ClickNLoan is a website which provides loan matching services for people who are interested in quickly obtaining an unsecured loan ranging in value from $500 up to $5000.
An unsecured personal loan is a loan which requires no collateral. Collateral is personal property that you offer to the lender as a promise to repay the money you are borrowing from the lender.
Unsecured loans do not require collateral, so the interest rates on these loans are usually higher than normal rates. Often these high interest rates lead to questions of whether these loans are legit.
ClickNLoan says that their rates fall between 4.999% and 35.80%, and that the rate you receive will be determined by the lender you choose, as well as the state you live in and your current credit score.
To apply for a pre-approved, unsecured loan on ClickNLoan, you simply need to provide them with the loan amount you are requesting, your current credit score, your monthly income, and your zip code.
If there is a lending partner who can meet your needs, ClickNLoan will pre-approve you on the spot. The lender will then call you to setup up an appointment to meet you personally in order to finalize the loan. Once the loan has been finalized, you can often walk out of the office with a check.
Before you apply for a loan, you can also utilize the informational resources provided by the website. They have a whole series of articles on financial issues, such as comparing Unsecured Personal Loans vs Car Title Loans, and How to Boost Your Chances at an Unsecured Personal Loan with Bad Credit.
If you have any questions or complaints and would like to speak with a representative of ClickNLoan, their website does not provide a phone number. Instead they prefer to communicate via email.
If you have any experience with this company, please leave your ClickNLoan reviews below.
4 ‘ClickNLoan’ Reviews
They don't stop calling
I had filled out that stupid application and the next day the phone doesn't stop callin every 15mins. I picked up one call and when I told them to stop calling he said sexual talks to me like I want suck you and you can suck me.
IM GLAD IM INTELLEGENT TO SPOT FRAUDULENT SITES!!!!
Well im SOOOOO GLAD that my wife and i DID NOT go through with click n loans. When i recieved this email, i clicked on the link and ANOTHER web page popped up B4 the allegeded click n loans site popped up! Ive studied computers and I KNOW when there is a red flag. There is no RSS which means this site is SECURED (https), if you just see (http) then it is NO GOOD. EXIT QUICKLY!!!!!!ase write your review
Don't Do It!!
You fill out the online application and it refers you to another site to choose 5 of the best websites to apply for a loan. they are just a middle man that does absolutely nothing!!!
What the heck?
I had tried applying online, but no matter what you enter(ex: excellent credit and 5k monthly income), it says we are sorry we are unable to get you a loan. Unreal!