legal do not blame the company for your failure blame yourselves. Pre-Paid Legal Services is a great company and have helped many for over 37 years.

Whitney   Okeefenokee Georgia

10:01pm on Friday, September 25th, 2009 

I got involved as a PPL sales Person back in the early 90's when it was a penny stock. Wish I had bought stock because that's proven the best thing i could have done. I was set up at a truck stop selling the Truck drivers Legal Plan. It was $35.95 each month & I made Director within 90 days. Before long I had people all over the country in truck stops selling our plan. Well, they misinformed me when it came to taking pretty much every cent you'd make right back because of the poor retention rate. I decided to do Group sales & was given all of Ga's City, County & other Govt. groups to work. When it's all said & done, PPL has the best product I've ever seen. When it comes to treating their people right & I speak from 3 very dramatic experiences, PPLSI of Ada Ok, will lie, cheat & steal from their marketing associates. That's been my experience anyway. Your's could be very different. I'll give anyone a word of advice. Do Not try & get rich with the MLM. Chargebacks will kill you. Don't sell to truck drivers & don't sell groups. If given an honest chance to start over I'd stick to selling individual $16.00 & $17.00 monthly plans to individuals only. No groups. When one idiot gets a D.U.I. & PPL doesn't get him out of jail it doesn't matter how well you explained that wasn't covered chances are the entire group will cancel & you guessed it, chargeback city! So, to any new associate, take an old pro's advice. Stick with one on one sales & you're most likely to keep most of your commissions. Anything other than that, I wish you luck. If PPLSI were as good to their sales force as they are to their customers they'd be the best company in the world to sell for. Their product is the best product for the average citizen you'll ever find. They do exactly what they say they'll do. They'll even go the extra mile. If you take my advice & are willing to work, you could make a very good living. Don't listen to the ones selling the dreams of getting rich on other people's sweat. Good Luck!

Jim   Arizona

6:39pm on Friday, September 25th, 2009 

Bill, Some of what you say is true, but most of what you say is an opinion. A lot of the most successful people do not recruit much. I for one do not, I do have some of my family in the business and only by their choice. I do mainly Group marketing and small business. It started my daughter 34 lost her job and could not find the type of work she was accustomed to. I told if you make some phone calls for me and are able to set any appointments for me I would giver $50.00 and if I was able to get the account I would pay her $300.00 and that's how it started. As time went by she asked how I could pay so much, when I explained it to her she then asked if she could do the same thing. Now she has passed me and making a solid six figure income while I am just below six figures.
I believe if your friends and relatives see you doing well they ask if they can join.
Yes there are some low handed associates with this company and when they catch them they are gone. I only have 7 recruits under me if I get more it will by their choice. I only recruit to the same market I am working.
I did a presentation behind a lady from Met Life and tripled her enrollment she asked what I made that day and when I told her she begged for more information, she is now very successful with Pre-Paid and not looking back. The residual income is starting to kick in now and the future is looking good. Yes most of my family have the service and are very happy with it and they tell their friends and so on.
You are right if all you think about is money you will fail, if you look at it by seeing how many people you can help the money will come.
Unless you spent a lot of time with this company you don't know what you don't know, don't paint with a broad brush.

Bill   New York

1:43pm on Thursday, September 24th, 2009 

Here is some food for thought from a long time Sales Professional and someone who has personal experience with this. When I call on a prospect for the services and products I represent I do not know the prospect intimately so if they say NO I don't take it personally and I have a certain amount of distance from it. That is why most successful companies use this model for sales and not the model you see with PPL... Most companies use this model because of control as well, how is my product being pitched, who is pitching it, etc etc. When you buy into these programs your #1 prospects are your friends and family...Let me say that again your #1 PROSPECTS ARE YOUR FRIENDS AND FAMILY... Now if that does not get under your skin then you are NOT a sales professional you have just drank the Kool Aid. The way you are convinced this is OK is because this is for their own good, it is the best thing since sliced bread, why wouldn't you want to do it...Well because not everyone thinks things have the same value as you do...I value a good cup of coffee you may hate coffee. Or I may be Republican and my best friend may be a Democrat. So and so on... But the truth is all good sales people believe in their product, they believe it is the best thing since sliced bread if you don't you better start selling something else. True sales professionals do not consider their friends and family their #1 prospects, because you are ultimately using them for financial gain (Boil it down and that is what you get) and friends and family are not there for that. You know what we all call people who believe friends and family is for financial gain…SCAM ARTIST…SCUM BAGS…JERKS.

Let me give you some more first hand knowledge of the personal effects. I had a very close group of friends once. One particular friend who is very important to me has gotten deeply involved in this. The positive is they seem to be having success from a monetary standpoint. But none of this group of friends hears from them unless it is try and sell them. This has had a very negative effect on these relationships. They also do not speak to one of their closest friends because of PPL, because they showed interest initially and changed their mind. Now you may say NO way this wont happen to me or this has not happen to me since I have been doing it, and I truly hope it does not. But I know a lot of people who have involved themselves in these types “businesses” and all of them have had personal issues due to it.

Let me also be clear to everyone that calls this a "business" you are commission ONLY SALES REPS that the company wants you to PIMP the program to the closest people in your life...That is the model. If PPL went of business tomorrow, you are out of a job (Sound like an employee huh). One of the customers I sold to was a high level member of Seasilver (Some of you may remember this product and scam)...He was a multi millionaire well until FDC said the COMPANY was making false claims and seized all assets and money associated with the company INCLUDING ITS MEMBERS money and assets WHO were selling it. Now, I don't care if you believe me, but this is first hand knowledge and he owed my company hundred of thousands of dollars and had to provide proof this was happening to him. He lost MILLIONS OF dollars on "HIS" business. If you were a real business owner and say you owned a grocery store and Pepsi went out of business or was making false claims ...well is may hurt a bit but you would just sell Coke and go on...Again if PPL went out of business your out of business, you are just Reps, SO STOP CALLING IT "THE BUSINESS".


Finally let me address why PPL uses this model.. BECAUSE IT WOULD NOT MAKE MONEY OTHER WISE. The main product of $30 per month is actually not that bad, and you could easily argue it has value. So why would they allow untrained non-professional sales reps to pitch the product. Why wouldn’t they use the traditional sales model that 99% of all successful companies use? Well because that product in itself (or at least the way it is pitched) would not turn a profit. So they need to subsidies this by getting people to buy and pay more money into “THE BUSINESS”. The “pitch” is the Pre Paid Legal Services product that sounds great and is comfortable. This is why the “pitch” is always started with the service and then goes into the money-making opportunity. That way you are waded into the deep end of the uncomfortable pool in hopes you eyes see dollar signs. To put it simply, you think this is great right? Well then why wouldn’t your friends and family think it is great too and you can make a buck showing them the way? (And please do not try and say this is not the way it is, just STOP I have seen the videos and been pitch this several times). The real BUSINESS is them getting all the suckers to sign up and recruit more suckers to sell to more suckers, and the problem is the suckers are your Dad, Mom, Brother, Best Friend, etc etc, etc, that you are trying to make money on. Basic, kids saying, if it sounds to good to be true it probably is.

And, please stop with the write up and coverage of this. I cannot tell you how many times I have been asked to watch or read stories on PPL and they ARE ALWAYS Paid advertisements.

So Kool Aid Drinkers feel free to try and rip this, I really don’t care but this is the TRUTH, I wish anyone who involves themselves in this kind of "business" all the luck in the world because you are going to piss the closest people in your life off!!!

Judy   California

2:40pm on Wednesday, September 23rd, 2009

jeff philly
Here again you nothing of which you speak. Pyramid scheme has been covered to death. They are against the law in all states. This co. has been around 38 years. Also you do not have to sign anybody under you to make money, people do very well in direct marketing of the product. If you do not like it that's fine but be truthful and present facts if you have any.

Sandy   Location unknown

1:52pm on Wednesday, September 23rd, 2009 

If the medical system is going to be socialized, this will be the best thing we as Americans can do to the legal system. It makes advice, representation and legal forms available and affordable. Since lawyers tend to rule most domains of our lives, we need every advantage we can get when it comes to obtaining legal advice and justice at an affordable price, rather than being surprised by a problem we could have anticipated and then sucked dry.

jeff   philly

1:06pm on Wednesday, September 23rd, 2009 

Sounds awfully like a pyramid scheme..... when you sign up the guys above get all kinds of money... its not until you somehow con some morons to sign up under you that you make jack.... i would know its already happened to my brother he didnt lose big but he didnt gain. he got wise to it and backed out.

Van   California

1:36pm on Tuesday, September 22nd, 2009 

I read all of this B/S and did some more research as someone suggested, found the BBB page and that is all I needed. My wife and I signed up about a month ago, we are happy with everything so far. We have made $2135 above our expenses. Most of the people we have meant are very helpful and nice.
Give it a try.
Van

Gregg   Or.

11:26am on Monday, September 21st, 2009

Sonny,Thomsa

Give us some facts and details. No facts no complaints. We all can say that they want a retainer if we are trying to the state or something silly.
Facts and details help us see the whole picture. Your one sided gripe is meaningless without facts.
Gregg

Jim   Arizona

9:19am on Monday, September 21st, 2009 

After reading most of these comments,I see there is a lot of misunderstanding of the services. It would be nice if some of you would read the the available information and learn what this service does and does not do.
To call it a scam because you do not understand the product is like calling the lunar landing a fake, you just plain do not know what you are talking about. That is the problem with sites like this one, people can write anything they want with no facts to back it up.

Darrel   Ohio

10:15pm on Sunday, September 20th, 2009 

Sonny,Thomas
It would be helpful if you would give exact details and facts instead of a rant. I have used this service to much to believe your rant. If what you say is true why did you not contact C/S so they could help you? They have been in business way to long to be a scam, if you are correct they would have lost all their customers by now. You should check with the BBB states Attorney's General, file a formal complaint and put them out of business, going by what you said it should be easy.

AWM   Nashville,TN

7:25pm on Sunday, September 20th, 2009 

My husband and I just joined PPL and are really excited to be part of such a wonderful team, family and company! Sure it is going to be hard work to bring in $298,000 like some of the guys in the company but I look forward to the day we do!! And the blastoff perspective is UNREAL!!!

Sonny   Thomas

12:37pm on Saturday, September 19th, 2009 

IT'S A SCAM RUN AS FAST AS YOU CAN AWAY FROM PREPAID LEGAL! I JOINED RIGHT UNDER THEIR #2 CON ARTIEST! AND THE VERY FIRST TIME I CALLED A SO CALLED LAWYER, THEY WANTED, GET THIS ( $10,000.00 ) UP FRONT BEFORE THEY WOULD EVEN SEE ME OR EVEN TALK TO ME!!!! THEY SAID AND I QUITE " WELL YOUR LEGAL PROBLEM ( MAY ) GO TO COURT SO WE REQUIRE A ( $10,000.00 ) UP FRONT RETAINER!!! HEY STUPID, EVERY LEGAL ISSUE HAS A CHANCE OF GOING TO COURT!!! IF YOUR NOT RUNNING AWAY NOW, IT'S TO LATE! WHAT A RIP-OFF! AND THEN EVERYBODY IN THIS SCAM GAME SAID WELL YOUR CASE WAS THE EXCEPTION!! NO MY CASE MEANT GET THE HELL OUT NOW WHILE I STILL COULD!

Judy   Ca.

5:50pm on Wednesday, September 16th, 2009 

Jenniffer Wa.

You do not use this plan to right up papers on a real estate transaction, how ever you can use it to have all the important documents reviewed by a real estate attorney. That is only the tip of the iceberg as to what this plan does.
You do not have to pay a monthly fee as long as you remain active. Once you sign up there are no more mandatory fees. It's a good idea to become a member and learn how to use the plans.
I have not seen any questions go unanswered, most of the response you see is to false information.
The only anger I see is from people that fail and blame the company to help justify why they failed.
If you have any doubts it would be best if did not sign up for you would already have negative vibes.
It is a good opportunity for some and not so good for others, it's up to the individual.
Good Luck

Jenniffer   Wa

1:30pm on Wednesday, September 16th, 2009 

I am reading and reading to see if this is something i want to do. The people on here are funny. If you are selling this and loving it why get so upset when some one questions it. You are suppose to answer the question not get upset at the people asking. really I read a great paper about a man selling houses and he would sell this plain to the buyers and they would use it to get the paper work written up. He made money for selling the plan and it saved the buyers money. Thats great but I am not seeing why right now the people in my life that are fighting to pay the bills they have are going to add another? I am not sure why i would pay to get started and then pay a monthly fee to work for this company. One person said this isnt a job to do in your free time. I agree if i could pay my bills with ease then i would pay all this money to do this in my free time but right now i need to make sure I have a pay check. I dont have the time to spend begging people to be a member. Yet I am VERY excited about blast off

Cindy   Salem Or.

8:53am on Wednesday, September 16th, 2009 

The thing that helped me make up my mind about prepaid legal. When I was searching for a home business I found many on the internet. This is the only one that gave out a home office address and phone number. I tried calling them and talked to a real person. That says a lot now days. Most of the opportunities available, only had an email and if they have a phone it is a recording that hangs up at the end. What are they trying to hide? With prepaid legal you can find out all the information you what. Some might not like what they find others will

Scott   Mo.

11:59am on Tuesday, September 15th, 2009 

I like Pre-Paid Legal a bunch, I have used the service on an average of 5 times a year and been a member for 4 years. I am also an associate for about 2 years. I do not make much money, mainly my own fault but I have made a profit of about $7,000 over my cost. The majority of the members I have signed are still members. I have 13 associates under me most do not do anything. When I sign an associate I explain how tough it is but it can also be very rewarding. It seems most people only hear what they want to hear, that's the problem with this type business.

shane ratliff   texas

3:24pm on Friday, September 11th, 2009 

I found pre-piad legal to be very helping with the every day to day things we as people need to save money and at this time if we save $200.00 that is alot but all in all pre-paid legal works there are some people that thank if they get a $2.00 chain that they should get a return of $100.00 that is not the way it works pre-paid legal is a plan that has been around for 37 years and getting beeter each year remember you get what you pay for $14.00 plans do not cover like a $26.00 plan will thank about that

Tom   Florida

3:39pm on Wednesday, September 9th, 2009 

Dear ANGRY WIFE, CLARKSVILLE TN: Your husband has one problem. He has this weight hanging around his neck and a noise in his ears. They are YOU! No one can make a living with a Shrew for a partner. Why don't you try helping him, instead of hindering his every move. I'm sure that the money you bring into the family must vastly exceed any profit he might make. Keep your millions separate.
If I was him, I'd contact the people at Pre-Paid Legal and find out how to get a Divorce. He might then be able to become successful. Having you around must really help build his ego and give him the confidence and drive to become successful.
Have you ever been to an Associate Meeting or a Core Training with him? I think you should just shut up and either help him or find someplace else to live.

Judy   Ca.

12:12pm on Tuesday, September 8th, 2009 

Anonymous,location unknown?
Why are you afraid to use your name and location?
You said you nothing about PPL, why would you not learn for yourself?
My first year was a disaster, I spent lots of money on supplies and tools my sponsor said I needed. Well since then I have found most of the stuff you do not need. I did spend lots of time and money attending group school or employee benefit training. After about 6 months all expenses recovered. Being group certified you get all you supplies for free at a rate of 10-1, that's huge.
Last year I made just under $70,00 and this year I am near $80,000 already. I could take the rest of the year off and still be ahead but when you get a taste what hard work can do for you, you can't quit. With any luck I might get to $100,000 this year and that's exciting!!!!
The only suggestion I have for you is "stop analyzing and get to work" buy the Today Is The Day
and read it a several times.

Anonymous   Location unknown

2:56am on Tuesday, September 8th, 2009 

a friend told me about this "program/business", and it sound interesting. I am not sure for how long she is involved with PPL, but I whis I would have had the time to sit down and talk numbers. I was tempted to attend one of their meetings, to see what PPL is about, but after reading all your reviews, I change my mind, and decided to do something more valuable with my time. now, I have no doubt there are people that made money out of it, but like someone said: you have to work really hard, and invest all your time on it. can anyone be honest and tell how much money they actual made? and how much they have left after deducting all the costs?
thank you so much for your honest thoughts and reviews. keep posting them, it helps A LOT.

Tony   Washington

8:00pm on Saturday, September 5th, 2009 

Excellent service, not a get rich scheme. Been in it for only 1 year and it saved me a lot more then what i payed. 2 speeding tickets were dismissed. Legal question answered, which saved me about 200 dollars. GREAT COMPANY!!

Travis   Sandy, Utah

3:44pm on Friday, September 4th, 2009 

If you google Pre-Paid Legal like I just did, you will find that Wall Street Journal gives Pre-Paid Legal a thumbs up and Prepaid Legal is the 100th best companies in the US and was stated The best by DeMarche Associates, Inc., one of the Leading investment Research firms in the nation.

Prepaid Legal is ranked over many companies of their kind as one of the most reliable, Also they held the ticket for the #3 Highest 15 year stock gain in the Nation at over 4,302% where our leading competitors is Amazon.com #2 with 4,381% and the Apollo Group #1 with 6,340% That is why they have an A rating with the BBB. The BBB doesn't just give standings to companies just cause someone said they are great. That's ridiculous.

Pre-paid Legal is number one in my book as they are trying to help people in this day and age be able to afford Attorneys where attorney's are too expensive for people in this recession to afford.

I think that, in the past, a few stupid associates who "MIGHT" have misrepresented the company are not even there anymore and are probably sitting in jail or did for a while. It is not like PPL told them to up sell what they can't produce. I mean come on now.

Who would say oh I can help you with this and not be able too. I as a customer know this to be foolish. Everything they told me that PPL offers has been delivered Just as they said. so I think that there are bad reps with in the company that like to over exaggerate and up sale but it is not the company that does it. That is why PPL has an A standing.....

Wendy   Washington

3:09pm on Friday, September 4th, 2009 

You cannot have an illegal Legal plan on the NYSE... Every company out there has complaints of some sort of another and PPL is no different. My family has had a PPL Plan for 9yrs and last year I started working as an Independent Associate offering the plan as an employee benefit to companies and am doing quite well. This company is not a scam and the product is fantastic! I think that a lot of the negativity out there is from associates who failed in the business and were promised quick money only to not see it. I know people who go to the weekly meetings as their social outlet who never sell a membership while others work the business and produce results. This is not a get rich quick scheme it's a work hard, follow the system and other successful associates and you will see results.

Doreen   Detroit

1:02pm on Friday, September 4th, 2009 

PPL is pretty a good product the only issue is a company out there with a more extensive set of products. They offer the PPL piece and identity theft solutions, credit counseling and life event counseling all for about $30.per month, they are credit and legal. I have used them a couple of times and had no problems.

Brenda   Florida

12:20pm on Friday, September 4th, 2009

It's only an issue for those that fail, you see they must blame others, for it is not their fault, must be the business. These people are very successful in life so it must not be their fault.
Think before you right!

daveo   michigan

12:44am on Friday, September 4th, 2009

What legitimate business is even the subject of debate regarding whether or not it's a scam? The fact that it's an issue says a lot.

Krista   Denver

4:31pm on Thursday, September 3rd, 2009 

I have been an associate for about 1 year but just got involved with marketing the product. I believe this product is very positive and geared toward helping people. It has a proven success history and many successful associates. You get out of this business what you put into it. The amount of getting started with a business is so minimal and the payoff is much more than what you pay in at start up. Where else can you start a business for under $100?

Jim   Ca.

11:09am on Thursday, September 3rd, 2009

Angry Wife
You do need help, but I do not see how any of that is a reflection on the Co. Your husband needs to re learn the business maybe even start over, analyze the mistakes he made and do not make the same ones again. Your Complaint seems like a personal problem and not a fault of the company. I would like feed back on the Pro's and Con's of the membership and the business opportunity. So far my research indicates the product is of value and business is not for everybody.

Geroge   Ca.

9:08pm on Wednesday, September 2nd, 2009

What is a charge-back? Must be a new word or something.

Bill   Arizona

4:59pm on Wednesday, September 2nd, 2009 

Why don't you support him and stop the negative vibes. I do agree most of the tools you mention are useless.
If 50 out of a hundred cancel their membership he is doing something wrong, if you service your clients they will stay. The membership is second to none. Maybe you should ask him to find some other person to help him keep the members on the books. The company average is 75%, I keep about 90% and I get paid as earned there for no charge-backs. He should be selling about 25-30 a month after ten years.

ANGRY WIFE   CLARKSVILLE TN

6:09am on Wednesday, September 2nd, 2009 

MY HUSBAND HAS BEEN BOTH A MEMBER AND AN ASSOCIATE FOR PPL. HE APPEARS TO BE DELUSIONAL. HE HAS NOTHING BUT PRAISE PHRASES FOR THE COMPANY AND I SEE NOTHING BUT A WAIST OF MONEY. PLEASE DO NOT MISUNDERSTAND. YOU DO RECEIVE DISCOUNTS ON SOME LEGAL MATTERS. HOWEVER, HE WASTES TIME AND MONEY ATTEMPTING TO SELL THE PRODUCT. HE MAY NOT BE THE MOST BUSINESS SAVVY PERSON AND THAT MAY CONTRIBUTE TO HIS LOSS OF INCOME. IF I DID NOT KNOW BETTER, I WOULD SWEAR THAT HE WAS POSSESSED BY THE CONFERENCES HE ATTENDS. IT IS ABSOLUTELY IMPOSSIBLE TO PERSUADE HIM TO GET OUT OF THIS COMPANY-- AT LEAST SELLS. HE HAS BEEN IN THE COMPANY FOR OVER 10YEARS. HE HAS YET TO SHOW A PROFIT. IF THE NEW MEMBERS DISCONTINUE S MEMBERSHIP THEN HE LOSSES MONEY. EXAMPLE. IF HE SELLS 100 MEMBERSHIPS AND 50 MEMBERS CANCEL MEMBERSHIP PRIOR TO A YEAR, HE HAS A ZERO PROFIT. NOT TO MENTION THE EXTRA ITEMS HE PURCHASES TO SOLICIT MEMBERSHIP. BOXES OF MAGAZINES ($300 DOLLARS A SHIPMENT), CD, WEB FEE, MEMBERSHIP FEES, .HELP CAN ANYONE CONVINCE HIM TO WAKE UP BEFORE WE BREAK UP.

Dave   Ca.

5:47pm on Tuesday, September 1st, 2009 

Ken you make some good points, I have been in PPL for 5 years I won't look back. That being said some of those meetings leave a lot to be desired. I don't blame you for being skeptical, I was also. I have not read any complaints about PPL that have any merit most of the people blame the company because they fail, by the way most people fail. You can make a very good income if you do it right, work hard and remain coach-able. I do not sign people for the higher price unless they ask, I give then the option and most chose the $49 fee plus membership. To date 95% of the associates I have signed have quit, although they keep the membership. I always lay it on the line so they know what they are getting into and so far no bad feelings. Someone in an earlier post said it best if your looking just to make money and get rich DO NOT sign up, if you like talking to people and helping people in need the money will follow.
The ripoff report site is a scam in its self they make up complaints and put companies on their list then they shake them down for money to remove them. Yes they are being investigated at this time. Your girlfriend is correct if you look at the negative all the time that's all you will see. Check with the Oklahoma BBB or the U.S. Chamber of commerce even the States Attorney's General, you will see a different picture. Good luck it is not as bad as some say.
Some people make large sums of money, but it takes awhile.
Hope to see ya around
Dave.

Ken   California

10:20am on Tuesday, September 1st, 2009 

My ex-girlfriend took me to one of those Pre-Paid Legal conferences on Saturday in Irvine. First of all she couldn't tell me anything about what conference was going to be about. Second of all, there were a bunch of young adults (early 20's) that made up the majority of the crowd. Next came a speech by some guy claiming that he used to make $9 dollars an hour until he signed up with Pre-Paid Legal and became an associate member. Ten-years later he is in their millionaire club. Then after he finishes his speech, a group of kids in their 20's gets on stage and report all the good money they are making. Next they are asking who would be interested in becoming a member for $120.00 dollars to get started, which included your $35 dollars a month membership for the legal service plus $80 dollars to get started "advertising" their service. I politely declined, then said I wanted to do more research on the company before I just handed over $120 dollars after a hour speech. Later that day I told my ex about the complaints that I saw on consumer affairs website and she stated "well if you focus on the negative then you won't ever get anywhere". Now why would I want to work for a company or business when they see customer complaints as something that is negative. Pre-Paid Legal is a joke.

Mac   WA

11:18am on Monday, August 31st, 2009 

I Joined PPL as Member and for the next 3 years just paid my fees and never used it. Then out of the blue IRS notice saying I owed 600 because I forgot a ssan on the 1040 form. Called the number so I could give it to them the agent said no had to go to court to take care of it,called law firm to see if they could help,talked to lawer for 5 minutes she took name and number of agent two hours later he called back said he was sorry for misinforming me asked 3 questions and it was settled.
3 years of serviced all paid with in 6 hours,started selling 2 weeks later

Ronald   Oregon

8:04pm on Friday, August 28th, 2009

Stacey
No it is not legal they have been breaking the law for 38 years and all the authorities close their eyes and let them.
What will we do????

Stacey   Merced, CA

4:53pm on Friday, August 28th, 2009

Is this even legal?

Justin   Ca.

11:38am on Friday, August 28th, 2009

Curious Maryland
One's own opinion is fine and I welcome it. When people look at this site they want information not manufactured stories that have no facts. So much that is posted here is incorrect. If some one does not like PPL that is fine. If they do not like it because it takes hard work and dedication to succeed that is also okay. To Make up false stories or blaming the company because they fail is simply not an opinion to be ignored. If this was easy there would be no opportunity. To many people join thinking it's instant riches, it's not.
Do you think Micheal Jordan just signed up to play basketball and was an instant star? Lots of hard work even after success is mandatory in life.
With PPL you can do MLM or direct Selling and they have an employee benefits division and a small business division. If you are looking for something easy do yourself a favor and save your money. You can sign up for $49 plus a membership, try it for awhile and if don't like no big deal.
Most people that try this fail. Also many people make a large amount of money in this business.
What ever you decide to do takes work.
Good Luck
Justin

Curious   Maryland

8:53am on Friday, August 28th, 2009

I must admit that this discussion board is hilarious. I was approached about the PPL opportunity, but seeing the over sensitive attitudes of the associates towards the other people who are simply expressing their OWN OPINION is making me feel a bit skeptical. Why be so defensive when people are entitled to an opinion??? Also, I'm not too sure about the marketing techniques.

I will definitely be doing plenty more research before jumping in!

Justin   Ca.

5:34pm on Thursday, August 27th, 2009 

If Pre-Paid Legal is a Pyramid Scheme so are all the Real Estate companies. The company brings in brokers and gets a piece of their business, a broker brings in agents and gets a piece of their business. The Company relies on the broker to make money, the broker relies on the agent to make money. The company does nothing but collect money, broker does a little and collects money, the agent does all the work and pays the other two (pyramid?) All corporations have someone at the top making the most money and as you go down the ladder you make less. (pyramid scheme)????

Darin   Ohio

3:15pm on Thursday, August 27th, 2009 

ides albuqureque
From Wikipedia
A pyramid scheme is a non-sustainable business model that involves the exchange of money primarily for enrolling other people into the scheme, often without any product or service being delivered. PPL has been around 38 years now.
PPL also is a MLM or Direct Marketing Co. Again endorsed by the United States Camber of Commerce and the Attorney's General Association plus an A+ rating by the BBB. So either they are all wrong or you are mistaken. Sorry
PPL Does not offer discounted attorney fees they pay full price for the service they offer.
I do not mind if you do not like but please get your facts correct.

ides   albuquerque

11:13pm on Wednesday, August 26th, 2009 

Again, why are the comments consistently about "my team", "I've got people working under me" etc.? It's not about the product being sold, but rather about the money to be made getting people under you to sell. The product is almost utterly irrelevant, which is the hallmark of most pyramid schemes. An illegal pyramid scheme generally relies on no, or at least a virtually non-existent product. True, this one sells something, but the fact that it sells discounts to attorneys who TELL you they'll honor PPL, doesn't make this any less a pyramid. The focus is always on the pyramid; not the product.

Darin   Ohio

10:10pm on Wednesday, August 26th, 2009 

anonymous cali
Mike Ca.
Pyramid schemes are against the law. This company has been in business for over 38 years. If what you say is true they should have been stopped a along time ago. They have been endorsed by the State's Attorney's General Association, that must make them a scam also. If you would have read your contract it tells how to cancel, a simple call to customer service does the job.
A lot of people make good money with out anybody below them, so you are wrong again.
Mike, things have changed in 20 years the product has improved a great deal. I know what the unions offer and it is not even close to what PPL offers and by the way it's not free you pay for it one or another. Every union program uses an open panel of attorneys PPL use a closed panel of attorneys, in other words they do not work at a discount the attorneys get paid fully, it's the members that get a discount the rest is paid by PPL.
Some one said in an earlier post it helps if you know what you are talking about before you express your opinion.
All this information is available if you take the time to learn, it will be eye opening.
Oh by the way Pre-Paid Legal was just picked as one of the best 100 companies in the U.S. by
DeMarche and Associates pretty good for a Pyramid Scheme don't you think.

anonymous   cali

5:56pm on Wednesday, August 26th, 2009 

Personally i joined the program to make money on my spare time but wasn't successful you need more than spare time basically be at least 100% dedicated. but its a pyramid scheme clearly i don't know if you went to a seminar. But Lets say the person(1) whos in charge of your group signs up somebody(person 2) and they make money off of that and that person needs to sign up at least 2(person 3 & 4) people and they money off of them. so basically person 1 is making money off person 2, 3 & 4 and as many as they sign tell me thats not a pyramid scheme? and the person whos on top of person 1 is getting paid also. Plus when i wanted to leave the program i told the guy who signed me up to cancel the service and the membership he obviously ignored me so they had my banking information from the time i signed up. and they withdrew my money without me noticing and made me do a late payment for my car. Right away i called the guy didnt answer left him a voice mail send him a few txt messages says ok. And once again im short on my car payment because he didnt stop it. so i went to the bank and made a stop on this service. IF YOUR AROUND THE LOS ANGELES AREA SPECIFICALLY THE SOUTH BAY watch out for a black guy named Mr. Graham.

Mike   CA

11:35am on Wednesday, August 26th, 2009 

I didn't say either way if it was a scam or not. I did read the posts and some were interesting. I did say if it works for a person then that is okay. Personally I was involved with it about 20 years ago and wasn't really impressed then. Now I will confess through my union I have free legal advice and a discounted fee that most people do not have. I know some people now who are involved in PPL and they like it but as far as I know only one has ever used the service. I do think the one star I chose should not say dreadful but it should say not impressed. That would be more accurate. This is just my opinion (which everyone is entitled to) and not meant to offend.

Jind Singh   BC, Canada

1:24am on Wednesday, August 26th, 2009 

Hello
I just joined as a member and liked the look of it so much that I am trying out being an associate.
To date everything that I've read about looks good, me and my wife are off to make our will this week - which most lawyers here in BC charge from $500 to $900. I have 2 business documents that I've sent for a review - that would have cost me $300. And I also have peace of mind that my personal info is now looked after by Kroll.
The monthly premium is $26 - so not too pricy. I'll be able to call about information - and I know that if I need legal help theres a good chance I'll be getting 25% off the normal price. But even if I need a law firm beyond the ones listed with prepaid legal at least I've gotten my moneys worth with just the will/doc reviews I've done in the 1st week - it will take me 42 months of $26 a month payments just to cover the will/review cost.
So if I make use of any more services from now until the next 42 months I'll be ahead of the game again.
And if this product works as advertised then I see no harm in it - if anything it's a great peace of mind package that affords more protection to me and my family

Bill   Arizona

4:01pm on Tuesday, August 25th, 2009

I guess you did not bother to read the post that have been submitted here. There are attorneys that have this service and use it often.
PPLSI has just been chosen as one of the top 100 companies in America by DeMarche and Associates Inc.
That makes them a scam also. So many of you slam this company with out knowing any facts.
It is a good business opportunity for some and great product for everybody. Look into the facts and see what it actually does and can do.

Mike   CA

12:57pm on Tuesday, August 25th, 2009 

Scam..who knows. BUT people who are involved do not like to admit mistakes. That goes for any organization. It is like a car. The one they drive is the best. You cannot tell someone what they are doing isn't the best. They will not listen. So if PPL works for you okay. Otherwise run away. Like the ads for bail bonds. Very rarely do good people get arrested...

ides   albuquerque

11:09pm on Sunday, August 23rd, 2009 

Of course it's a scam. Does anyone talk about the product--discount legal services--itself? No. People talk about the amount of money to be made selling it, and getting people under you to sell it. No one's raving about the phenomenal amounts of money PPL saved them in their hour of legal crisis. That should tell you something. We lawyers (I've been one for 15 years) look upon the product as a joke, and the people who sell it as hucksters.

David   Texas

5:35pm on Tuesday, August 18th, 2009

That's a good question, I am going bowling tonight will I do good or just waste my money?
No it's not a pyramid, they are against the law, this company has been around a long time and given an A+ rating by the BBB.
Go for it, you can't win if you do not play the game.

Justin   Ca.

3:40pm on Tuesday, August 18th, 2009 

To anonymous ca.
It is not a scam or a pyramid it is a legitimate
business opportunity some make it some do not. Can you make it ? If you are a hard worker follow instructions, you will not lose any money.
Be careful on the amount of money you spend to start. The tools and supplies they sell are very well priced, but you do not need much.You must educate yourself about the product and most of all do not be greedy. If you approach it with the idea of helping people you will do okay.
If you do not like MLM you can Group marketing or small business marketing, they are harder to get started in. If you do not need much money fast sign up for pay as earned, that will stop the charge backs and get to residual income quicker.
One more thing I would go with the $49.00 deal.
See Ya. on stage

anominous   ca

1:41pm on Tuesday, August 18th, 2009 

is this really a scam? i am on the verge of signing up and i would love to know if im gonna do well or just get stuck in a pyramid scam?

thanks

capitalism   atlanta

10:10pm on Monday, August 17th, 2009 

all of you are just explaining what capitalism is! if you work a 9-5 who makes all the money? if you do PPL, who makes most of the money? PEOPLE, life is a pyramid! Jesus went and got 12 disciples and said what? go get more people to follow in His name. same goal! now, is everyone ever satisfied with one product? if there was only one burger joint a lot of people wouldn't eat burgers (ex.krystals)! how many of you didn't have the coverage you expected on a car, house or medical bill? bottom line! be truthful! every situation is different. some will, some won't, so what!

Jerry   Anaheim

4:20pm on Friday, August 14th, 2009

Joe, What is Landmark forum ?? Please Explain!!

Jake It is easy to tell you have never owned a business before.
1. You do not pay $300 to go to work, you can sign up for $49 and start your business for around $100 max.
2. Meetings are NOT mandatory, another lie !
3. Supplies are very reasonable CD DVD Magazines
etc.$.50-$1.00 each another lie !
4. Do you really expect to start a business for
free?
It is easy to see by your post you have other issues, post your email and I will try to help.

I do not expect everybody to like or do well in PPL but it would be nice if people would at least tell the truth and stop the spin.

Jake   CA

4:01am on Friday, August 14th, 2009 

First you pay THEM $300 to work
Then you pay THEM More for CD's, DVD's and other "membership items" which they make for cent's but charge you TONS FOR. O and you cant make your own or make copys cuz that saves you money and Pre-Paid cant have that.
Then you pay to go to meetings (gas, hotel, food, ect) Mandatory by the way.
So by the time you even start your in debt!!!
If that don't top it if you do even sell this crap and someone decides to cancel it YOU ARE CHARGE FOR IT! STAY THE HELL AWAY FORM PPL!

Joe   Arizona

7:04pm on Thursday, August 13th, 2009 

who said something about the Landmark Forum???

Anyone got something against the Landmark Forum, they got something with Joe!!!

Judy   California

4:43pm on Monday, August 10th, 2009 

Leo, you are not telling all the story, it makes no sense at all. If they truly fired your attorney like you said, they assign you another and if you did not like that you may ask for another.
You said something about forms all the forms you need are free, you just fill in the blanks and print and fax to your attorney for review and your done.

Jill, your math is a little fuzzy to say the least.
Only when an associate first starts should they be on advanced commission and if your not hurting for money you can start taking everything as earned and there will be no charge backs. In five years with this company I make about $5,000 a month if I work or not and I keep about a 85% retention rate. If you fall below that you are not taking care of your clients as you should. If you approach this business out of greed you will fail. If you truly want to help people the rewards are great.

Jill   Florida

9:19am on Monday, August 10th, 2009 

If it is so great, Why the all new relaunch in Las Vegas? Is it because of the bleeding of cancellations(3 million in the last 5 years)? Is it because of the stock buy back, the company is only worth half of what it was 7 years ago? Is it because none of the directors buy any stock, just sell? Is it because with a relaunch, you will have to buy new material? If 425,000 associates buy $100 worth of new material,that is 42 million,, $200 is 84 million. That kind of money will go a long way to cover up the loss in memberships and cancellation. The stock repurchase only serves to mask the dismal and declining sales since 2001, which drives the price of the stock up, which then shows a false profit and a false Earning per share. Example,,,,, 2nd quarter prepaid legal quarterly report, How does a stock increase $20 in value,when, New memberships are down 9%, new associates are down 9% and 21,000 old members cancel,(32,000 in the 1st quarter). I see some compare it to the cell phone business,, but PPL has been around 20 years longer than the cell phone business, but yet still only has a 1% to 3% market. If they had the 3 to 4 million cancellations lost in the last 6 years, they would have 6% of the market. I challenge all associates, to ask your upline to explain your residual income. Most can't, or won't. You will be surprised just how little it is. In the PBR DVD, when Brian Carruthers asks, Would you like a little piece of each on renewal, believe me the key word is little. If all your charge backs are caught up, (which never are , if you work on an advance commission),Then, it falls to the retention rate of your sales organization. A low retention rate gets 5% and the high gets 25%. A Sr.associate, that sells a $26 plan, in the 13th month, with a low retention rate, is paid 42 cents per member, per month. A high retention rate would be $2.06 per member, per month. With a high retention rate you need 1000 members to generate $2000 a month residual income. A low retention rate almost 5000. But, there is another problem, according to PPL's reports their reported cancellation rates are 1st year(49%)2nd(32%)3rd(23%) 4th ( 18%) 5th (15%) 6th (10%). 7th (8%).. All total, that is 155% cancellations in 7 years. In other words, more cancels than can be sold.Now how can you have residual income from that. Read PPL's annual report to stockholders, do the math, the numbers are there, if you take the time to read, study and understand it. The reports are on the PPL website under investors relations.

Leo Fabi   Arizona

9:17pm on Sunday, August 9th, 2009 

I *was* a member. Once I had an issue, they forwarded me to a newbie attorney, who was eventually fired by the firm, leaving me with the choice of starting over for more money or going with the fired attorney. I doubt you are going to get a really experienced attorney for the money you pay to a pre-paid legal company. In addition, most legal forms are found free on the Internet now days. For me, it was a total rip.

Leo

Judy   California

5:12pm on Thursday, August 6th, 2009 

One thing I can guaranty is, no other service come close to this. Once you learn how to use it it is worth 100 times what you pay for it.
Just plane awesome!

Ryan   California

12:53am on Wednesday, August 5th, 2009 

Eli from california, I totally agree with you.

Talk to the people that are making the bucks, dont listen to the people that arent making money or dont even try money making opportunities!

How would you know about a multi million dollar opportunity if you have never made a million dollars?

Its the truth, you wont make a million if you dont try. What did millionaires do? They tried it out, they checked it out, they gave it a look, they read it through, they gave it a go, they went out and hustled even when things didnt seem like they were going to work.

Joseph Nistal   Kailua, Oahu, Hawaii

6:51pm on Tuesday, August 4th, 2009 

Aloha from Hawaii!

I just joined Pre-Paid Legal last week Tuesday! I will be conducting a PBR this week saturday with my manager who brought me in. I am very thrilled and excited to be a part of this great business! To all those who are brand spankin' new just like me, welcome to the team and may you become of great success!

Reed H.   Southern California

11:06am on Monday, August 3rd, 2009 

I am an attorney (California Bar #213686), and have been a member for nearly five years. Some people may wonder why an attorney would need a Pre-Paid Legal plan. Is it wise for a doctor to be without medical insurance? Just because someone is a doctor doesn't mean that he is experienced in every field of medicine. The same is true with attorneys.

Many of my friends ask me for free legal advice, not knowing that it would require me to spend hours - and perhaps days - in a law library. Instead, I refer them to something that will actually do them good: a Pre-Paid Legal membership.

Many Attorneys General have endorsed PPL, and it is definitely the genuine article. If I had a third arm, I would give it three thumbs up!

Reed from SoCal

V. Jefferson   New Mexico

8:26am on Monday, August 3rd, 2009 

Service that our law firm provides is great...my husband and I know that if and when we fell that we were not treated properly, we can give our comments to Pre Paid Legal. We also know that our law firm as well as any others, are not miracle workers and tell us the truth whether we may like it or not. We leave the miracle work with a higher being!! If you are looking at making a profit...remember that you can not just sit around hoping money comes your way...you gotta go out and get it!! Simple but you must make an effort to pass out material. For those leaders who never guided your people in this business, shame on you!! My husband and I are always welcome with any questions to many folks who will never see a profit from us!! YES, there are people in this business who care about helping each other...believe it or not!!
Always working hard handing out tools and I make my own decisions and NEVER NEVER NEVER listen to dream stealers!!

It is the REAL thing!!

lamont   colorado

9:56pm on Sunday, August 2nd, 2009 

I have been using the service for one year now. I will continue to pay 26.00 month just like car insurance. I have been advised by lawyers on 3 matters. All with prompt service usually call back
within 30 min each time. Very courteous and professional. I am ready to jump to the biz aspect since I know it works and believe in the service. I think some people cancel because of the small
monthly fee. It is so worth it to me. I have been
taking advantage of in the past. When the average
person says I will call my lawyer to a dealership,
landlord, Its a joke and they don't believe you. But when your attorneys contact them they are kind
of surprised. My attorneys are a big company with several attorneys in a ritzy balling district. I have not had to use them for speeding but that's worth it alone for me. I hope my honest opinion helps someone make a solid decision.

Sharon   Ohio

9:18am on Friday, July 31st, 2009 

I have tried both, the business and the membership.
As far as the business, the person that signed me up assured me I would get rich, I feel he did this only to get me to sign up. I am not good at talking to people, when I told him that he said no problem we have tools that do that for you. I tried for 2 years to make it go but could not. I will say I did not lose any money, I actually made a 800 dollar profit, a long ways from replacing my job.
I want to say the company is very good and honest, the problem was me not being able to talk to people.
I still have the membership which has saved me many times with legal situations. I strongly recommend this to everybody. I might give the business another try in the future.
My only advise, don't believe it's an easy way to get rich, it's not. If someone tries to tell you that to sign you back away and find another person that will tell the truth and sign with them. If your shy about talking to people alone or in groups you should probably not try this. It is an individual thing you either can or you can't.
Again the membership is awesome.
Shar.

eli   california

1:20am on Friday, July 31st, 2009 

you know, i read these comments of people who think this is a scam or it will never work and it makes me very upset. ive been in downline businesses twice cuz i was sold on them. i didnt buy it, i was sold. there is a huge difference. not too much help and i didnt really put my effort. wont say it was a bad business, i just think i didnt put much effort.
reason for this posting is because i cant stand people who settle for 9-5 jobs and talk bad about commission jobs. they might be the best sales person but are content with their routine. it is obvious that those people see the glass half empty. i dropped out of college to be in the automobile business and it was the best decision i have yet to make. sales is awesome. i believe this opportunity i was presented by somebody i sold something to will take me a long way. why settle 8 hours a day and make 200 bucks when you can make that in 30 minutes. im not saying is guaranteed either. but donald trump didnt get rich by sitting behind a desk waiting for 5 oclock to punch out. i just think those who are pointing their index finger and make excuses should look at the rest of their fingers pointing right back at them. if sales is not for you, stay out of the way of people that want to try it and are willing to give it their all. this is a very small investment for a service that if presented right will sell itself. do not SELL anyone on the opportunity this has. let them make their decision on the possibility of one day using this service and they will see all the benefit. youll be amazed on how many people will see the value in having all the movie and sports channels with their cable company and paying 150 bucks for that service but will not see the benefit in paying 35 bucks for a service that will help them with their rights and legal services, as well as credit monitoring. i can go on and on as you can see but ill cut it short...all i can say is if youre content with your 9-5 job, good. dont bother people with "the sky is the limit" mentality.

David   Washington

5:13pm on Thursday, July 30th, 2009 

PPL has saved me from 2 bogus traffic tickets(one of which, they ferreted out a ticket righting scam by an officer, that helped get 30+ false tickets dropped for a bunch of people), made our wills, did a POA, and gave me reduced fee representation when another car hit me and an ambulance chaser lawyer tried to sue us even though his client hit me. I would guess that over the 7 yrs we have had this service we could not be more happy with it, Also, if you are not happy with the attorney assigned to you by the PPL people, they can reassign to a different attorney. I have never thought for a minute that this business had any way shape or form of scam to it. In fact, some of these people throwing out accusations better be careful, because they are messing with a large strong group of lawyers that don't like it when a business generating service is wrongfully attacked.

Jerrie   Anaheim

10:38pm on Wednesday, July 29th, 2009 

J R
Good report, that's the kind of information we can use in helping to decide if we want to sign up.
Thanks
Jerrie

J R   California

11:53am on Wednesday, July 29th, 2009 

I have been a member since 2005 and an associate since 2007.
Membership rating A +
Company " A +
Leadership " B
Other Associates C
Opportunity " A +
Income " A
Home Based " B +
Overhead " A
Support " A
Recommend to others Yes
Easy to do No
Lots of work Yes
Fun Yes
Best Part Of This Business,, Work when I want
and if done right good residual income.
If you decide to sign up roll up your sleeves and get to work,, It Pays
Good Luck
J R

MJ   maine

4:46pm on Sunday, July 26th, 2009 

I think every one should have the membership. It is such a peace of mind. Just emagne when you need a lawyer how hard is to find one. You have to keep interviwing till find a match. Prepaid legal law firms are one of the best. I never go without the membership.
But Being a sales associate is not for everybody. You have to be consistant and be able to approch people. Prepaid legal should give the web and email account free to associate at least for first three years. That's why most people give up. It just takes while before you know if this is for you and that $19 web charge is alot for most of us. I am going cancel mine.

Brian   Kentucky

9:25am on Saturday, July 25th, 2009 

Lots of bad information here, It seems like you hate it or you don't. I guess if have success you like it and if you fail you hate it. I see all the bad reviews are from people that have had no experience or little experience with this company. I think there some people that just spend their time on the net looking to say something bad about something.
I see nobody talks about the major Law suit that PPL just won, going by some of these post they must have paid the judge for good treatment.

Dan   Oregon

10:48pm on Wednesday, July 22nd, 2009

If you are going to quote Wikipedia it would be nice if you quoted the whole article instead of cherry picking only what you want. If you have not heard ripoffreport is a scam in itself. You should check ReportsRipOff and find the truth about ripoffreport. Paying the BBB to give an A+ rating and being an accredited business with them, it's amazing how all those organizations are scams and in bed with PPLSI. Just because you failed that does not make it a scam. Like another poster said if you feel like that just stay away and stop the spin.

Jo   Columbus Oh

6:21am on Wednesday, July 22nd, 2009 

Now, Prepaid Legal is running TV Ads,, not on their membership or service, but on being an associate.
What is there product? Associates? All that write concerning the BBB, don't understand what it takes to be a member of BBB. Companies pay a fee, you are a member. So even a bad company can be a member. Prepaid Legal does not care how much you complain to the BBB. They are a member. State Attorney Generals, Yes, there are some former AG on the advisory board, and a bunch of active ones filing suits and complaints. Associates will tell you they are published in major Financial Publications. Read them. There used to be a lot of favorable publications. The last 5 years a lot of unfavorable publications.From what I have found out on the web, reading the current unfavorable ones. Prepaid Legal will not offer a comment when presented with an unfavorable publication. This is even before it is published. It is all there, if you look. The company buys the stock back, to drive the price up. Then the directors dump theirs. One director has sold over $20 million in the last year.

Pete   Charleston WV

5:37am on Wednesday, July 22nd, 2009 

If it smells like a fish,it must be. Read the finance reports. How can the stock go up $20 a share in the 2nd quarter with a 10% drop in new memberships, a 10% drop in new associates, and 22,000 old members cancel? When a company takes steps to wage war on short sellers, it is a bad sign. Short sellers are an early warning sign. Read the finance report on Yahoo Finance (PPD).This is Prepaid Legals required report, not some made up fictitious report.Both 1st and 2nd quarter reports are there. Then tell me how with such high drops in new memberships, associates, and staggering increases in old members cancellations, in 2009, how can a
stock increase. Something is very wrong.

Susie   Los Angeles, CA

12:16am on Wednesday, July 22nd, 2009 

I never believe in one website/person, so I did so simple google and wikipedia searches:

78 complaints filed against PPL in the last 2 years on Ripoffreport's website, search "Pre-paid Legal"

Wikipedia on Pre-paid Legal: "The company has been the subject of successful legal action from the Federal Trade Commission and state governments for defrauding customers."

Steve   Ohio

3:52pm on Friday, July 17th, 2009

If you are concerned about PPL and think the BBB is a scam or the NYSE is a scam or the United States Chamber of Commerce is a scam try this.
www.prepaidlegal.com look in the center of the page under contact us you will see a blue link that says
The Pre-Paid Legal Advisory Council click on that and see the people they use on their advisory council, very interesting. If you still think it is a scam it would be better to stay away.

Kathy   California

3:35pm on Friday, July 17th, 2009 

To Israel in Utah
Be very careful on the amount of money you spend. The supplies they offer sound good and are not costly but nothing works better than Belly-Belly. I suggest you attend as many trainings as you can afford and most of all be honest.

Sue   Ohio

3:29pm on Friday, July 17th, 2009 

Israel
Here is the definition of a pyramid scheme and also pyramids are illegal in the United States they can not exist long at all.

A pyramid scheme is a non-sustainable business model that involves the exchange of money primarily for enrolling other people into the scheme, often without any product or service being delivered.

If you think you are going to get rich quick please don't become an associate, the facts are you will not.
If you have a desire to help people with the membership or as a business opportunity you stand a good chance of making it. Remember the more people you help the more you will be rewarded.

There some people that will tell you you can get rich quick and try to impress you with big cars etc. stay away from them you only learn all the bad habits.
The company is always sending out notices to unethical associates and warning of bad business practices. When they catch them they are gone thankfully not many, but enough to give them a bad reputation.

Israel   Utah

1:33pm on Friday, July 17th, 2009 

READ THIS UNBIASED VIEW

I have about three weeks in prepaid legal, I paid the quick start program of($249). I was introduced by my friend who has been in this business for about three months. In my short time here I have mixed feelings it appears that you cannot be a fence sitter on this topic! You are either one of the people who have tried the product and lost money (tire kickers as the associates call them) or you are an all out associate who is convinced that this product has saved their lives several times (get rich quick salesman, scammers)

PERSONALLY I have investigated this company and have spoken very closely with my other good friend who is actually an ATTORNY. HIS ADVICE WAS THAT THE PRODUCT ACTUALLY HAD VALUE!
However there are also several things which disturb me in this business if it is not a pyramid scam, then why do they follow the indicators that it is one? If my attorney who is not a member of PPL tells me it has value then why does PPL choose to degrade its selling process to appear like a scam??? The following are signs of a pyramid scam:

-Non existent or overly priced product
-Get rich quick
-Large payment fees for signing up as well as training material.
-training focusing on “how to sell” rather than “what you are selling”
-Stimulating quick action or ignorant movements or moving rapidly from investigator to salesman

If the product is good, it will sell itself! and you wouldn’t need to focus so much on how much money you can make by selling it. You wouldn’t need to charge for training materials! or have to invite people to Decide now! Because if the product were truly valuable people would buy it sooner or later and stay with it.
Again Im confused why my attorney told me that it does have value given not as much as PPL hypes it up to be, but he told me that it is worth buying. So I am confused as to why PPL has taken what seems to be such a stupid marketing stance?
In my personal opinion I would like to hear the opinion of someone who was NEVER an associate and just bought the product and tell me how they liked it!
In the opinion of this author I can see the value of the product, but I can also smell the all to familiar scent of scam. I would stay away or at least not jump in until you know what your getting into!

Sue   Ohio

6:02pm on Thursday, July 16th, 2009 

I am very sorry to read your problems but that does happen. I have a very good upline that taught me all about chargebacks and how avoid them. He advised me on what to buy and not to buy. We only go to one convention a year and as many trainings as possible.
I am very lucky to have an upline like this. When I bring new people into the business I show them exactly as I was taught.
Hope you can find some quality help and make this business work. It really is a great opportunity if done correctly.

Kathy   California

10:52am on Thursday, July 16th, 2009 

Why would you go into business with out finding out how everything works? Recruiting is a small part of the business,PPL has other means of making money, you must understand if it was an easy get rich quick deal everybody would be doing it. Success in life takes a lot of hard work and PPL is no different.
The reason for chargebacks. Most people are greedy and want all that up front money and if you do not do your homework chargebacks will definitely hurt.
You can avoid chargebacks by taking your pay as earned, this will eliminate the chargebacks and produce residual income. If PPL pays you an advanced commission and you write bad business of course there will be chargebacks.
I am sorry you spent so much money in the beginning, it's not necessary. You do need supplies and things but what you need most is to educate yourself about the product and DO NOT force a sale, the product is so valuable it will sell itself if you present it right.
The group market and the small business market is wide open and those that are putting in the work are doing very very well.
You must continue to follow up with your clients, you must be in the helping mode, be sure they get their wills done, follow up with ID Theft news and tips on how to avoid it. You can't sell a plan and walk away and expect most people to keep their membership, it just won't happen. Teach them how and when to use it VERY IMPORTANT. If you spent thousands of dollars, you need not spend any more, roll up your sleeves and get to work.
I have about 17 associates under me in 5 years and most do not do a thing. I make just under six figures and PPL is my only source of income. It will work, if you do.
By the way I retain about 90% of my members and I take everything as earned.
Brenda, your math does not add up sorry.

Brenda   Akron Oh

1:04am on Thursday, July 16th, 2009 

Yeah,,,right,,,,,1 million members,,, over 37 years, average around 75 a day nationwide in a population of 300 million.do the math. Not a hot item.and 50% cancel in the first year.Looks like after 37 years and a 50% cancellation rate, everybody has had it and cancelled. Are they running out of people?

Sheila   Durham nc

12:10am on Thursday, July 16th, 2009 

Recruit,recruit,. Never about a sale. I became an associate 1 year ago. I am now several thousands dollars in debt, from buying all the supplies. From the top down, it is never a sales promotion, always recruiting new people. PPL associates claim they have been written about countless times, in major publications. That is true. But, they never read them. Some are bad reports. The stock is padded by company buybacks,to drive the price up. Then the directors sell their stock. Sell a membership.It pays well. But if the membership cancels, you must pay a chargeback. Cancellations are 50% in the first year and 70% in the second. How can that be residual income for life? I am worse off now then I was a year ago and wish I had never heard of Prepaid Legal.