With CreditReport.com you can request credit reports obtained through the three major credit bureaus including Transunion, Experian and Equifax. The information you can expect to see within the reports are monetary court-related public records, credit inquiries from businesses and individuals who have obtained a copy of your report and a payment history of your credit accounts.
To sign up for a free trial, it costs $1.00 and is limited to a period of nine days. If you do not cancel within the nine days, your membership dues will automatically be charged to your credit card. The monthly fee for a membership costs $19.95. There are no refunds for payments you have made.
If you cancel a monthly membership, you will not be charged starting the following month. In the case that you have signed up for a pre-defined period of time, you will not receive a refund for the remainder of your subscription if you cancel early.
During your CreditReport membership you will receive daily credit monitoring and alerts, fraud resolution support, and a $50,000 product guarantee. All three credit agencies may not accept your request for enrollment in their monitoring program. If Experian does not grant you permission into credit monitoring you will not be eligible for monitoring with any of the three credit bureaus. This information will not be relayed to you until the trial period has ended and your non-refundable subscription has begun.
Through the CreditScore website, you will have access to the Score Center. This provides information relevant to your scores and also tracks your scores over time. Through this resource, you can also learn how your score is computed and use it to estimate possible changes to your score in the future.
There is also a description of the factors contributing to your score; this list is organized by the amount of impact for each factor starting with the highest contributor. A calculator is also available in the center; you can use it to make projections based on different monetary transactions you may be considering.
Another service provided by CreditScore.com is called CardSafe. If any of your credit or debit cards are lost or stolen, they will have the information on file to help you quickly take care of situation and cover all the bases to protect your information. The service costs $39.95 for a one-year membership. They guarantee reimbursement for unauthorized charges made to your account once you have reported the incident to them.
Many of these credit report websites offering to provide you information that you can easily obtain on your own has been deemed to be a scam. Even the Federal Bureau of Investigation has noted to steer clear of these services.
I was only supposed to be charged $1.00, for my report, and i was charged for$32.95 for something i did not authorize, and never seen that price on credit report.Com web site. I spoke to a woman she said she will refund the $32.95, and never did. I pissed and taken action!!!!