Free Score Connect is a website which promises to give you access to your credit score for free, specifically the information collected and distributed by the credit agency TransUnion, though they have access to Experian and Equifax as well.
In order to receive your free credit score, all you must do is enter your name, address, and email address, as well as your Social Security Number and Date of Birth so that you can be accurately identified.
They also ask that you provide them with the “Primary Reason” you are seeking your credit report or score, whether it is because you were denied credit, you think you're a victim of ID theft, you are buying or refinancing a home, you’re just curious or another reason.
However, when you do this, please be aware that you are given an option to check or uncheck a box which asks if you would like to receive information from Free Score Connect’s “partners.”
If you check this box, you will begin receive advertisements and communications from companies who are associated with the reason you gave for looking up your credit report, or just general advertising purposes.
Once you complete your information submission, you will be given a 7 day trial membership with Profinity, a company which provides credit monitoring services like identity theft alerts.
It is necessary to cancel this membership during the initial trial period, otherwise you will be charged $29.95 at the end of the 7 day period as well as every 30 days after as long as you keep your membership.
You can cancel your membership at any point in time, however you will not be eligible for a refund of membership fees. There are other chargeable services you can elect to receive from Profinity, however, which may be eligible for refund as long as you make sure to contact their customer service within 60 days of receiving the charge.
If you have any experience with this company or its services, please leave your Free Score Connect reviews below.
I WOULD NOT RECOMMEND THIS COMPANY FOR THE SIMPLE FACT THAT YOU HAVE TO DIG TO FIND THEIR CONTACT INFORMATION INCLUDING EMAIL OR PHONE....HMMM SOUNDS FISHY TO ME! WHAT IF YOU WANT TO CANCEL YOUR ACCOUNT LIKE I DID OR WANT SOME HELP OR HAVE QUESTIONS IT WILL TAKE YOU FOREVER JUST TO GET A CONTACT EMAIL OR PHONE FOR THE COMPANY. I SUGGEST GOING WITH ONE OF THEIR COMPETITORS WITH A CONTACT.