PrePaid Legal Review

AGE,  NY

  Posted at 6:05pm on Thursday, July 2nd, 2009

Why is it that when PPL was sued by a state attorney general (I forget which one) they did not use the lawyers that the provide to their own clients? Instead they went with an outside firm despite their claims that their services offer the best lawyers around.

Lisa,  Michigan

  Posted at 5:59pm on Thursday, July 2nd, 2009

Any business that makes the majority of its money on recruiting sales people as opposed to actually selling the product, is suspect.
Good Luck To Everyone
Lisa

James,  Memphis

  Posted at 5:32pm on Thursday, July 2nd, 2009

The whole world is not a scam.
Prepaid Legal, however, is a text book scam.
I wish you all the best of luck, you'll need it.
I agree, it takes all kinds to make the world spin. On the other hand, it only takes a specific kind of "wide-eyed, something for nothing, too good to be true" sucker, to fall for this one.
The legal system, isn't complicated, PPL wants you to think otherwise so that they can line their pockets. Enjoy your meetings and uplines and downlines.

Me,  Ca.

Posted at 3:53pm on Thursday, July 2nd, 2009

Don't stand out to long your aluminum hat might get hot. I would hate to live thinking like that, the whole world is a scam wow you have all the answers.
But I guess it takes all kinds to make the world spin.
To A Better Life.
Good Bye

BIll,  N.C.

  Posted at 2:34pm on Thursday, July 2nd, 2009

My syntax is dreadful. I posted here trying to look smart and defend PPL but I failed miserably.
It is difficult to understand the point I am making because I don't have a proper grasp on how to write properly.
I want to sway people with my opinion but I don't do a good job because anyone with a semblance of literacy would have difficult time discerning what I am trying to say. I don't use commas, I don't understand the difference between "your" and "you're". I cast ridiculous aspersions because my general argument has no merit. It is much easier to accuse people of being "scared" or to say nonsensical things like "you have a problem" than it is to defend a sham product like PPL.

Different Name All the Time,  I

  Posted at 2:27pm on Thursday, July 2nd, 2009

This is so much fun. The guy who presented at the PPL meeting that I went to drove a Bentley. So everything he says is OBVIOUSLY true.

BlindEye,  SD, CA

  Posted at 12:54pm on Thursday, July 2nd, 2009

Wow. A bunch of obviously illiterate "associates" say that this is the best opportunity ever. I'm going to jump on the bandwagon.
I will be rich in two days and buy a pool for my wife and a benz for my children.
I can be a millionaire without having to go to school or put in hard work like all these other suckers.
All business are pyramids. Everything is a pyramid. There are things on top and thing on the bottom. Pyramid.
BBB, Attorney Generals, Forbes Magazine. I MEAN COME ON GUYS.
I can't wait until I can buy a dolphin. I will name him Joe RockCipher and make him an associate also. All of the animals of the sea will be under me. Its an untapped market. I'm smart. Not like all of these dumb people with real jobs. They just want to take our shine. DON'T LET THEM. One day they will see.
PPL is obviously in demand. I mean they have been in business for 40 million years and they're just about to break the precipice. SUCKAZ. I'll be swimming in a pool of money while you argue on the... read more »

George,  Wahington

  Posted at 10:21pm on Tuesday, June 30th, 2009

I have been an associate for 3 weeks and have made a little over $500 part time, I am hooked.

David,  California

  Posted at 10:53pm on Monday, June 29th, 2009

I have used this service 2 times, one not so good the second a lot better then expected. Will stick with it for awhile.

Nancy,  Arizona

  Posted at 9:48am on Monday, June 29th, 2009

It works for me, both membership and sales. After using the membership for 2 years I will never be without it. $26.95 for my family which includes legal assistance and I D theft protection brings complete piece of mind.
Just don't mess with me now!

Linda,  Oregon

  Posted at 8:53am on Saturday, June 27th, 2009

I know the BBB is a scam, the US Camber of Commerce is a scam and the States Attorneys General across the US are also scams. A lot of people must be turning a blind eye to this so called scam. quit the B.S. Oh yea the NYSE is also a scam.

Steve,  Ohio

  Posted at 8:42am on Saturday, June 27th, 2009

This is 2009 and I am very happy with the service and the product. I became a member 4 years ago and liked what it did for me, I have some friends that needed some legal help so I sent them to the lady that signed me up. She then called me and said I should sell this service, I was reluctant in the beginning but for $49.00 I said what the hell I'll try it. Well long story short, it was the best decision I have made.
Not looking back
Steve.
P.S Looking at all the post you people are not speaking from your own experience, just your opinion.
Have a Good Day

Bill,  N.C.

Posted at 8:04pm on Friday, June 26th, 2009

PPL does not nor has ever sold living trusts, attorneys take care of living trusts. PPL is an MLM with a direct sales division, if you do not like MLM then you can do well in direct sales such as employee group benefits and the small business market. There are other companies selling pre-paid legal plans and they use discount attorneys and basically rip people off. One of those companies is Pre-paid legal services of America. Once people start using our services they keep it, my retention rate is 93%, company average is 75%. Some of you are a little short on your facts.
If you don't like that's ok you can stay away, just don't be down people that like it and use it and when you sign using a different name all the time or your afraid to use your real name you have a problem.

Anonymous,  Location unknown

  Posted at 3:25pm on Friday, June 26th, 2009

In 1997, after a FTC investigation, Pre-Paid Legal admitted misleading customers and suspended sales of living trusts.[1]
In 2001, the Wyoming Attorney General classified Pre-Paid Legal as a "multi-level marketing" organization and won refunds for multiple customers who were defrauded by misleading earnings claims.[2][3]
Pre-Paid Legal has faced ongoing troubles in Missouri. After the company settled complaints in 2001,[4] a number of similar suits arose. The company won in a jury trial against two plaintiffs,[4] but would later settle with more than 400 others, including one customer who was awarded $9.9 million

Be Smart,  Denver

  Posted at 3:13pm on Friday, June 26th, 2009

Instead of paying monthly for the services of a lawyer, why not put that money in a CD (certificate of deposit) that will garner interest and then cash it in when you need it?
In that instance you could hire a lawyer with more credibility than the ones who would pay to be a part of such a service.

Anonymous,  Utah

  Posted at 3:10pm on Friday, June 26th, 2009

PPL does initially pay its associates high returns on a daily basis.
If someone that you signed up as an associate quits within a year, the money that you were paid is charged back from you.
The amount of people who sign up for PPL and keep it for over a year is less than 10%
How's that for facts?

Be Careful,  Oakland

  Posted at 3:07pm on Friday, June 26th, 2009

I work for a prominent financial firm in California. Our employees were warned in a staff meeting to avoid Prepaid Legal and similar companies after they tried to sell their product to us. I've noticed that every person speaking in favor of prepaid legal is using similar language which is nearly identical to what I heard at a PPL meeting I attended. I wonder if these people have truly done "research" or are just spouting what their "employers" tell them to.

OH BOY,  SF

  Posted at 3:00pm on Friday, June 26th, 2009

Insurance Co. Lacks Escrow Act- High Risk To Plan Holders
Prepaid Legal inc (PPD- nyse symbol) collects millions of dollars advance money as an insurance against legal problems. It then spends all its net earnings plus borrowing more to prop up its share price by buying up its own shares. All this while the company insiders have been steadily selling off their shares. There is a high likelihood of such companies going belly up or bankrupt(if not now but in the foreseeable future). In all this the people subscribing to its prepaid legal plans can be left high and dry. Any business that charges money in advance has to setup an escrow account at arms length so that clients who paid advance money can get service even in the eventuality of bankruptcy. All insurance companies have escrow accounts, whereas PPD does not. The company is already highly in debt by 78 million dollars(by its own admission). We have a history of bankruptcies by companies that spend more than they earn. FTC or regul... read more »

Seriously?,  Ca

Posted at 9:34am on Friday, June 26th, 2009

Dan,
Are you cutting and pasting your info?
You realize that you wrote "The latest technology like 24 hour paging services". Are you writing from 1986? The poster who said that the FTC had acted against PPL was telling the truth. I will post evidence later today? One question, it's clear that this person was speaking from experience and had no reason to lie. Why do the pro PPL posters seem to get so defensive and start to call names?

Dustin,  California

  Posted at 9:06am on Friday, June 26th, 2009

This is meant to be a site that people can use to see other peoples experience with Pre-Paid Legal. If you are going to use it to start your own personal war, you are miss using it. Those of you that have a bone to pick with Pre-Paid have every right to do so, but please use facts, to make things up is counter productive. I sell Pre-Paid, no I am not rich, yes I make good money, yes I can make more money simply by doing more. They are a good company to be with, most of the people involved are just plane great, some are not so great.
The product is outstanding, its value is worth 10 time what you pay for it. I started as a member for only $26.95 per month and in the first year I used it occasionally and was surprised at how easy it was and what they did for me at that price. Now I use it all the time, it's nice knowing you have a top rated a Law Firm at your finger tips.
Because of all of my personal experience with them I decided to also become a sales associate, best decision I eve... read more »

Really?,  La

  Posted at 12:25am on Friday, June 26th, 2009

Better off getting a loan and going to college if you want to make money.

Don,  California

Posted at 10:56pm on Thursday, June 25th, 2009

Here are some more FACTS.

Statement of Practice Summary:
General Civil, Trial and Appellate Practice in all State and Federal Courts. Insurance Law, Products Liability, Governmental Liability, Construction Accidents, Construction Defects; Land Subsidence, Toxic Torts, Wrongful Termination; Professional Malpractice, Coverage, Bad Faith, Transportation Law, Uninsured Motorist, First Party Claims, Vehicular Liability, Corporation, Family and Criminal Law, Workers' Compensation, Business Litigation, Real Estate, Employment Law, Immigration, Consumer Law, Bankruptcy and Governmental Benefits.


Year Established: 1927

Representative Clients:
Pre-Paid Legal Services, Inc.; Admiral Ins. Co.; Allied Group Insurance; Allstate Ins. Co.; Armed Forces Ins. Exch.; Auto Owners Ins. Co.; California Ins. Group; Celina Mutual; Country Mutual Ins. Co.; Crawford & Co.; Crum & Forster Inc.; Golden Eagle Insurance Company; Great American Ins. Co.; Home Mutual Ins. Co.; Hawkeye-Security; Meridian ... read more »

Don,  California

Posted at 10:50pm on Thursday, June 25th, 2009

Parker · Stanbury LLP has been providing legal services for the insurance industry and business community of Southern California for over 70 years. The firm was founded in 1927 when Harry Parker began practicing law in the casualty defense field. In the years that followed, he was joined by such outstanding scholars and advocates as Ray Stanbury and White McGee, Jr. Today with offices in Los Angeles, Santa Ana, San Bernardino, San Diego and Sacramento we proudly continue that tradition of service.

All human and material resources of the firm are directed toward the goals of providing the highest quality of legal service at the most reasonable cost. In pursuit of these goals, we utilize the latest technology, including a 24-hour paging system, to respond immediately to our clients' needs.

Don,  California

  Posted at 10:50pm on Thursday, June 25th, 2009

Anonymous--
This is getting real funny now, a couple of people don't like PPL so, it's a scam.
If you did the research you would find out, the Attorneys do not, I repeat do not work for a discount. In Ca. they are one of the largest law firms in the state with and A V rating from Martindale-Hubbell. They are the ones that rate Attorneys and Law Firms.
If you can get through the legal system alone more power to you. The smartest and richest people use attorneys all the time.
The U.S. Chamber of Commerce endorses the ppl concept, Attorneys General across the country endorse ppl. You have every right to not like it, the only problem is you do not know the facts.
Show your facts, FTC investigating PPL is out right lie. Anybody can make up stories. The facts are out there if you want to look.

Anonymous,  Location unknown

  Posted at 9:33pm on Thursday, June 25th, 2009

Btw, BBB ratings are based on customer reviews not true investigation. It's no wonder they have an A rating when this and every other website is bombarded by people who refuse to believe it's a scam, because they don't want to believe they've wasted their money.
The FTC, an investigatory government agency, give low marks and has levied action against PPL.
To reiterate BBB rating irrelavent, NYSE (there is evidence that the majority of recent PPL stock purchases are made by owners who wish to prop up an otherwise unsavory company) standing, irrelavant.
FTC action, noteworthy.
I could barely hold back laughter at the PPL meeting I went to and these "rebuttals" are funnier. Anectdotal evidence is of no value to me, FACTS on the other hand bare this entire endeavor out as a typical MLM scheme in which a useless product is propped up by "sales and marketing".

Btw, if I ever got in real legal trouble would I want a discounted lawyer or an actual one who works for a firm. This whole b... read more »

No Fool,  San Diego

  Posted at 9:22pm on Thursday, June 25th, 2009

You guys are hilarious. Lawyers want your money, you're right. Prepaid legal on the other hand, they don't want a dime right?
If you want to give these people your money go ahead, but as someone who is relatively familiar with the legal system, I'm telling you that their services aren't worth paying for.
I just got a ticket a while ago. I got screwed over by the system and charged too much. I went to court, alone, and explained the situation and the charges were dropped and money refunded.
There were two people in traffic court with lawyers. In both cases the lawyers tried to argue and were shot down and their clients had to pay their full fines.
Likewise I was in a dispute over the parameters of a warranty that I was under. I read the warranty consulted the laws in my state and sent a letter citing what I had learned and the situation was resolved.
I'll refrain from calling you any names because I have nothing invested in any of this. I understand why you'd be angered to the poi... read more »

George,  Garden Grove Ca.

  Posted at 7:51pm on Thursday, June 25th, 2009

To Fool in San Diego
You should change from no fool to a fool. Many Lawyers will tell you stay away, you fool they want your money. What's the matter with you? It's evident you don't listen well,the service is second to none, just ask people that have used it. As far as traffic court, the court was not giving me my day in court, the clerks were wrong. I was getting no help from the judicial system at all. We have been members for 4 years, my wife said lets give them a try for traffic court, we did and guess what? We live 356 miles from the court location, the Ca. Law firm said not to worry they would do every thing they could to keep the points of my record. They not only did that the Lawyer got a not guilty on 10 mph over the posted limit. I even got all money back that I paid the court and did not show up, that's damn good service. We have had our wills all done and updated yearly at no extra charge. They have taken care of 2 consumer complaints we had to our satisfaction. Like I sa... read more »

No Fool,  San Diego

  Posted at 3:46pm on Thursday, June 25th, 2009

They prey on the the public's ignorance of the legal system. The basic legal advice that they offer is FREE in most cities in the country. Find your local lega aide center and they will provide the exact same services for FREE.
You do not need a lawyer for traffic court and if you take one you are likely to complicate a simple issue. In most cases in traffic court your fines are reduced and you are sent on your way.
I truly feel bad for anyone who thinks that this is any different than any other pyramid scheme or MLM. It is not.
Thier primary service is to offer you legal advice and the services of their lawyers before you do something like sign a contract or enter into an agreement. After attending this meeting last night, I took their advice and consulted several lawyers about PPL. After they were done laughing they told me to stay away.

No Fool,  San Diego

  Posted at 3:42pm on Thursday, June 25th, 2009

FYI being publicly traded is not a sign of legitimacy. It only means that the company is not doing anything that is against the law. It does not speak to the veracity of product in any way shape or form.

NoFool,  San Diego

  Posted at 3:40pm on Thursday, June 25th, 2009

LOL
I went to one of their meetings last night.
It became evident almost immediately that this was a scam. My only concern is for the friend who invited me there. I feel obliged to get him away from this garbage but don't want to lose a friend.

Carrie,  OR

  Posted at 7:52pm on Wednesday, June 24th, 2009

For those of you giving PPL a bad review because of the "bad apples" that is ridiculous. Think about any company, even being the grocery store down the road, every company big and small has a jerk working for them. That is life. My brother and I both started at PPL only a couple months ago and we are already climbing in the company at fast pace and everyone we have met are helping us, even putting people they have found under us to help us out. Most people are good, your just seeing the bad. This company is the future.

Will,  California

  Posted at 11:21pm on Wednesday, June 17th, 2009

Wow is all I can say,I signed up for $49.00, bought a membership complete $34.95 and a few tools $40.00 plus Eservice which is web site and all the back office for $20.00 = about $145.00. Sold 4 memberships signed an associate plus membership he sold 2 memberships and signed an associate with a membership. I have about $187 profit for first two weeks. IT WORKS!!!!
Get off your buts and hit the pavement.

Nate,  California

  Posted at 5:55pm on Friday, June 12th, 2009

It's not good getting into a shouting match with the admitted uneducated. It was good enough for me to see that PPLSI is A+ and an Accredited Business since 1995 by the BBB. That about says it all.
good by

Don,  California

  Posted at 3:36pm on Friday, June 12th, 2009

Jason NY
You are one example of what another poster was talking about. Sick and pathetic if you actually did some research you would find out that these people you call racist are exactly the opposite. I guess the U.S Black Chamber of Commerce is racist also. I have not ever heard anyone say quit school,as a matter of fact they have a scholarship fund for the less fortunate.You are a good example of what a racist is.
Don

Jason,  NY

  Posted at 3:07pm on Friday, June 12th, 2009

If you are black or latino you are targeted by the BELEIF that some sort of success will come from this Pyramid nonsense.

Darnel Self is the token black guy for Prepaid Legal. These poor children, quote him to death and they are so brainwashed into believing that Prepaid Legal is his ONLY source of income.

They try to get you at the end of the DVD with their MTV Cribs style of their lives while they're pushing a pen and the pink paper in your face.

Its a racist organization and they will defend what they do not know. Harlond Stonecipher should be ashamed of himself ripping off these young latinos and blacks, telling them not to complete school to market his crap.

"I didnt graduate kindergarten and im making $75,000 a month." How do you market to young high school graduates that money is more important than education? To fund white america?

Noel,  California

  Posted at 10:17am on Friday, June 12th, 2009

Finally a site that is not based on hatred and personal failure. It seems when people have been a failure in life they blame everything but themselves. They tend to insult other people and use foul language through out their life. I am sorry other people have to read such trash but as they say "that's life"

Misty Deman,  Iowa

  Posted at 1:53pm on Thursday, June 11th, 2009

I have 3 children and I am likeing what prepaid legal does. When the father does not pay his childsuppot they do all they can to get him to pay it. The lawyers that are involved in this are top lawyers and can do what you need them to do with out charging you an arm and a leg. I am also an associate.

Ryan,  California

  Posted at 11:43am on Sunday, June 7th, 2009

Overall, this is not a bad opportunity. It`s not easy and it`s not hard. 2 weeks In PPL and 2 memberships sold, I made my investment back. It`s takes motivation and hard work to succeed. Many individuals are not educated on the legal system and believe that. I now have personal relationships with uplines that are very successful, 7 years in the business.Earning $200,000+/ year. It is very possible to create substantial income if you put yourself to work. It`s not for everyone. If anyone could tell how this is a scam Im willing to listen.

Diane,  Glendale, AZ

  Posted at 12:09pm on Saturday, June 6th, 2009

Prepaid legal is an excellent way to try and fight the legal injustices happening all around us. Yes, it is true that only certain legal issues are dealt with. However, with the desperate need for our legal system to be reminded of the accountability that comes with power, I see Prepaid Legal as a way to help people who cannot afford a competent attorney.

Jackey,  Ca.

Posted at 3:04pm on Wednesday, June 3rd, 2009

I see that there are many views of Pre-Paid Legal, however the vast majority seem to be favorable. The ones that are against it use bad language and just seem to have a bad attitude about everything. I checked the BBB in Oklahoma and they have an A+ Rating, which is pretty good when you consider how long they have been in business. I am sure if you look hard enough you can find bad things about anything or company.
I will invest my $49.00 and see for my self, even if I spend a couple hundred dollars it's not much considering the possible return. I let everybody know how it works out.
Jackey

Bonnie,  Mt. Sidney, Virginia

  Posted at 7:37am on Wednesday, June 3rd, 2009

I am a Prepaid Legal Services associate. With regard to our specific product, the review was accurate up until the last couple paragraphs. Our product is very helpful regarding traffic court, and other matters that require court appearances. Unfortunately, there are more prepaid products on the market than just Prepaid Legal Services. Some of them may be good products but many are very bad. They are run as scams, and do not provide what they promise. The key is to check into what you're getting. Use the product. And remember, you may not get the answer you want, but it may be the legal answer you need. Also remember, the particular associate that you have encountered may not be a good rep of our company. Not everyone in any business is reputable. And to become successful as an associate - it Will Take WORK! Good luck to everyone who purchases the plan, and to those wishing to join our company as a sales associate!

Darrin,  Nevada

  Posted at 9:30am on Tuesday, June 2nd, 2009

Chris,
You do not sound like someone we could take serious, your language at best is from Jr. High school. You would be better off sending your self emails so at least you could communicate with someone on your level. You are a good example of what poor breeding produces.
PPL is a fine company that treats everybody equal they have a history of success and produce more people with six figure incomes then any other company offering a home business opportunity.

Jay,  Chicago

  Posted at 4:51am on Friday, May 29th, 2009

I have worked for PPL for 7 days, I sold 2 memberships my first day and by the 2nd day I had been paid in full from my commission levels. I have sold 3 more memberships today and will be expecting to see a exact payout just like my first 2.

so for everyone who is bashing ppl you need to stop and think about what year it is and go jump off a cliff.

PPL, Health Insurance, Auto Insurance, any type of insurance 99% of the time the end user will not even touch the services during a 12 month time period, so for everyone who has been bashing ppl does clearly not understand how even their health policy works and that is the Real Issue here , You the End users of these services take ZERO time to learn how insurance companies are taking all of your money each month and you dont even care, If you really really really had a Real issue with these companies you would just be self efficent and put 200 dollars a month into your own savings account and pay upfront for services. Insu... read more »

chris,  chicago

Posted at 1:16am on Friday, May 29th, 2009

I don't get this arguing over is this a scam, is that a scam... blah blah blah...

Everything is pyramid related or money leveraged... just like PPL...

The whole economy is a pyramid "scheme" as witnessed in the past year...from mortgages to life insurance to oil prices... to whatever...

Everything is a scam all the way up to the people (scumbags) who run this country.

You naysayers act as if this company is the devil... so what if they are??? They wouldn't be the first nor last seemingly legitimate operation to f*ck people over whether they are purposely doing it or not.

This seems like a decent operation they have at PPL... if people are too stupid or lazy to figure out a way to make money doing it then what can you do??? And if some people are dumb enough to get "suckered" into it... and not able to profit on their own... well then good... it weeds out the idiots who will ultimately be serving the people that successfully scam the idiots in whatever capacity they make ... read more »

Kevin Haumschilt,  Poway, CA

  Posted at 11:34am on Thursday, May 28th, 2009

I've been in Pre-Paid Legal for about one year and am very happy. I have a growing team and have realized an income proportion to my effort and the effort of my team. It's really not hard. It does however take daily effort. The company is very responsible, takes customer service seriously, and is the #1 New York Stock Exchange company on ROI (Return on Equity). Did I mention the stock went up $4.00 in the past 2 weeks in today's terrible economy? Yeah right a total scam!!!

Don,  California

  Posted at 2:57pm on Saturday, May 23rd, 2009

For anybody thinking about Pre-Paid as a home business, go for it. For me it was a little rough in the beginning but after about 9 months things started to happen. I quit buying most of the tools my up line recommended and started meeting with people one on one and I actually tried helping them instead for worrying about advancement and money.
It's funny how that worked now I am making about 80,000 in the 15 months, this is great.
Don

Steve,  NY

  Posted at 9:48pm on Tuesday, May 19th, 2009

To Anominus in NY
You are one sick individual, what's with all the name calling and insults. Using race is about as low as you can go, I feel sorry for you.
The fact is a lot of people make a lot of money with this opportunity and it's almost impossible to loose money if can add and work hard. They don't say they make you rich only you can do that.
Good Luck
Steve

Mike,  WA

  Posted at 2:49pm on Tuesday, May 19th, 2009

Whats with this "Ticketed on the NYSE" bullsh*t credibility? So was ENRON. So whats your point? Still a scamming company.

Anominus,  NY

  Posted at 2:39pm on Tuesday, May 19th, 2009

A couple of my friends got into this "business" and if you have noticed, every associate in this business is somewhat brainwashed. "To the top!" Quoting other SUCCESSFUL individuals as if they have two pennies to rub together to buy the damn book. They have prepaid phones, live in their mothers basements wearing their fathers briefcase and suits talking about a DVD you should see and expired magazines from 3 years ago.

Darnell self is their modern day Jesus Christ. They quote him and I sure hope that at one of these conventions theyre not passing out any "kool aid" if you know what I mean. Its a scam, a joke, you dont make money. My girlfriend went BROKE funding these as*holes because she believed in the "vision" they were making her see.

They send a young black well dressed man to the ghetto and they convince the youth that theyre going to be MILLIONAIRES in 6 months! Ha ha. The company preys on innocent blacks and latinos, and that's why the rich white men are on the covers of ... read more »

Brad,  California

  Posted at 5:41pm on Thursday, May 14th, 2009

Pre-Paid Legal is the only company I know of that has no limit on income. Their policy is you can make as much as you want, you are the only one that determines your income. The task is the same for each and every person involved.
Now roll up your sleeves, get off the keyboard and go do what you need to do.
Best Wishes
Brad

Dan,  Ca.

Posted at 5:56pm on Wednesday, May 6th, 2009

PPl is not a scam, you get out of it what you put in to it. It takes awhile to get paid every day, you won't in the beginning so do not expect it. You will get paid when all your paper work clears from 3-7 days. If you are working hard daily the cycle of payment will allow you to be paid daily. It is your own business expect bumps in the and road, work through the difficulties. They have a saying that's true, "stick and stay and you will get your pay"
Good luck

advice,  MOUNTAIN VIEW

  Posted at 4:20pm on Wednesday, May 6th, 2009

after reading all these comments about everyone I am taking another look at this Pre-Paid Legal stuff. Is it all true what the people are saying? Do you really get daily? Its not easy work, you have to go out and talk to people about buying the membership.

ADVICE,  MOUNTAIN VIEW

  Posted at 12:44pm on Wednesday, May 6th, 2009

IS PRE-PAID LEGAL A SCAM?

Lee,  Arizona

Posted at 9:59am on Wednesday, May 6th, 2009

I forgot to mention the players club bonus, they have what is called players club, you get points for doing what should be doing, if you make players club 10 12 months you get $500 bonus every month you get 10 points or better. They also call this a car bonus. Name any other company that pays a $500 a month car bonus for doing your job.
PPL is a bad deal right.

Nathon,  Texas

  Posted at 9:58am on Tuesday, May 5th, 2009

Pre-Paid Legal Researchers
They do turn out the 6 figure earners and Millionaires as they claim, but that can be some what misleading as stated.PPL=BS is probably happy in his/her little world of corp. America. The truth is more associates do not make big money then those that do. The truth is it's the only company that produces those high incomes. The truth is most people that try do not lose money. The truth is you can earn back you investment of about $100 in less then a month. The truth is this opportunity is second to none, if you want to make it bad enough you can. The truth is the product is second to none and not duplicated by anyone else.
Have a nice day.
Nate

Lee,  Arizona

  Posted at 7:04pm on Sunday, May 3rd, 2009

You guys looking for bad about PPL you can find it and spin things the way you want. The fact is lots of people don't make it, not because of the company but because they haven't made it in life yet.
It's no different then the music business or pro sports. Just because you can't make in any of those industries don't make them a scam either.
The truth is you stand a better chance of making a good living with PPL than with any other opportunity available.Those figures that are quoted are true, You see you are responsible for yourself.
Remember if think you can or you think you can't,
either way you are right.
I hope you have learned by now, no one is going to give you money for doing nothing. PPL will work for you if you work for yourself.
Lee

Chris,  California

  Posted at 10:52pm on Saturday, May 2nd, 2009

PPL=B.S. The Real World
What's your point? That's about right sometimes more sometimes less. If you truly want to do the research you will see that's about average. I don't know how many times this needs to be repeated, some make it some don't. You can draw a paycheck every week and hope you don't get laid off,you can invest in your company 401's or your own IRA, that has worked real well. You can see if you have what it takes to make it or just stay with the rest of the sheep. The opportunity is there for anybody that wants to try.

PPL = BS,  The real World!

  Posted at 3:28am on Saturday, May 2nd, 2009

So a 6 figure income every 11 days? Hmmm thats about 2 every month? Thats 24 a year? In just two years the world should have 48 6 figure incomes?

Now we add 1 millionaire every 28 days...Funny some of our months end in 28 days.... so 12 millionaires year? 24 every 2 years?

In 2 years there should be 72 people make some nice money right?

Now either work 9-5 and get a check you with the money YOU KNOW YOU MADE! or pay 300 bucks and hope to be rich in ten years?

Lets say ten years from now? 360 people living with some nice money?

And so forth.......BTW its on your website!

stan c,  Ohio

  Posted at 4:29am on Tuesday, April 28th, 2009

Hey everyone joining ppl then not working or putting in small amount a time and effort into it of course u won't make money and that doesn't make it scam that

Just makes u lazy and u should read everything b4 u jump in and go in with a plan. Not scam just don't b stupid

William,  California

  Posted at 9:53am on Wednesday, April 22nd, 2009

We want to thank this board for the information We received on Pre-Paid Legal. It has been very useful. We have read all of these post at least 2 times. My wife and I came to the conclusion that the only bad reviews where made by a few people that for some reason did not do well,or as someone said (sour grapes). We took the advice of those that are making it work and found that most of what is said is true. We have to be careful about spending to much money, other then that so far so good. In our first month in our new business we have made a $3456 profit.

Roberta Gonzales,  San Diego

  Posted at 2:21am on Wednesday, April 22nd, 2009

Hello,

There's no point in trying to convince someone to do something they don't want to, but that facts speak for themselves.

13 years positive sales growth, featured in every financial publication, Forbes, Money, USA Today, Fortune. A+ from the BBB, strong stock.

All things go through the growth curve.

1) Ridiculed

2) Violently opposed

3) Self-Evident

You see this with cell phones, bottled water, medical insurance, vhs, etc.

Now more than ever people need this service in a down economy. With unemployment at an all time high, foreclosures, credit problems, budget cuts people are bound to have legal issues. Resorting to a $200 per hour lawyer is not feasible, so people will sweep their problems under the rug or deal with the consequences.

And for all the people complaining about the service, ask yourself. Would you rather get good advice from a $26 per month lawyer or good advice from a $200 per hour lawyer? Same thing goes for bad advice.

People will pay... read more »

AFCanesFan,  Oregon

  Posted at 3:10pm on Tuesday, April 21st, 2009

Dawn,
You need to report this guy to either your first shirt, commander, base legal, or the IG. He can do whatever he wants in the off time, but if he is pressuring subordinates to join this, or is in any way using AF time to conduct personal business, then perhaps he no longer deserves to be a NCO.
Totally not acceptable. Turn him in.

me,  California

Posted at 5:33pm on Friday, April 10th, 2009

Wondering
The best way to start if you are not hurting for money is take everything, pay as earned. If you need money now 1 yr, just don't talk anybody into sign if they sign then quit right away you get a charge back. Pay as earned is the quickest way to residual income. It can 2-3 yrs before the check get large enough to live on.

Wondering,  California

Posted at 2:01pm on Friday, April 10th, 2009

So for those who are in this, my wife was wondering what's the best commission plan: 1 year or 3 years?

Jerry,  Ohio

  Posted at 9:26pm on Thursday, April 9th, 2009

Seattle;
Go to Ask .com this is the definition of a pyramid-scheme, check it out you might learn something. I suggest if already have a negative outlook you should not join PPL. The reason I say that, is everything you do not understand you will start screaming scam so your better off staying clear. PPL is not for everybody, some people fail some succeed, but that is true with everything in life. The NFL, NBA, MLB, NHL, music acting and so on. Some make it some don't. The thing with PPL is they give everybody an equal chance to improve their life. The cost to get started is very low, to do everything you actually need you might spend $200-$300 and you can do it for less if you need to. The education you will get is priceless and there is better then a 50% chance you will make it and if you don't, look in the mirror. Just don't blame the company for your failures no matter which company you go with. If you read some of these post the people that complain the loudest are the ones that a... read more »

Potential PPL client,  Seattle

  Posted at 5:29pm on Thursday, April 9th, 2009

I've went to the seminar and done my own private research and I must say that PPL seems like a scam. The people who are trying to recruit people don't take the time to fully explain how it works and at what point do you actually make money. I think even the PPL die hards have a hard time explaining it logically without letting everyone know that it's a basic pyramid scam. The people who've done well within PPL or those that have really bought into the B.S. seem to be really defensive and almost bitter. I'm going to do more research but thus far I am glad to not have joined the PPL company. I was going to do it part time since I love sales and it's different from IT and computers which is my FTE, but I'm really glad that I didn't waste my time and money after seeing some of the bad experiences that good people had to go through. If it was a company that cares then they would right some of the basic wrongs like these "bad apples" or "bad sponsors" but the common response I see to these p... read more »

Stephen,  Ca.

Posted at 1:41pm on Wednesday, April 8th, 2009

marana az.
you say your a life/health insurance agent, you should jump into the group market by presenting to employers, that market is wide open now you can even take a special group training class for the rest of this month for only $49.00. if you are serious about you future you will quit making excesses and get busy.
Stephen

Terry,  California

  Posted at 1:35pm on Wednesday, April 8th, 2009

Dawn, You make absolutely no sense. In PPL you have no boss and you can work with who ever you like. I do know there some not so good associates and if you complain to marketing with a legitimate complaint those people will be rooted out. Your sponsor just gets a small percentage of you commission, again you make no sense. I am sorry you had what you thought to be a bad experience. I know from experience that there is plenty of help if you truly seek it.
Good Luck

Dawn,  Marana AZ

  Posted at 10:08am on Wednesday, April 8th, 2009

Unfortunately I was duped by my boss!

He only wanted my commission and the commission I received from my brother. What a waste of my time and money, thank God only $49 in start-up costs, but nonetheless a WASTE of TIME and MONEY.

My supervisor is coercing and pressuring airmen (which is illegal to solicit on any military base) to get into this company to 'make money' and many of these airmen only see dollar signs, instead of really and truly seeing the business for the benefit of it. They are selfish and have no real concern for their clients....

I was never trained and told to attend these meetings (which are so very inconvenient for me-school, work, and location) and I was just looking for basic information and how to present this product to friends/family. I am a life/health insurance agent and know that at first I was not only shy but intimidated by approaching people regarding my business. After I had received training and sought out a mentor to help coach me on business ... read more »

Stephen,  California

  Posted at 5:28pm on Tuesday, April 7th, 2009

Wondering Ca.
You won't get any residual income as long as you have a debit balance. It takes some time to get to the residual level. They use your residual to pay off your debit balance. What we due is a lot of group sales and put them on pay as earned instead of advanced commission. If you do not need the advanced commission now then you take everything pay as earned, with enough sales you can get a very nice income monthly or even daily. As time goes by you will start to get a very good residual income.

Wondering,  California

  Posted at 2:43pm on Tuesday, April 7th, 2009

So my wife signed up as an associate but she can't figure out the whole residual income thing. I think she's on the 1 year commission program. What we can't figure out is how much do you really get per month per active member after the one year is over. Since she gets advanced 1 years commission of $172 when she makes a sale, does she get 1/12 of that ($14.33) every month starting with month 13?

Reed,  Southern California

  Posted at 12:07am on Tuesday, April 7th, 2009

As with any company that utilizes the network marketing model, comments will run the gamut from excellent service and opportunity to poor service and scam.

I read one of the negative comments on this forum that derided the service because the sales people are not lawyers.

As an attorney, I myself am an Independent Associate, and have enjoyed my own Pre-Paid Legal membership for over four years. It is an excellent service, and I honestly believe that it is the wave of the future.

Just think: the old guard law firm makes money by billing hundreds of dollars per hour, and has no interest in getting problems solved *now.* In contrast, the PPL firm has a total incentive to get your legal issue solved - and *fast*.

I would encourage anybody who does not have access to an attorney seriously to consider a membership in Pre-Paid Legal.

jake,  california

  Posted at 1:39pm on Thursday, April 2nd, 2009

I have always hated attorneys. I needed an attorney for an emergency a couple years back and signed up for this at a StarBucks and guess what it works to my surprise. My thought was to sign up and then cancel after I was done with them. Well that did not work, I kept saying lets try this one more time and each time it worked to my surprise again. I decided to keep it and I am glad I did. When ever I talk to the attorneys I am pleasantly surprised at how nice they are and guess what everytime when I go to hang up the phone they ask if they can do more for me. I will not be without this service again. I would like to find out more about making some extra money with this program. It's really needed by almost everybody.
jake.

mike,  New York

  Posted at 7:41am on Thursday, April 2nd, 2009

for "specialized" law cases, whatever those may be in your book...pre-paid legal does provide a "specialized" attorney for whatever case there may be. if the case goes beyond the coverage, then there is a 25% discount?

truth is you search the internet, and you will not find any real hard evidence of pre-paid legal being a scam. oh it had a report by the ftc....so did wal-marat...oh someone had a bad lawyer...that happens once every ten years, and if that were to happen, the costs would be dismissed and a new firm would be replacing that firm who failed to follow up.

and as for Ian. PRE-PAID LEGAL DOES NOT FIX TICKETS but you have a better chance of winning if you had a lawyer go in for you! if you base your experience by you not following the law, then i'm sorry that is on you.

Anonymous,  Location unknown

Posted at 11:20pm on Tuesday, March 31st, 2009

I think we can all agree, the world would be a better place without lawyers. Someone punches me I punch them back case closed. You can sue for almost anything. You can actually sue for breaking your hand punching someone in the face. yup great world we live in.

Bruce,  Ca.

Posted at 9:47am on Tuesday, March 31st, 2009

couple in Hunting Beach???
Lets see, you are saying while you are hanging out in the personals of Craigs list, you find someone or something that you object to. I would say that dismisses your opinion completely. Now if you had any reasonable complaint you would have listed it, instead of a personal attack. I can see why if you tried it you failed, you probably have failed at life. Why would you put down prepaid legal because of the filth you seek on the internet? I hope you see your ways and fix them.

Terry,  California

Posted at 7:00pm on Monday, March 30th, 2009

To
couple in OC, Huntington Beach Ca.

You are a very sick person GET SOME HELP

Stephen,  Ca.

  Posted at 10:30am on Monday, March 30th, 2009

Jerry
I agree with you, I joined PPL 2 years ago and the girl that signed me up ($49) said I have to go to all of the different meetings and buy a bunch of DVD's, CD's magazines and all kinds of other things. the expense was pretty high and I just kept spending until I realized I spent over a $1000 so I put the brakes on. Tried to talk to my sponsor, she said, I have spend money to make money. Well I backed up and looked things over and I called some other people that I meant in PPL and they all agreed I should not spend anymore money till I make a profit. I tried calling my sponsor again and she quit and I still can't reach her.
I have since started making money little by little and since Jan. 1 I have made $21,000 and loving it.
I guess what people should take from this, is be careful what you spend and be wise. As to the (tools) that PPL sells, the price is very reasonable and I believe they can't make any money on what the sell, all of the products are first class. I no longer b... read more »

couple in OC,  Huntington Beach, California

  Posted at 12:36am on Monday, March 30th, 2009

PPL is a definite scam and the people involved are horrible. They will try to sell ice to an Eskimo and then convince them they need it. One of their sales-people, Jerry Hasson, of California, and his wife, Sallie, sell prepaid legal but mostly they are scam artists. The funny thing is, Jerry uses it to recruit women to sleep with and his wife has no idea. Look for the posting titled "IF YOU CRAVE AFFECTION . . . You've Come To The Right Place" under Craigslist's personals.

Stay away from anyone associated with Pre-Paid Legal. It's simply a group of slimy scam artists that are making the bucks off of you.

Jerry,  Ohio

  Posted at 5:49pm on Sunday, March 29th, 2009

Yes Pre-Paid Legal has MLM and also direct Sales. If you want the chance to better your life or set up for the future and you do not mind working for your money, then come join us, If you expect a gift do not waste your time or ours. No not everybody does well, but that can be said for anything we do, some make it some do not it's up to you, but don't blame us for your shortcomings.
Jerry

Barbra,  Ca.

  Posted at 6:11pm on Saturday, March 28th, 2009

Pre-Paid Legal is more then a MLM company, some people are not comfortable doing MLM and that's ok,
if you don't like MLM you can do DIRECT SALES, many of us do just that and you can make as much money as effort you put into it. They have a small business division and an employee benefits division and a commercial drivers division, all of which are very profitable. The training is up to the individual.
If you want to make it work and you are willing to work you can have a nice income.

Weeds,  N.C.

  Posted at 6:01pm on Saturday, March 28th, 2009

grinwithin,,MD.
Talk about clueless you must be looking in the mirror, reading your statements non of what you say makes any sense at all. The business opportunity is only as good as one makes it, if your lazy and expect someone to just put money in you bank, well you get what you deserve. The service is second to none, I have used it several times and it works as it is sold to work. There are other companies selling legal plans that are more trouble then they are worth. P.P.L.S.I is the best of the best.

grinwithin,  MD

  Posted at 8:54am on Saturday, March 28th, 2009

First off, I run a "home business" and I have seen first hand the unsavory tactics that MLM'ers use to recruit. I should write an article of my thoughts and have it published.

Secondly, specific to PPL and other Legal Service Plans - it is not worth the money. I joined PPL a few years back and I utilized the service on a credit card bill dispute. Unauthorized premiums for card protection was billed and the company refused to stop the payments, or investigate the issue. Long story short, I tried to send a formal letter of dispute to the bank in question certified return receipt and they refused to accept my documentation. The attorney's on staff were clueless as the to contractual obligation with PPL. They would not call the bank on my behalf. They said they would send a letter, so I forwarded everything I had to them and even drafted a letter that just required some legal tweaking and be sent on their letterhead. It was a clear cut case of unauthorized and fraudulent charg... read more »

Loren,  west virginia

  Posted at 12:10am on Saturday, March 28th, 2009

very true marvin, in maryland very well said a lot of people are L.A.Z.Y. they want something for nothing people are going to talk bad about any business because you always going to have the tire kickers people that would much rather get up and go make someone else rich to build a successful business takes time rome was not build in a day and it takes hard work these words say it all successful people do what unsuccessful are not willing to do me i don't talk to peolpe that do not have desire or high spirit or success driven. god bless to all and for the ones out there building a business with ppl or another company keep it up and do not listen do the devil because in the long run you will shine!

jackie,  oklahoma city

  Posted at 10:51am on Tuesday, March 24th, 2009

I to was working in one of the host hotels this year and found the guest polite generous and thoughtful although every time I turned around someone was trying to get met to sign up for something, that was a bit bothersome other then that, it was pleasure work with them.
If that's how you fell about your guests you should find another line of work, for they are the ones that pay your bills.
I agree you be ashamed.

Lann,  Oklahoma City

  Posted at 12:45am on Monday, March 23rd, 2009

The prepaid legal convention just left Oklahoma City, Thank God!!! I work in the hotel industry and have been involved with ppl conventions for about 9 years. Its the worst group of people to ever try to please. We all laugh that before they leave each clerk will be threatened with a lawsuit, and it proves true. And they all want something for nothing!!! And when they don't get it, they threaten to sue. I have seen ppl reps, sit in my lobby and make calls on the phone, and tell the person that they are trying to sign up, that they will put them on three way with a rep in say, Atlanta, and they act like they do that while both people talking are in my lobby!!! No one out of state is on the phone, its a tag team tactic they do. I hate when they come in, its the most miserable week of the year. Amazing how their true colors come out in person. I would never want to be involved in a sneaky business like this. All I can do is be glad they are gone, and know we have a year before t... read more »

Patt,  Miami FL

  Posted at 11:18am on Tuesday, March 17th, 2009

I only have the membership portion, attorney coverage, ive used it numerous times, even for the smallest things, and it feels great knowing i have protection. Like a cop cant just hassle me for nothing, bad service, contractors stop half way on a job, specially if they are aware you have an attorney! its gotten me out of many situations. Its even helped me with neighbors with constantly barking dogs!

John,  Oregon

Posted at 10:09am on Friday, March 13th, 2009

I started PRE-Paid Legal about 1 year ago, I only work it part time, I have a full time job, my income from prepaid is 400-600 dollars a month. That sure helps paying for gas etc. I hope to go full time next year or sooner. The nice thing is if I get laid off or ill I have something in the works to fall back on.
This is a good company, just be careful how much money you spend. It's easy to see how some could go overboard buying all the stuff your sponsor thinks you should.

Terry,  California

  Posted at 6:23pm on Wednesday, March 11th, 2009

I do not get why everybody thinks PPL is guaranteed to be a success. Just because it is a home based business dose not mean you stay home and do nothing, it is hard work. The nice thing is you work for yourself, you make money for yourself not your boss. Most of the positive responses here are making ok money not millions. I have a few years with this company, I suggest if you a have job keep your job and learn how to build your PPL business and build it slowly. It will be nice to have this to fall back on when you get laid off.

New Guy,  Mississippi

Posted at 2:51pm on Wednesday, March 11th, 2009

I could only get a job at minimum wage because of the lack of an education. I had to work real hard and be abused by employers just make $25-30 thousand dollars a year. My income last year was just over 45 thousand dollars, so far this year I am at 17 thousand and climbing. Is it easy ? No, but most of what I do is a tax deduction, that is way cool, and it is for me. PPL has made me feel better about myself and say good bye to my bosses and allow me to not worry about jobs, economy,the commute ot any of the other thing people worry about. I am HAPPY!!

Bruce,  California

  Posted at 2:40pm on Wednesday, March 11th, 2009

Anthony Days in Texas
Tell us your success story, if you have one. What do you think your rant has to do with anything? Name calling will not get you to the top. Not everybody judges success by the home they live in or the car they drive. Success is measured by what your friends think of you and what you think of you. If your happy, which it shows your not, then you have success. PPL is not a way to get rich, but it is possible, a legal scam that's a hard one to understand. Some do well some do not.

Anthony Days,  Fort Worth, TX

  Posted at 1:24pm on Wednesday, March 11th, 2009

Why is it that I am tired of hearing of PPL? Well go to majority of the so-called self-made millionaire's webpages, and they are trying to see anything they can that is self-improvement related. They only mention PPL as a way of life to support their supposedly exorbitant lifestyle. What houses they own, cars they drive... it goes on and on. You too can have my lifestyle. PPL is a LEGAL SCAM. I would be surprised to find out that over half of these so-called sales-men even finished college. These people make their money on un-educated people on limited incomes by selling them a bag of goods. What a miserable bunch. And they call themselves successful salespeople? I call them scam artists, degenerates, liars, and a poor excuse of a human being

zach,  California

  Posted at 11:24am on Wednesday, March 11th, 2009

I am sorry for your sister, it sounds like she is not cut out to be in business. With that being said, you should not blame PPL for her failure. I know many people that are not making money in business or have lost everything. That does not mean that the business is bad, just it did not work for them. Every 11 days PPL turns out a new 6 figure income earner and 28 days a new millionaire club member. It can and is being done successfully.
As for the law suits that is an easy claim to make with out any facts.
Yes I do the business,yes it gets tough at times, read the paper anything that's is a success is tough. The first few years for most associates
is tough very few make it big in the beginning.
You should talk to your sister about bothering close friends and relatives, that is a mistake many new comers make, try to help encourage her in the right direction, it can work it does work.
Do not get reliant on you retirement, a lot of people have lost most if not all of it.

Rene,  California

  Posted at 1:02am on Wednesday, March 11th, 2009

It is true that PPL is a legitimate company, however that does not mean the money making opportunities are as vast as they claim. My sister has been an associate for over three years. I believe she is now or is almost at the director level. She works at this business non-stop. She attends all the weekly meetings, goes to Oklahoma and Vegas for the conventions every year, she lives and breaths PPL. Yet I know for a fact in the three plus years she's been working "her business" the best she has ever done is $1,200.00 in a month. That is not the standard, that was an exceptionally good month for her. Usually she doesn't even make half that. She is doing this as her primary source of income and she can't pay her bills. Yet she is so brainwashed with all the BS they feed their associates that she still thinks she's going to be rich doing PPL. She has literally devoted at least 40 hours a week to this business for three years and can't pay her bills, has no medical coverage, and ha... read more »

cl,  sacramento

  Posted at 8:55pm on Tuesday, March 10th, 2009

Folks, this is a sleezy business. Plus, look up all the lawsuits for misrepresenting their services in advertising.

Bryan,  Houston

  Posted at 4:39pm on Monday, March 9th, 2009

I love my PPL service. I wouldn't do the business side of it, but I do love the product. PPL must have very good training, because all of the associates that I've talked to are very knowledgeable about the services offered. Also, the lawyers are very helpful. They got me out of a ticket in February. Thanks guys!

Sandy,  Illinois

  Posted at 11:47am on Sunday, March 1st, 2009

You people who want to slam the MLM or by whatever named called really need to get a life. First, I don't care who you are or what you are selling, it takes hard work to start up your own business. I don't care if you are a store-front business, or an MLM, it still takes hard