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Prepaid Legal Reviews

Legit or Scam?

 

PrepaidLegal.com

from 571 reviews Review It
Prepaid Legal Services

 

Prepaid legal Services is an innovative company that came up with a unique product and business opportunity. Prepaid legal is similar to an insurance company except that they have created a network of legal service providers.

Essentially people pay monthly fees, of generally under 30 dollars, in exchange for discounts and access to attorneys. Prepaid legal covers legal events such as letters, wills, buying a house or a car, problems with insurance companies, identity theft, and more.

The idea is that if an occasion arises in which you require legal assistance you can contact Prepaid Legal.  In regards to simple matters that need legal review this service can save you lots of money.  Generally most attorneys charge outrageous rates just for their time alone and prepaid legal services work to avoid that.

In addition, Prepaid Legal offers a business opportunity in which people can sell and recruit others to sell prepaid legal memberships.  It's a typical MLM structure and some people have reported solid earnings due to the demand of the product.  However, early on the prepaid legal program came under fire for misrepresenting retention rates of its members, an important factor in people's decisions to join.

With any prepaid legal service it is important to find out exactly what scenarios are covered in your plan.  For example, the majority to do not cover tort litigation, criminal cases, and are of little help in traffic cases.

Overall prepaid legal is recommended if you're expecting the need for legal services or advice on general matters and lack alternative resources.  If you seek specialized legal advice then Prepaid Legal services are most likely not going to work out for you.

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Customer Responses, Reviews, or Complaints for 'Prepaid Legal'

 

Average Rating is 3.57 out of 5 based on 571 reviews.

Duffy   Fairfax, VA

10:34pm on February 1st, 2012 

The one time I used the service, it did not work for me. I was going to use it for another issue and found that I could get the service provided for one-third of the price that was quoted to me by the attorney PPL referred me to. Also, Rarchar Tortorella is an ignorant and dangerous idiot who represents exactly what is wrong with this country today and I'm a Republican!

Melinda Patton   McDonough, Georgia

12:53pm on February 1st, 2012 

Never use this company it is nothing but a scam! Your phone calls will not get returned when you want to cancel membership and they keep on taking out your money and do nothing because all they want is your money! Never never never give them your credit/debit information.


Zelda Laieke   Louisiana

8:14am on January 16th, 2012 

I have Prepaid Legal. I have received answers to my questions and concerns in a timely manner. However, when I am in need during hours they are not in office, I feel uncomfortable because I have to wait until the next business day. Other than this, I would recommend this service.

Karen   Ca.

9:54am on January 14th, 2012 

Why do you people bother to respond to someone unable to complete a sentence or even use their real name. Just let them have their childish moment and move on.

jon   ca.

5:35pm on January 2nd, 2012

anti-sociopath Pacific Palisades, CA

your one I will ask people to read, many very interesting points, keep up the good work, I hope some day you get published, or a life
Happy new year
Jon

anti-sociopath   Pacific Palisades, CA

12:32am on December 30th, 2011

Notice how these so called successful "millionaires" have to defend themselves by posting on here it just shows how dreadfully infested are the minds of Americans

anti-sociopath   beverly hills, ca

12:27am on December 30th, 2011 

these insincere chatterboxes make their pitiful living by the vermin's rule that "A Fool and His Money are Soon Parted"

Diann   NY

9:35am on December 23rd, 2011 

This is to LaTeDa Ny....
How can you have any credibility when you are afraid to use your real name??
As to your point # 1
I have about 300 members I have signed over the past few years about %75 are still members with good reviews of the service and none of them sell the service. The problem with most people is that they do not read anything, that is why attorneys are needed in the first place.
You refuse to read all the positive remarks, if they are as bad as you state we would not have been in business for 40 plus years with an A+ rating with the B.B.B. you have no leg to stand on on your first point. I can find more people that complain about Ford so I guess they are a scam.
Point #2
Once the ADVANCED commission is paid by the membership dues you are home free. They never make anybody pay back canceled memberships.
Also if you are not greedy you sign up for pay as you earn, that means you only get a % of each membership, which means no charge backs at all. If you work hard at some point the income is very large and rewarding or what is known as residual income, speaking from experience you can take a month off and still get the same weekly income. In summary you should learn about what you speak.
Point #3
Many times you do not have a leg to stand on legally. That is very true "it is what it is" attorneys can only tell you what the law is not what you what to hear, they can help or not.

You my friend are the only one calling names or assuming it has been done. You have in fact not read the company policies or the PPL success guide, so if the shoe fits, well you know.
Merry Christmas
D.

LaTeDa   Ny

12:42pm on December 22nd, 2011

For anyone looking into this , as I know times can be hard, I just want to make a few observations (from knowing several people who have done this and reading the comments back and forth):

Let's Keep in Mind, the Questions is "Is PPL a Scam".

1. It has been stated that you can have the service, without selling - which is the debate regarding some statistical discrepancies-

HOWEVER, people who only have the service have complained of poor customer service, repeated difficultly cancelling the service, and a lack of help for services paid.
- Pre Paid Legal Advocates have stated that essentially "it is their fault they didn't read the agreement, or it is unfortunate that their associate did not correctly inform them "

Question: Why are so many members excusing the testimony of paid customers?

2.If you decide to sell the service, you receive a check, but unless whomever you sold to keep PPL FOREVER at some point you will have to pay PPL back.

So If I pay a fee to join, make 50 bucks signing people up, those people cancel , I owe them 50 bucks - but they still keep the membership fee. No one has really made money but them.

3.Paid members have complained of lawyers and their inability to help.
-Instead of addressing the issue they have basically said "it is what it is"

In summation: Do you want to join a business that can not calmly explain or clarify the topic at hand; instead calling people lazy, stupid, and illiterate?

Gloria Petrone   Lakeland, Florida

2:18pm on December 9th, 2011 

Substandard service. Poor advice. Counsel performs very limited service and does not follow through causing additional problems. I have paid for this service since 2000. 11 years later; the first time I used it, terrible service if you want to call it service. Never again for me. $300.00 per year. Not worth the money.

Steve   Seattle, WA

4:11pm on November 22nd, 2011 

I have used my PrePaid Legal (now LegalShield) membership MANY times, and loved it. It has saved me so much more than my dues, it makes me feel a bit guilty.

The people who were not happy with their memberships are the same people who go to the doctor with the flu, and complain that their medical insurance rates are too high because they still have the flu.

LegalShield is NOT going to solve all your problems...but it makes a lot of them go away. You just have to have reasonable expectations.

Joel Eden   Elizabeth, CO

11:02am on November 22nd, 2011 

I needed contracts reviewed and couldn't afford $400-$600 to have that done. I found out about Prepaid Legal from a friend who recommended the service. So far, I've been very happy with the service and use it for my business and family. I wish I had it several years ago when I was hit by a unlicensed, uninsured driver who made me pay for the damage on my vehicle. I couldn't afford the repair, much less the cost of a lawyer. I think it's worth the small amount to have the service at hand.

Rich   orange county, ca

3:40pm on November 21st, 2011 

I cannot speak for those of you that claim to have had a bad experience with the service but for me it has been great. I don't market the service but I have used it successfully. I call my provider law firm and explain my situation, they hook me up with an attorney to represent me in court to keep my greedy and lazy ex from walking away with everything, and my head is more than above water. What people need to realize is that not everything with this service is free.

Example: My situation did not fall under the letters and other benefits but I was represented at a 25% discount from their normal rates. The firm was one of the tops in the state. I have nothing but praise for them.

Here is a suggestion; if you feel like you did not get what you paid for, or if your appointed attorney is being an a**, call customer service or the person that sold you the service and complain. Think of it as insurance. Most of the services that you need are prepaid through your membership. I love it.

Joe almost a fool   CO

8:32pm on November 16th, 2011 

I went to a meeting saw some videos and was close to sold on it. I did a search on the internet to see if PPL was a scam and at first found only high praise for the company. After having read and researched more. I do not want to pursue anything with this company.

Former PPL Attorney   kansas

5:39pm on November 14th, 2011 

I worked for a pre-paid legal firm. I don't want to talk bad about the firm itself, they weren't bad guys (other than not necessarily being clear with what I was going to be doing when I interviewed.) But beyond that, they are just providing a service.

The service itself...is it a scam? In the classic lawyer fashion, the answer is "it depends." If you get a speeding ticket, or need a will, or document review, sure...they provide a service.

These letters they write? Theya re nothing other than a letter you could write yourself, signed by a lawyer. That's it. Once that letter is gone, depending onyour coverage, that's all you get. I can't even begin to count h ow many times where I'd write a letter to someone, that other party would tell my client to take a hike, and my client would call me and ask "What now, my attorney?"

Well, buddy, nothing happens now....your plan doesn't cover it. Unless you want to pay some additional fees, and that might get you a second letter.
Caveat Emptor

John Doe   Los Angeles

9:34am on November 5th, 2011 

PPL hurt my relationships with friends and demanded in me to deceive them to become successful. PPL leaders taught me that losing your friends is OK -- Don't get caught in this cult-like trap. If your friends can't trust you, life isn't worth living. You will lose trust in yourself.

After 1 month of no financial return and significant friendship loss due to the practices they teach you to "become successful", it became clear that PPL is only good for sociopaths.

Just my word of caution for you folks out there who just thought you found the key to your freedom in life through this company. Just walk away now. You won't regret it. This is great for con artists and people without emotions, but if you are a good person I promise this isn't for you. Seriously.

A. Harris   NJ

12:49pm on November 4th, 2011 

I'm just wondering...if you have dental insurance do you call it a scam when you get a cavity... Or auto Insurance is it a scam because you feel you weren't reimbursed enough after an accident? Making $20/hr and having to pay $300+/hr to even consult with a lawyer...now that's a scam...

I have not had one member complain to me once about our service...I'm fairly new to the company (9 months), and it amazes me how people use their shortcomings or lack of understanding to criticize someone or something else... but I guess we're in good company..how many derogatory comments or lawsuits have been brought against Microsoft & Apple, yet I don't see anyone turning off their computers... by the way the article said he didn't think we'd reach critical mas while 80% of Europe has this model service...prepare to eat your words.

Gloria Petrone   Lakeland, Florida

4:22pm on October 31st, 2011 

Terrible. They call you immediately when you request but then leave you hanging. After one letter they send you out to dry. Obviously due to the dreadful service I will never spend my money with this nonsense again. I have been a member for years and this is the first time I used them. Too bad I didn't try earlier I could have saved a lot of money. Don't waste your money

Jeremy   Georgia

7:31pm on October 28th, 2011 

Pre-paid legal is the WAY. It's a true get rich quick and it works. We have a service everyone in America needs and can afford. What more can you ask for?

Get rich quick? You are darn right! Very quick if you get out there and market the amazing product. The service and company is beyond reproach.

Anyone that has anything negative to say about Pre-Paid can go away and leave room for the positive people who are willing to put in a little effort to get rich quick..

AgentProvacateur   Texas

9:37am on October 27th, 2011 

PPL may or may not be a scam. For those who are successful at recruiting others into this multi-level marketing machine, it's probably a dream come true. For the 99% who never make a dime it is a scam.

I would never join into any mlm venture that requires me to sell products or services to family and friends; especially in a case like this where many of the services can be done by anyone who is competent enough to do a little research ( not google or Wikipedia) free.

I did a will on my own, i can go to my credit union and get legal documents done and notarized free. As for id theft it requires care on your part not to put all your info out over the internet. My 10 year old child recently brought home a brochure from school and told me that a lady from pre-paid legal gave them a presentation.

How low can they stoop to be able to sway a school principal and feed this nonsense to children. Most educated people know better than to fall for this. Go to a library and do your own research.


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