Ameriplan Business Opportunity

Ameriplan Business Opportunity is an operation set up by Dennis and Daniel Bloom back in 1992. The Ameriplan Business Opportunity aims to provide discount: vision, dental, chiropractic, prescription, and pet care. They target the uninsured or underinsured citizens of America.

According to the Ameriplan Business they are the largest provider of medical benefits at extremely low prices. This kind of claim and the promise of not having to deal with products or inventory gets people to join the Ameriplan Business Opportunity.

From my research it seems that very few people end up making money with the Ameriplan Business Opportunity, and that the way this company makes money is through training and developing independent Ameriplan brokers. As a broker it will be your goal to actually go forth and recruit people into signing up with Ameriplan as their healthcare provider.

There have been questions, just as there are of almost any Multi Level Marketing business, whether the true focus is on selling product or on recruiting new members. And whether all the money is to be made in selling the actual policies or selling training materials to your downline.

Some people say it's difficult to make money in the Ameriplan Business Opportunity because the majority of healthcare providers do not accept Ameriplan at their locations. This makes it difficult to recruit members since you can not accurately tell them where they can go to receive health care with an Ameriplan discount plan.

I believe it would be a quite difficult business to get started in and set up succesfully; having your Ameriplan Business Opportunity referrer financially take advantage of you when you need support doesn't make it any easier.

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Customer Reviews for 'Ameriplan Business Opportunity'

Comments to date: 13. Page 1 of 1. Average Rating:

Ashleigh MN	11:34pm on Friday, January 29th, 2010
Yes, I'm also an Ameriplan IBO (Broker is an insurance term and is PROHIBITED BY AMERIPLAN) and after reading all these comments, I have a few things to say. First of all, many people come into this business expecting to do nothing and receive checks. These are the people who typically fail, call Ameriplan a scam and then pass their biased word along. This is not fair to those who are looking into joining this company, or Ameriplan. When are you people going to realize that no single company is PERFECT?! We've got 500,000 providers who accept the Ameriplan Discount card and WE ARE CONSTANTLY ADDING TO THAT NETWORK. It's not OUR decision of whether a doctor/dentist joins our network of providers, it is THEIR DECISION. All WE can do is refer them. You will earn money in this business AS LONG AS YOU PUT FORTH THE EFFORT AND FOLLOW THE TRAINING. It's hard work, which is why MOST of us IBOs are VERY PICKY as to who we invite to join our teams. I do not personally want any slackers on my team because I don't want people wasting their or my time or their money if they're not going to take our company seriously. That's not fair to either of us. Are we the BEST opportunity out there? I wouldn't say the best because I haven't looked through each and every one of them and compared them. But I'd say we're a darned good one IF you're in the business of HELPING PEOPLE. There are two ways to work the business. Personally, I'd rather market the programs (and I only do so in areas where there are many providers) than bring on new team members, but in the mean time, if someone comes to me wanting to work with me and the Freedom At Home Team, then I talk to them and see if we're what they're looking for. This business is not everyone's cup of tea. But then again, anything that requires me to take, fill and deliver orders or constantly purchase new products, etc. just to keep up with the product line and changes several times a year, is not MY cup of tea. That's why I enjoy working with Ameriplan. I don't sell an overpriced product or have to worry about finding a hostess for my next show. My job is to find out what my prospects need and want and either guide them through our opportunity, or help them find something else. If I have to spend my time convincing you about this company, you're probably not the person I'm looking for. And another thing, many people go off of OTHER PEOPLES' experience with the company to decide whether or not to join. If you're going to join a company, do your research correctly. Find out what their actual CREDENTIALS are. Is it something YOU would enjoy doing? Do YOU approve of the compensation plan? Do YOU have the discipline, time and money to invest into being successful INDEPENDENTLY? If you answered no to any of these questions, keep looking.
Al Oklahoma City	11:58pm on Tuesday, July 7th, 2009
It is not that Mr. Albright is spreading untrue statements about Ameripllan U.S.A., it's just that he knows so much that isn't true!!! Corporate sponsored offices, webiners, website, three-way calls, and conference calls (daily) provide cutting edge training. There is a provider list on every web-site for each plan offered.....and after all isn't Medicare and Medicade "nothing more than" discounted medical plans? (with an estimated 10%--15% fraud factor, I might add.) What Mr. Albright seems to have missed is that Ameriplan U.S.A. is a WORK AT HOME BUSINESS AND NOT A SIT ON YOUR REAR AT HOME BUSINESS.
Rosalie Venice, FL	3:20pm on Monday, June 22nd, 2009
I have been a Broker for Ameriplan since 2002. I work the business part time & have from the start. If you are going to do a review, do an Honest one. This opportunity is just like anything else in America. You have to work hard, expect some disappointments, they dont call it a Vacation, it's called work. Be real. I have tried several other MLM programs. This is the only one where I was able to actually see a steady income. Its not a get rich scheme. Use your head, treat it like any other business and you will get paid. Don't knock what you havent tried, and sitting in the chair waiting for the money fairy to bring you cash is not going to happen. Good luck! Best Wishes!
Debra West Palm Beach	3:58pm on Monday, June 8th, 2009
I am a NEW broker with Ameriplan and YES it is very challenging when you first get all the Information thrust upon you, like any new job you start you must learn and absorb, take one step at a time and follow thru. If you don't like MLM this may not be the right job for you. However I find the person who enrolled me will always take the time to call me back and is very helpful. When I grow so will She, this I understand with this business. I Look forward to Seeing just how far I can grow. With all this said I do Love the Discount Card and have already saved $100 dollars on Glasses. Get The Plan you dont have to be a Ibo To really Save!!!!
Wendy CA	8:41pm on Tuesday, April 21st, 2009
Why don't more of you Brokers work on getting more Providers so the network will be even better? That's what I'd do if I was selling it.
Annie OK	11:11am on Saturday, March 21st, 2009
It looks like mostly brokers have commented here. I just want to say that as a customer, I love the plan. I signed up 18 mo ago, and it has saved me thousands in dental costs. I also have the medical now but have not used it, and I can see that I may experience some frustration finding the right provicder when I DO need to use it, but as far as the dental goes I am a very pleased customer.
Shelby NY	5:15pm on Monday, March 16th, 2009
So, it seems that ONLY brokers have responded to this review. I thought the article was informative, the reviews...not so much. So, you're going to tell me that EVERYBODY is making money in this program? I'm interested in a part-time opportunity and after doing my homework...this will not be it.
Mike Dallas,TX	6:27pm on Monday, March 9th, 2009
I started with AmeriPlan in Jan of 2001. My first we months I earned $108k in commissions and bonuses. Today I earn over $400k in residuals, plus I have saved thousands in the benefits side of it. I love AmeriPlan.
Theresa The Jersey Shore	11:26am on Monday, December 29th, 2008
I have been with Ameriplan since 2004 - that is a LONG time to be with a company, unless you are getting paid well....and I am! I only work the business p/t - @ 15 hours per week as I am a full time mom of two little boys and I earn over 50K annually in residual income. In addition, we have SAVED over 5,000 using the dental plan and vision benefits! We would be hard pressed to find another company that would continue to pay me while I stay home and raise my family!
Gloria California	2:45pm on Wednesday, April 30th, 2008
I am a broker with Ameriplan, and have been for 3 years now. I have done very,very well with my business. Like a few have said, it is a challenging job, but not impossible to earn good money.The support you receive from the company is phenomenal. They do what ever it takes to assist you in suceeding in your business. They provide you with infomation,training,and some materials to start building your business.You even get a website to help you. You can always receive a list of providers in your area. I looked for 2 years at different opportunities before I found Ameriplan and this has shown itself to be an excellent opportunity for me to make my dreams come true. The cost for running your business is up to you. You would be surprised what a car window sign does for advertisment.
Lisa Irvin Michigan	7:06pm on Saturday, March 22nd, 2008
I am a broker for Ameriplan. Just as any other business you have to develop it, but the support you receive from this company is phenomenal. They are very helpful and assist you in succeeding in your business. They also provide a listing for providers in your area. For one I have use their discount for prescriptions and have saved almost 40%. I explored many opportunities on the enternet, and Ameriplan has shown itself to be an excellent opportunity for me.
Ccc NJ	9:59am on Wednesday, March 12th, 2008
I am a broker for Ameriplan, it is a challenging job. But, not impossible to earn money. I don't spend any money on brochures or any of the training you spoke of. I do everything online and create flyers at home. Yes, I have sold quite a few plans. I use the card myself and have saved over $26 in one month on just 2 scripts alone. So I do believe it can be done it just takes work like anything else worth while.
Cece MI	7:21am on Monday, January 21st, 2008
I am a broker for Ameriplan, and while it is challenging, the perks i find kinda rewarding. I don't like the fact that there are so many that don't take the discount card, thus it makes it harder to market. I do however love the plan they have and the system for us to follow. I sometimes can't help but feel as if its a waste of time.