About Capitol Cash Loan
Capitolcashloan.com is an online service that offers consumers a quick way to obtain a short-term or personal loan. They are not a direct lender but they have a database of lenders, all of which are pre-screened. This is a measure they take to protect consumers from predatory lenders. In addition, they have a safe and secure encrypted online platform to ensure the information you submit through their site is protected.
Capitol Cash Loan is convenient because the entire process can be done from the comfort of your home; best of all, it is free to use. Loans from Capitolcashloans can be used in any manner you like. These loans can be used for unexpected financial obligations, to pay bills and even to consolidate loans. Using their services to obtain a loan makes it possible to have the money deposited into your bank account the same day you apply.
The loan application, found on their website, is submitted online. From there they will match you with lenders providing the lowest interest rates for your specific loan, should you qualify. The form is short and easy to complete; it asks for your zip code, the reason for the loan, the amount you want to borrow, if you have had a bankruptcy and the minimum amount of money you would be willing to accept. The reason you are asked for a minimum acceptable loan amount is to increase your chances of being approved.
Because these loans are unsecured, they typically range from $100-$1000. If you need a personal loan for a higher dollar amount, you will most likely need to put up collateral in order to secure the loan. A credit check will also be necessary; individuals who have good credit are more likely to qualify for the higher loan amounts.
In most cases, you will receive different loan options to review before making a decision. There is no obligation, on your part, to accept any of the offers you are presented with. Be sure to review the terms and conditions stated in the loan agreement prior to signing. Review the APR and use online calculators to determine the amount of interest you are paying in relation to the amount of the loan you are presented with. Scroll through these documents for additional information regarding rate changes that may be applicable to your loan offer.
If this loan is for purposes related to debt consolidation, consider other options before taking out a personal loan. There are less expensive alternative routes for if you need help settling your debt. Counseling services are available and they are usually free. Directly working with your creditors to come up with a solution is also a free method to obtain relief. There are also settlement services and lawyers who specialize in this area. You may submit a request for information regarding these alternative options directly through the Capitol Cash Loan's website.
4 ‘Capitol Cash Loan’ Reviews
ILLEGAL COMPANY PRACTICES
This company is a complete scam and failure. KNOW YOUR RIGHTS and stay as far away from them as you can. They need to be reviewed by an actual authority and held responsible for their actions. I have reported them to Canada's anti-fraud Center, and suggest anyone else who has been scammed does as well. Look up any payday loan regulation and it says, plain as day, that the MAXIMUM cost you can charge per $100.00 lent is $23.00 TOTAL (including all fees). YET they tried to tell me I had to pay back 147.70 extra. I have all the emails documented for proof, and thankfully did not complete the agreement and so will not be owing them anything, ever.
AWESOME I got 275,000 after they repaired my credit
I think their is more than one capital cash cause ones I dealt with got my bankruptcies off, a tax lien for federal of 19432.00 and a state tax lien of 12,322 and 3 collections off in 36 days then they added free tradelines which showed up in 2 weeks then I got my first round of funding by an over night express of 15k then then I got several bank loans between 15k and 25k and several credit lines from banks at 15k -25k with low interest rates.
I went to two other credit repair places and got ripped off every time capital cash only place that did what they said they would do.
Capital Cash Canada
This company is worse than loaqn sharks, I borrowed $100 in which to date the have taken $500 from my account as well as the NSF fees, I have asked them several time to stop taking from my account as there is no money going in , still they continue to steal my money, whatever you do, don't use them, they charge $40 a month just in fees on a 100 and do not explain anything properly they are total scam artist.
Specializing in the Credit Needs of Customers with Less Than Perfect Credit (my ass). Lying bunch of pricks I was refered by another company to them that promised I would get a loan. That company and this company are liars. My info was taken intially and I was told oh yeah we can get you a loan for sure yeah right. Kiss my ass. Sure as hell these bastards are quick as hell to take my fee but to give me money there is more chance for me to win the lotto while getting struck by lightning and being attacked by a shark at the same damn time.