CreditCheck Total, at www.CreditCheckTotal.com, is a new website from ConsumerInfo.com, which claims to give you access to all three of your credit reports and scores for only $1.00.
Once you have given them your necessary identifying information and paid your fee of $1.00, CreditCheck Total will provide you with your Experian, TransUnion, and Equifax credit reports, as well as begin a trial period monitoring each credit report.
After you pay the initial one dollar fee, you will be immediately enrolled in a 7 day trial membership of CreditCheck Total membership services. If you do not cancel your enrollment within the 7 day time period, you will be charged $29.95 every 30 days for the length of your membership.
Once you have become a member of CreditCheck Total, you will be given access to fraud resolution representatives if you are ever a victim of identity theft, as well as be covered under their $25,000 CreditCheck Total Guarantee.
This guarantee states that if, as a member enrolled in credit monitoring services, you are a victim of identity theft, you are eligible for up to $25,000 worth of reimbursement for certain identity theft expenses. These potentially covered expenses are listed in their Terms & Conditions.
After you become a member, you are able to cancel your membership at any time and will no longer be charged, however members are not eligible for refunds, so if you are not interested in CreditCheck Total’s services, be sure to call 1-866-506-7894 within 7 days to cancel.
This company is just ridiculous. I was signed up by another credit repair company and now I no longer need them or this monitoring company, I have a very hard time cancelling my subscription.
Twice they wanted to send me my users name and new password so I can login after having problems logging into my account.
It's easy to sing up but a PITA to cancel. I'm actually infuriated over all of the 20 questions they play just to cancel my account.