Avant Loans Reviews

As part of the application process they require you give them your personal banking account number and routing number for depositing your funds. I assumed that if they were asking for this that I was already approved. Turns out they denied my application but retained my personal info. Beware. Even if Credit Karma tells you your odds of approval are good, you may still be denied. And they have a copy of your driver's license and banking info to boot.

I think this company wants to steal your information only, I will not recommend as now I'm concern and since they have all my info and have a hard inquiry on my credit score you have to send all documentation within one day or they close your application within 7 days from the application date, they will call you a few times during the day, does not really work for people that works business hours. UPGRADE is a good place hassle free.

Company won’t increase your credit line and if you ask more than 2 times in a year they cancel your credit card. I have a good credit score and have 7 times the limit they gave me on my next lowest credit card. I don’t carry balances and my credit is too high for them to make money on me. Good bye Avant. Thanks for nothing.

HORRIBLE CUSTOMER SERVICE. Applied for loan. Transunion credit score 671 but Avant came back with 621. Interest rate outrageous. Needed to do home repair so had no choice but to apply. Computer program to download ID would not work. Sent in all paperwork required except ID. Talked to customer service about problem with website. Agent continually going over income sources and did not believe monthly direct deposits said I need to prove they were direct deposits. Documentation stated that they were direct deposits. After 30 minutes of BS, I hung up. WARNING! WATCH THE CREDIT SCORE THEY SAY YOU HAVE FROM TRANSUNION, LOWERING YOUR CREDIT SCORE TO INCREASE YOUR INTEREST RATE! NEVER AGAIN!

Been making my payments on time every month. Have asked them to lower my interest rate as I have been a loyal customer but get denied every time.

I was approved for credit card and never received it, I called for them to resend, never received that one either, I called to see why i was not receiving them and the person i spoke with JENNY was very ignorant, refused to put a supervisor on the phone, did not know how to help me just kept repeating herself. but again saying that I didn't need a supervisor she could do the job lol.. then hung up on me. you need more pleasant workers, that know the answers and do what the customer ask, and not keep repeating themselves.

I applied for the credit card in hopes that my credit would improve. I never received the card but received an email notification that I had activated the card. Thinking that someone stole my mail I quickly notified Avant that I did not activate this card and they said they would issue me another card with a different number.

A few days later someone managed to use the card and made fraudulent transactions. Avant now is charging me for them when they did not cancel the original card. By the way I never received the replacement card. I closed my account and still disputing the charges. This is one of the worst companies and regret applying for the card I never received.

I was a previous client, paid off my loan on time and they said I could reapply then denied me for no reason. I even asked for a reason and they only stated we will mail you one in 30 day. Got the letter and it states previous application that was

Do not deal with Avant/WebBank! They want to know entirely too much of your personal information. They pressure you into getting the loan and keep pushing. Either someone is approved based off of their credit score and financial history or they aren’t.

I shouldn’t have to provide my entire banking statements, life history, and soul for loan. Plus the APR is entirely too high! I understand they need to make money but dang! Avoid Avant.

This shady operation needs to be shut down! I more than qualify for the loan they pre-approved me for! Pre-approved means PRE-APPROVED! Anything less is false advertising! All they do is mine your identity to use for whatever nefarious reasons which may or may not become immediately evident but I think this calls for complaints to the better business bureau and a possible class action suit!

After some rather large medical bills I needed extra cash to make it to the next payday. I applied online with Avant. They indicated I was approved for a loan at a high interest rate.

Then they asked for my bank info for direct deposit. The usual info, routing number and bank account number. Then they asked for my userid and password. I've worked with computer systems for 30 years and I have never seen such a practice.

If they are not scams they sure seen like it.

Worst experience. Company was recommended by Credit Karma. They make you believe you are preapproved and then they asked for all your private personal info (ss#, address, work info, bank information and even go as far as asking for your bank login passwords and then they reject your loan.

I have above 720 credit score and was rejected. I feel they can empty my bank account. Going need to close my bank accounts since now they have access! its a very scary process and feeling. Never again!

This is the worse place to try and get a loan! Avoid it like a disease! Un educated idiots that do not know anything about dealing with people. I would have given it no stars if I could have!

Avant aka Webbank, charged me 36% daily for 11 months, then they invited me to refinance to lower the interest rate. You must take about at least $1,000 to refinance. I waited 1 week, then they asked me for documents as if I were a "New" customer. I waited another week, then called for a status, a black female then denied me. They also gave me a hard credit check!

don’t ever deal with this company!!!! got rejected with 685 credit score, after long verification process including passwords for my on line checking account and answers to security questions!

end up with hard inquiry on my report and lower score! hate it....

I will put a lot of effort to spread my frustration on all available social media and BBB.

This was my reply and got back Maeler Demon. They obviously compromised my credit rating (750+, just refinanced home,...) without my Social Security number. I did not give it to them. Then (see below) this.

Subject: Re: Request for Denial Reasons

JESUS CHRIST!!! I (ME, NOT YOU) turned you

down when the first question out of your agent's mouth was, 'Do you give us the right to...!! (If you called, you know--insulting.)

I didn't like your deal and don't need it!!! I just called

because of your constant e-mail advertisements to me!!! Was not on the phone 3 minutes. Unbelievable. Take inquiry off my credit bureau records. I didn't even give you my social. If I don't hear back from you immediately, I WILL report you to the Federal Trade Commision. This effects my "GREAT" credit score. YES, I AM PISSED OFF AND WILL FOLLOW UP. THIS IS A SCAM. REPLY IMMEDIATELY. If you have

compromised my credit, and it looks as if you have from

below (and no SS to boot), fix it now.

Unbelievable!!!!!!!!!!!!

CHARLES JACKSON

--------------------------------------------

On Fri, 4/8/16, [email protected]

wrote:

Subject: Request for Denial Reasons

To: @yahoo.com

Date: Friday, April 8, 2016, 8:02 PM

Dear Charles Jackson:

We received your request for a statement of specific

reasons why your application was denied.

We were unable to offer you a credit product for the

following reason(s):

Utilization of major bank credit cards

Number of payments made to creditors

Number of recently opened installment loans

Number of open and current revolving loans

We wish you the best in the future.

Sincerely,

Avant Compliance Department

I was taken aback when I was asked for so much information, and then asked for my bank login details, and so I came on here to set my mind at peace. Seeing one or two people say the company is for real made me decide to grit my teeth and go for it.

I went through the whole process, they verified about 5 steps including my identity, bank accounts, social media profile, email address and something I can't remember now. but in the end, the loan was actually approved quite quickly just as promised.

This company is probably legit. I saw no signs of them being a scam. However, go elsewhere! There customer service is absolutely terrible. The application process was quirky at best, re-directing me at least 3 times to the same application page, asking for the same information. I provided them with all pertinent info. I called the customer 'service' dept, and explained the situation to the rep.

She was reading from a script, which is no big deal, but when she had to answer questions away from her script, she got flustered. Knowing the pains of being a CS rep, I simply asked to speak with a supervisor. I have managed depts and I know how this stuff works.

Anyway, she returned 20 minutes later with the exact same information, and no supervisor. I asked politely to speak with a live supervisor to help me with the online process. Apparently, she found this offensive and she hung up on me. It was surreal! GO ELSEWHERE. Save yourself the time and headache.

They send you a letter asking you to go on line to get a loan. Then when you waste the time to put in all of the information you are declined. They are a rip off

We had tried to get a small loan to help with moving expenses from this company and it took over two weeks to process. Every time we called them they restarted our process. we had been through the process three time before canceling the loan all together.

We had used the company once before with great results but this time service was not the same. I have noticed a change in the website and slight change in the company's name from Avant credit to Avant.

When we called to verify documents they would either restart to loan, making us resign the contract and upload new documents then they would state that everything had been received, 24hrs later it would start over wither they couldn't see documents or our contract needed to be signed again.

The first experience we had was smooth and went through in 48hrs this time its been over a week and we've been run around too many times.