Great Plains Lending Reviews

About Great Plains Lending

Great Plains Lending, found online at, is a loan service that claims they can help you stay on track financially by covering your expenses with convenient short-terms loans.

The Great Plains Lending service is run by the Otoe-Missouria Tribe of Indians, which is a sovereign nation within the United States, not unlike Western Sky, another lending company established on a reservation within the nation.

In order to apply for a loan, you must be 18 years of age, have a job or other proven source of income, a valid email address, and a checking account that is in good standing.

Applying for a loan through Great Plains Lending takes just a few minutes, by filling out an online application, and can be approved is a little as a few seconds. And if your loan application is approved, the funds can be in your account as early as the next business day.

The maximum loan amount you can ask for with your firs application is $1,000, though if you meet all your payments on time you have the option borrowing more money in the future.

Anyone who is applying for a short term loan, however, should know that these loans generally come with very high APRs, or interest rates, due to their fast approval process and their willingness to work with customers who have bad credit.

Great Plains Lending gives an example of their rates by saying that a $500 loan at 448.78% APR can be paid off in 12 bi-weekly payments of $101.29, which works out to $715.48 in interest.

People looking for short term loans should pay close attention to their loan terms before they agree to them and accept the terms.

If you have any experience with this service, please leave your reviews below.

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Reviewed By Debra Wayne on April 3, 2013, San Francisco

The interest rates are ridiculous

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