ClickNLoan is a website which provides loan matching services for people who are interested in quickly obtaining an unsecured loan ranging in value from $500 up to $5000.
An unsecured personal loan is a loan which requires no collateral. Collateral is personal property that you offer to the lender as a promise to repay the money you are borrowing from the lender.
Unsecured loans do not require collateral, so the interest rates on these loans are usually higher than normal rates. Often these high interest rates lead to questions of whether these loans are legit.
ClickNLoan says that their rates fall between 4.999% and 35.80%, and that the rate you receive will be determined by the lender you choose, as well as the state you live in and your current credit score.
To apply for a pre-approved, unsecured loan on ClickNLoan, you simply need to provide them with the loan amount you are requesting, your current credit score, your monthly income, and your zip code.
If there is a lending partner who can meet your needs, ClickNLoan will pre-approve you on the spot. The lender will then call you to setup up an appointment to meet you personally in order to finalize the loan. Once the loan has been finalized, you can often walk out of the office with a check.
Before you apply for a loan, you can also utilize the informational resources provided by the website. They have a whole series of articles on financial issues, such as comparing Unsecured Personal Loans vs Car Title Loans, and How to Boost Your Chances at an Unsecured Personal Loan with Bad Credit.
If you have any questions or complaints and would like to speak with a representative of ClickNLoan, their website does not provide a phone number. Instead they prefer to communicate via email.
If you have any experience with this company, please leave your ClickNLoan reviews below.
12 ‘ClickNLoan’ Reviews
Anyone who can help me
Is there anyone who can help me with the Lori foster I just lost over 500 to these people n I want my money back... I want to fill a lawsuit I dnt knw where to start who can help me out I need a good lawyer I have all the receipt with the transactions with western union I have everything I need help
They send you an e-mail stating you are preappoved for 3,000.00 and that you need to call them at 401-379-0201 the letter is signed by Lori Foster. When you call they then want you to go to a western union and send the first month's payment to prove you can pay the loan and prove ID by showing western union your ID then they will fund the loan plus the payment you just made back to you account in 15 minutes. Anyone that wants you to send them money first through western union I check out since sooo many scams are done using western union. I told them I couldn't go to a western union at the moment but would call them when I could. I wanted to check them out. I agree with everyone on this site they are a scam. They have started calling me back already.
SCAM!!! DONT DO IT
They tried sending me a random email from someone named lori foster saying that I was approved for 3K. Mind you I havent applied for anything in months so im not sure where this came from. I hate these people and it is a complete scam. Do not give them any information, or personal info. If you have to apply for a loan google "direct loan lenders".. It will give you websites that will actually fit your needs.
They cleaned out my bank account
These MF took every last cent that I had in my account,my only option was to place a bounty on they head cause now it is person, I will hand deliver these ppl over to the authories , one placed themselves as an authorized signer on my account and wrote his name as Roger pietras and I was able to get a few other ppl names
Way below average
I was looking for a personal loan. I thought they could help me. After 2 days of dealing with them over the phone they gave me a list of quick cash advances that only offered a third of what I needed. A total waste of days I will never get back!