ClickNLoan is a website which provides loan matching services for people who are interested in quickly obtaining an unsecured loan ranging in value from $500 up to $5000.
An unsecured personal loan is a loan which requires no collateral. Collateral is personal property that you offer to the lender as a promise to repay the money you are borrowing from the lender.
Unsecured loans do not require collateral, so the interest rates on these loans are usually higher than normal rates. Often these high interest rates lead to questions of whether these loans are legit.
ClickNLoan says that their rates fall between 4.999% and 35.80%, and that the rate you receive will be determined by the lender you choose, as well as the state you live in and your current credit score.
To apply for a pre-approved, unsecured loan on ClickNLoan, you simply need to provide them with the loan amount you are requesting, your current credit score, your monthly income, and your zip code.
If there is a lending partner who can meet your needs, ClickNLoan will pre-approve you on the spot. The lender will then call you to setup up an appointment to meet you personally in order to finalize the loan. Once the loan has been finalized, you can often walk out of the office with a check.
Before you apply for a loan, you can also utilize the informational resources provided by the website. They have a whole series of articles on financial issues, such as comparing Unsecured Personal Loans vs Car Title Loans, and How to Boost Your Chances at an Unsecured Personal Loan with Bad Credit.
If you have any questions or complaints and would like to speak with a representative of ClickNLoan, their website does not provide a phone number. Instead they prefer to communicate via email.
If you have any experience with this company, please leave your ClickNLoan reviews below.
8 ‘ClickNLoan’ Reviews
Way below average
I was looking for a personal loan. I thought they could help me. After 2 days of dealing with them over the phone they gave me a list of quick cash advances that only offered a third of what I needed. A total waste of days I will never get back!
I was approved
I was "approved" without then knowing my name, just my email name, this was the first hint suffering was not right. I did need a loan though so I decided to start the application, thankfully before I gave any personal information I found these reviews. You all saved me! Thank you! Keep up the reviews to save more people like me and you from this apparent scam.
I just shared my sensitive, personal account info with ClickNLoan & I pray that they don't use it in a criminal way. They directed me to another web page to match me with a lender when they gave me the impression that they were the lenders. Very unprofessional!
They won't stop calling ! It's been 2 days .I've told them to put me on the Do Not CALL list and they laughed at me and hung up.. They call from multiple Phone #'s .. 21 different ones so far .I've contacted the local law and the FBI on them I've called the guy back who left me the msg and got someone else and they hung up .. I told them I didn't want their stupid loan . They farm your phone # out to God knows how many people and none of them speak even slightly understandable English .. Don't do this to yourself ......
They don't stop calling
I had filled out that stupid application and the next day the phone doesn't stop callin every 15mins. I picked up one call and when I told them to stop calling he said sexual talks to me like I want suck you and you can suck me.