247 Lending Group Reviews

247 Lending Group Customer Reviews

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all good here
September 30, 2013
What a mix of reviews here? Based on what I read I wasn't going to try these guys. Then my wife reminds me that I've already been declined 4 times, so what's the harm. Ha! I was approved. Did not see that coming. Anyway…this worked out great for me...best of luck to you guys.

Matt October 02, 2013

I'm considering a personal loan to consolidate multiple bills to make my budget easier to follow. I was very skeptical so it's comforting to hear feedback from those who had the same concerns that I do right now.

Lisa October 04, 2013

It is amazing how all of these reviews sound like they are written by the same person.

Irishgirl October 04, 2013

I wouldn't recommend it. Read my blog above

Kurt October 06, 2013

It worked for me. Just got approved yesterday and came back to review. Thank goodness I applied before I saw the irishgirls rants!

Good Options For Crappy Credit
September 29, 2013
I have horrible credit and was having a hard time getting matched with a lender. 24/7 helped me review my options based on my credit score and pointed me in the right direction with some of their lending partners. Good experience over all.

Irishgirl October 04, 2013

How much did they pay you to write the positive rating?

247 October 06, 2013

We don't need to pay for positive reviews. Thanks.

No Response
September 27, 2013
I applied for this yesterday and did not receive a response. I actually applied twice because I thought I made a mistake the first time because I didn't want to pay for the credit score. The second time I went ahead and paid for the credit score and entered the current score and still got the email saying almost finished and so forth, but I had already paid for the credit score. Very confused with how this process works, and I was disappointed with the no response as I'm in a desperate situation and this was my last resource..

247 September 28, 2013

Andrea,

Did you bother to try and contact is prior to filling out the form on this site? You did receive the application confirmation email. The next response from our system can take 24 hours after. This is clearly stated on our site and in the application confirmation email you received. Patience is a virtue.

-247

Andrea September 28, 2013

Dear Andrea,

The recommended FINAL STEP, if you have not done it already, is to get all three of your current 2013 credit scores and reports. Doing so will help expedite the processing of your request and ideally match you with our lenders. In addition, when our lenders contact you for approval consideration, they will be asking you specific questions regarding items listed on your reports, so be prepared!

Click HERE for your 3 Free Credit Scores and Credit Reports

Note: It is important that you check your Credit Report to verify your identity. It is crucial that you confirm all of the information in your entire credit report is correct and up-to-date. This will help get you the best loan rates. Using this service to get your credit scores/report does not affect your credit score in any way, because you request it yourself. You will also get a free trial for credit monitoring!

You may also be interested in the following special offer. Click here and get up-to $40,000 deposited into your account by tomorrow. Credit issues like overdue bills & unexpected emergencies happen to everyone. Satisfy your financial needs today.

Come visit us again.

Thank you for choosing 247lendinggroup.com

Please satisfy my curiosity and tell me where in this email it says 24 hrs. Now I will admit I did not read that on the website, it may have said it there and I missed it, but please don't be quip with me when I read then reread this email. Rudeness is never appreciated especially in company practices. As for the follow up email I received this email on the 26th. Still no response. However you did have time to respond to my negative feedback. I will be more than happy to eat my words if they prove false, but so far no luck. Now it could be that you do not have business hours on the weekend and that would be very understandable, except for a company call 247.

247 September 29, 2013

I checked our system and in total we have sent you three emails with the decision email going out on the 27th at 9:31 am. Have you checked your spam? Did you use the check app status page here: http://www.247lendinggroup.com/search.php. In any event I wish you would have contacted us first before submitting this negative review. I am not trying to be quip but it does say all over the site up to 24 hours/a day. If you did email us you would have received a response within minutes satisfying your inquiry.

Andrea September 29, 2013

Did your email say 247, because i have not received any of those. I have been spammed quite well by your site with a bunch of payday loans, and not what i was asking for. But not one single simple email with a decision notice. I do find it funny that your responded to my comments after a obviously fake review was posted. It sounded very canned.

247 September 30, 2013

Good luck Andrea.

Jane October 03, 2013

Hmmmm..... I did the same thing. The "creditscore company" 24/7 recommends was not "user friendly" I could not get my scores. I DID get them from another site. However, I don't know if it was due to using a different credit score company OR the amount of my loan request, BUT I was DENIED. My credit score is in the 700's!! Go figure. I bet 24/7 gets a "kickback" from the credit score company they refer and because I did NOT use them they DENIED my loan application.

Irishgirl October 04, 2013

Because it is a scam. They get paid when you run your credit report. And they pay people to rate good reviews on their website.

247 October 06, 2013

If we weren't approving people for loans we wouldn't be in business. Irishgirl, why don't you contact is via email and we can personally address your issues.

Irishgirl October 08, 2013

I have contacted you 5 times via e-mail. The only response I have received is-here try this other lender. My credit score is OK- however each time you send a link out to someone, they check their credit and it appears as a Hard Hit, in which lowers your credit score.

Worked out
September 26, 2013
I didn't hear anything within 24 hours but they contacted me a little after that. They explained that some of the lenders take more than 24 hours. Either way I got the money I needed and overall happy with the experience. Thanks!

NO Response
September 23, 2013
The only response was you need to pay to get all 3 credit scores. No denial, no nothing. Filled out the mini application on Friday and Monday has come and gone without any response.

247 R September 24, 2013

Carl, did you check your spam folder? Did you use the correct contact info? Did you try and contact us regarding so we can help?

Carl September 25, 2013

Yes, I've looked in my spam folder and there is nothing there from 24/7, there are many payday loan offers. Payday loans are not what I am in need of or interested in.

I did give my correct contact information, phone and e-mail

247 September 26, 2013

Carl, when exactly did you apply? I looked up the name 'Carl' from NY in our system and do not see that combo in a few months. I really wish you would have contacted us direct before filling out a negative review.

Joshua A October 01, 2013

What is the number to contact you directly about a response. All I've been getting is spam myself so that need to be corrected,

247 October 01, 2013

We absolutely, 100% do not spam. If you are getting spammed then I can confidently say that you submit your information with an additional site other than ours. If you need to contact us, please fill out the contact us form on the website.

Disappointed October 03, 2013

Yeah right. I too received no response after filling out all the required information. I have also submitted my information THREE times in the "contact us" portion of their website. Still no response. I wish they spent as much time replying to potential customers as they do monitoring these forums. Very disappointed.

Disappointed October 03, 2013

And this is Adam from Florida in case you'd like to check the authenticity of my claim. Thank you.

Disappointed f October 04, 2013

I see my comments in this thread were deleted... I'm not saying they are a "scam". They haven't asked for money or personal info. However, I absolutely cannot get ANYONE to communicate with me. And that is a sign of bad business.

Irishgirl October 04, 2013

What do you mean contact you. The only response you give back is try this company. Hell, we don't need you to give us that information. Your site is very misleading. You should be ashamed.

247 October 06, 2013

Please contact us prior to submitting an application with any questions you may have. We also suggest reviewing the info on our site to determine if we are good fit for your needs.

Quick and Easy
September 9, 2013
24/7 Lending was great and assisted me with a couple of things. I was in need of $10,000 asap due to some back taxes I owed and needed to pay off in order to attempt to qualify for a new home loan. Not only did I receive the cash within 24 hours but they also provided me with a Credit Score and Report Product that began with a free trial. I had no idea that I had a couple of outstanding credit cards from over 4 years ago from Victoria Secret and Express. With this information I was able to call, payoff the small balances and increase my credit score at the same time. Of course it took a few months for me to see this on my credit report, but without that service I would have never been able to monitor my score and watch it go up. 24/7 was very helpful with my current and future situations.

Irishgirl October 04, 2013

How much did they pay you to write this positive rating? And you know that credit reports are free (1) each year per person. They set you up to run the trial, and possibly have to pay.

247 October 06, 2013

Since we route applications based on credit scores, we suggest consumers obtain their score if they do not know it or haven't reviewed theirs in 15 days or more. You are in no way obligated to use our service for obtaining your scores.

247 October 06, 2013

Since we route applications based on credit scores, we suggest consumers obtain their score if they do not know it or haven't reviewed theirs in 15 days or more. You are in no way obligated to use our service for obtaining your scores.

Kathy October 09, 2013

I have not yet applied. Our credit is way bad We have $2700+ coming in with my husband payroll and my SSI. But we just can't catch up. Have a few doctor bills that Medicare didn't pay and have sent to a collection agency. That makes it worse.

After reading all the comments here so far, I have decided to talk it over with my husband first, of course and see what he wants to do.

And I think Irishgirl is just mad at the world. Or paid by another company to write bad reviews here. I take her comments with a grain of salt.

You will hear from me soon. I hope you can help...

Experience for yourself
September 6, 2013

I was skeptical after reading some of the negative reviews but most of them are poorly worded, grammatically wrong and just seem plain angry. Therefore I concluded that these were reviews of angry people in real bad situations that took their declines personal. The fact the company takes the time to address these concerns added comfort for me. Also, I received prompt responses to my questions that were asked prior to applying. This even further solidified their legitimacy. I applied and was approved for a $6000 loan with a rate of 13.35% for six years.

This site clearly states throughout that all apps are handled online as are questions and answers. This wasn't a problem for me...I was looking for an online solution for my loan needs and didn't want to or need to speak with a live person. And I knew my credit isn't the best and applying for a loan is a gamble but this wasn't a problem for me since I was expecting a guarantee approval. The fact that you can get approved (or declined) without a hard credit check made applying a no-brainer...you got nothing to lose.

Irishgirl October 04, 2013

I have a question, what was your credit score? I know that is personal, however mine is not bad. However I was denied first thing. Then they sent me an e-mail to apply with another company. Each time your credit report is ran by a loan company, it decreases your score. I am trying to buy a house. Their ad states "No credit checks" Well there is....

Not going to apply
September 5, 2013
After reading the reviews, I'll pass. There's too big a variance between the low scores and high scores. All the high scores are 5, whcih leads me to believe the company itself posted the reviews.

24/7 R September 06, 2013

We process thousands of applications/day. We don't need to leave our own positive reviews. It's unfortunate that people would bother to leave a negative review without even using our service. That's just plain crazy. Potential clients need to do their own due diligence and not rely on just this review site for input.

Lee September 10, 2013

You clearly are writing your own reviews.

Irishgirl October 04, 2013

Completely agree with you. What company does not have a customer service that you can talk to???

24/7 R October 07, 2013

We handle all inquiries via email. We process several thousand apps/day. We ask consumers that have questions to email us with a specific question. We prioritize our email response query by getting back to those first that ask questions and don't just send us an email with their contact info.

No response in 3 days
September 3, 2013

No response and contact email address us no good!!!

No other contact info available!!!

24/7 R September 04, 2013

We were closed for the holiday weekend. Did you receive a response after you remit this negative review?

Irishgirl October 04, 2013

24/7 Rep,

You are full of S!!!!. I e-mailed you 4 times on a weekday, no holiday. Only response was "Try this other company" Really-Don't call yourself a Rep. It stands for Service Rep. You get paid to answer these blogs. Let me see you take a loan out with this company and prove they are ligit.

24/7 R October 07, 2013

As indicated above, processing several thousand/apps day, having a few negative reviews when processing several thousand apps/day is natural.

Questionable Business Practices By 24/7 Lending Group? You Decide.
August 23, 2013

I'm reading the good reviews and the bad reviews and there appears to be a pattern. The good reviews all sound a bit like those infomercials you run across in the early morning hours when your so tired they seem believable. The unfavorable reviews all sound like real people with real experiences. My personal experience was questionable at best. I needed an additional $20,000 to add to my own cash for a small ranch appraised at $113,000 but, I have bad credit. I tried 24/7 Lending because they claimed that credit was not an issue and the highest interest rate they listed was 33%; piece of cake, I thought. Along the way I was constantly steered towards spam and other services with additional fees and no guarantee of results; including within the emails that followed. The only thing I didn't see in those emails was a yes or no answer. I waited 24 hours for the email that would give me my answer and it never arrived. I was forced to search again for their website and then navigate through it in an attempt to ascertain my results. When I finally found my denial, they conveniently attempted to steer me towards other websites with higher rates and fees. Seems to me that 24/7 Lending Group is just a phishing sight for the real lenders that intend to "Stick-it to you." But then again, maybe that was just me???

You decide.

Michael G August 23, 2013

Well, I need to eat some of my words; there are actually representatives that review the applications and not just a fancy computer algorithm. A representative from 24/7 called me today too personally discuss my application and the service I received. He was very polite and apologized for not being able to find a lender willing to help me with my situation. We also discussed the multiple links and suggested sites during, and after, the application process. These seem to be links to websites that pay 24/7 to be made available and utilized, not necessarily partner sites. Participating with these sites is not required and, I’m told, have no affect on the way the application is evaluated. Perhaps I judged too quickly and maybe, just maybe, I could have been harsh because I was rejected for the loan I requested. You decide. . . .

24/7 R August 25, 2013

24/7 RepAugust 25, 2013

We appreciate your feedback. Knowing what our consumers experience helps us know what aspect of our service needs to be adjusted. Processing thousands of applications/day will sometimes (very seldom) equate to our application status emails ending up in the users spam folder, or even worse not being received at all (incorrect email entered by the user, hiccup of the system, etc). Which is why we also have a 'check application status' page where users can input their info and get real-time updates, conveniently linked to from every page of our site

We do provide other services for our consumers to utilize in the event that we are unable to provide them with lending via our network. This practice is common amongst online loan sites and typically accepted gratuitously by applicants.

It's unfortunate that review sites attract negative reviews. Having a few negative reviews when processing several thousand apps/day is natural.

24/7 R August 26, 2013

We appreciate your feedback. This sort of feedback helps us understand what aspect of our service needs to be adjusted/addressed. Processing thousands of applications/day will sometimes (very seldom) equate to our application status emails ending up in the users spam folder, or even worse not being received at all (incorrect email entered by the user, hiccup of the system, etc). Which is why we also have a 'check application status' page where users can input their info and get real-time updates, conveniently linked to from every page of our site

We do provide other services for our consumers to utilize in the event that we are unable to provide them with lending via our network. This practice is common amongst online loan sites and typically accepted gratuitously by applicants.

It's unfortunate that review sites attract negative attention. Having a few negative reviews when processing several thousand apps/day is natural.

Michael G August 26, 2013

Well, I need to eat some of my words; there are actually representatives that review the applications and not just a fancy computer algorithm. A representative from 24/7 called me today too personally discuss my application and the service I received. He was very polite and apologized for not being able to find a lender willing to help me with my situation. We also discussed the multiple links and suggested sites during, and after, the application process. These seem to be links to websites that pay 24/7 to be made available and utilized, not necessarily partner sites. Participating with these sites is not required and, I’m told, have no affect on the way the application is evaluated. Perhaps I judged too quickly and maybe, just maybe, I could have been harsh because I was rejected for the loan I requested. You decide. . . .

Alan August 30, 2013

Why does the toll free number on your site not connect to your company? This is all so shady.

Michael G September 14, 2013

Well, I need to eat some of my words; there are actually representatives that review the applications and not just a fancy computer algorithm. A representative from 24/7 called me today too personally discuss my application and the service I received. He was very polite and apologized for not being able to find a lender willing to help me with my situation. We also discussed the multiple links and suggested sites during, and after, the application process. These seem to be links to websites that pay 24/7 to be made available and utilized, not necessarily partner sites. Participating with these sites is not required and, I’m told, have no affect on the way the application is evaluated. Perhaps I judged too quickly and maybe, just maybe, I could have been harsh because I was rejected for the loan I requested. You decide. . . .

Irishgirl October 04, 2013

You telling me someone really called you on the phone. They don't have a customer service department. Their reps are paid at home workers, who answer (well maybe) their e-mails.

247 October 06, 2013

Irishgirl,

You clearly have no clue how our business works. If you emailed us we would have gotten back to you and addressed your concerns.

247

Kurt October 06, 2013

I spoke to a guy rep from the company and he was helpful. I got approved yesterday and came back to leave my review. What do you mean a paid at home worker? I don't care where the guy was working from, he got me to where I needed to be to get my loan.

No problems for me
August 15, 2013
I am shocked at these negative reviews. My experience was great. I had no problem getting in touch with a rep. I sent an email and got a quick response. Cash was in my account by the end of the business day. And my credit is crap.

Kari August 17, 2013

If you don't mind me asking.... how bad is your credit and how much did you borrow?

Irishgirl October 04, 2013

Cindy is not going to answer you. She is paid by the company to write good reviews. It is a scam

247 October 06, 2013

Why don't you make yourself known with your real name and I will look you up in our system and call you. Or email us and I will call you. We reply to all emails.

Kurt October 06, 2013

Kari I got approved and my score is 600.

SCAM.....SCAM......So sad they take your hardship as a joke...
August 15, 2013
I'm having a very hard time and I really need a loan but these people is just I scam. Please do not used them they are just a scam to get you to buy 3 score for $32.00 and they said is free. DO NOT USE........... PLEASE IT A SCAM................................

24/7 r August 15, 2013

We process thousands of applications/day. A few negative reviews are natural for a business. Since we don't do a hard credit check we route applications based on the credit score the user inputs. Therefore we suggest that applicants obtain a recent copy of their credit report and scores so that they can be routed to the lender that is most optimal for their needs. Inputting an inaccurate low score can equate to not receiving the most optimal rates and terms. Supplying a credit score that is too high can result in your loan being presented to lenders that one can not qualify for. As indicated, utilizing the merchant we provide for obtaining credit scores is a suggestion and not a requirement for our service. If you are confident that you know what your current score is, you obviously do not need to get it again.

Irishgirl October 04, 2013

24/7 Rep-

Your lying. Your website asked if you know your credit score "If you do, type it in" If you don't buy one. Really, you can get them once a year for free. I had mine in front of me, and was denied. You should be ashamed of yourself for lying when people are trying to get their finances together. Your company makes it worse.

24/7 R October 07, 2013

Only credit reports are available once/year via annualcreditreport.com. Your credit scores are not included.

Can't speak to live opeator
August 13, 2013
It's crazy to me that you can't speak to someone before giving your personal information online. You should be able to apply over the phone as well if its legit I think! I think its a scam because you can't speak to anyone! I didn't proceed with the application.

24/7 R August 13, 2013

We do not process apps over the phone. We may in the future. Not being able to apply over the phone does not make us a scam.

If you have questions please email us. Not taking calls/questions over the phone is not uncommon in the online lending industry. Again, this does not make us a scam.

James B September 23, 2013

I agree scam, scam, scam. Leave 247 alone! Just another internet scam. I have a 727 credit score and they said no. Not the best score but not that bad either. I could never talk to a live person. I like the no credit check part because I am buying a home and can not have any inquiries on my report until I close escrow. I need the loan to start a S & P 500 trading business.

247 September 26, 2013

James, I just looked you up in our system and you reported your credit score as 540.

Irishgirl October 04, 2013

James,

You can tell the 247 Rep is lying. They get thousands of request a month. And they were able to find a James in their computer? They do not process any loans, because if they did It would not take seconds. Their system works like the Yellow Page. It searches for Lenders. Wow how hard is that? How do you think we found 24/7? Don't call yourself lenders. The only thing you are is a Yellow Page information website.

You should be ashamed of false advertisement, and lying to people who are desperate and trying to fix their situation. Karma is a ***** for all the false reviews on this site. Remember it will come back at you.

247 R October 07, 2013

Yes, it was no problem finding James Battle in our computer. James is a common name but James Battle is not from the week of 9/23 is not.

Unsure October 10, 2013

I was interested in applying for a loan with this company. However, based upon the reviews I am quite uneasy. Not sure which comments are true verses false but I have noticed a lack of professionalism from the company 247. The responses to the upset customers appear to be more argumentative than reassuring. Almost witty. In the world of customer service that type of behavior is totally unacceptable whether the customer is right or wrong. My most important concern is the lack of security with identity. Although, not much information is provided on this site, the fact that the company representative announced that Mr. James Battles’ credit score is 540 is horrendous and quite scary. I'd hate to think what other private information would be shared. I could only imagine who it would be shared with. The thought is frightening. I appreciate the business that is provided and what it has done to help those satisfied consumers. However, based upon the way the company has handled the responses pertaining to the upset parties, I am going to refrain from using the service. I hope this information has not come off as condescending or rude, I just felt it necessary to state my opinion. Thank you for your time.

247 October 11, 2013

Thank you for your input. I do appreciate it and will take it into consideration.

Good Service
July 31, 2013
Got my cash. Good rates too. Reps were helpful in selecting terms that fit my budget. I would use again.

Michael G August 23, 2013

Interesting how this customer refers to the online application as "Reps." Very similar to the way the "24/7 Rep" above refers to himself or herself. Just an observation. . . .

Around t August 23, 2013

What were your rates?

No complaints
July 18, 2013
I came across this review page during my research. I want to give feedback on my experience. I give this service 5 stars. I applied for $7500. I was given options for several different terms and rates with monthly payments. This was great bc I found one that was perfect for my budget. And I got approved with a credit score of 603. Total process from the time I hot submit to when cash was in my account was about one day.

Katrina September 25, 2013

I could not get in touch with anyone. I do not need a credit score service as I already have one but was unable to get past this part. Even after putting in my revolving credit score. Would really like to know if they can help but it seems impossible to make contact. Any suggestions?

247 September 26, 2013

Did you email us?

Irishgirl October 04, 2013

How much did they pay you to write this? My credit score is much higher and I was not approved for less money.

Irishgirl October 04, 2013

Katrina

Don't e-mail them anything. They are paid at home workers. They are not a lending company. They are Yellow Page information.

247 R October 07, 2013

We clearly state all over our site that we do not provide actual funding. Please review our entire site prior to submitting an app to determine if we are the right fit for your needs.

Very Satisfied
June 30, 2013
Very satisfied. I applied on a Monday for $12,500. The cash was deposited into my bank account the following morning. Pretty fast and convenient considering my credit score is in the low 600s.

No L July 05, 2013

I find it suspicious that all of the "satisfied" reviews of this company on the internet sound EXACTLY the same. There is no way these people are not a scam. There are a lot of negative reviews about them. Buyer beware!

24x7 L July 11, 2013

The positive reviews all over the Internet are legit. If we weren't approving people for loans we wouldn't be able to stay in business.

Irishgirl October 04, 2013

You are not approving anyone for loans. You send them to other financial institutions that finance them. The only thing 24x7 does is lie on their website-Loans :No credit Checks" We find you a loan" Liars

247 R October 07, 2013

We wouldn't be in business if we weren't approving loans. We help people with bad credit and no credit. We can not help everyone and never claim to guarantee approval.

In regards to $3,000.00 loan
June 16, 2013
Okay All I got the feed back and it states that I did not qualify or met the matches of their lenders. Lol this is so hilarious how others state their financial crisis with poor credit to apply with 24/7 lending group. I can honestly imgaine that it could be their own employees making those believable stories. now I know its just a front as is any other business trying to make money. Anyways they do not loan they forward your request with other lenders. I would not say they are a scam, but i will not go any further with them. I hope my personal information with 24/7 does not get to anyone, other wise their would be a lawsuit.

24x7 L July 11, 2013

It is clear throughout our site that we work with many lenders and will route your app based on the info input.

Irishgirl October 04, 2013

They do send your information out to other sites. They get paid to do that. They are not the lending. They are just like the Yellow Pages. Look on the internet under Yellow Pages. Search Lenders. That is all they do.

24/7 R October 07, 2013

That is accurate. We match consumers with lending options. Applying direct with a lender will limit you to being extended one loan from said lender. We are able to provide consumers with multiple options from varying lenders.

Worked for me!
June 14, 2013
My credits is the worse. I needed monies to fix my car. They got me the loan the same day I applies. I am so happy because I applied every where and didn't get approved anywheres else. THANKS!

I honestly think 24/7 is a scam
June 8, 2013
I don't know of anyone who has applied for a loan through 24/7 lending get approved yet. Everyone I know that applied for a loan got denied and there credit scores ranged from a 700 down to a 560 and everyone and I mean everyone was denied.

We w June 16, 2013

If we weren't approving people for loans, we would not be in business. The accusations are totally false. We approve hundreds of applicants every month. Many of which are repeat clients. If anyone would like to receive additional information about our services please contact us prior to submitting an application.

Ross July 06, 2013

hundreds of applicants? its a joke. you get upwards of 200,000 per month in applicants but you approve 200 or 300? BS

24x7 L July 11, 2013

We approve thousands of people every month for loans.

YOUR M July 12, 2013

YOU LIAR

Jon August 24, 2013

I was approved as well as my brother.

Red August 31, 2013

Like you I applied sometime back with score in 600 and got denied....and I ? all these who so easily got approved...

247 R October 07, 2013

There are lots of different variables lenders look for. Please contact us if you would like to determine whether or not we can help prior to submitting an app.

Armando October 15, 2013

Its strange how people get approved with no credit

Knew this had to be to good to be true scamm

247 R October 18, 2013

Absolutely people get approved with no credit. Lenders will take several variables into consideration like gross monthly income, debt that you encompass and employment history. So even if you have no credit but exhibit high earnings, low debt and strong job history, you are considered a strong candidate.

SCAM
May 30, 2013
Don't bother to waste your time this company is a scam, false information. they say they cant't help and then try to divert you to yet another scamming company.

Not A June 05, 2013

I am a rep from 247 Lending Group. We are absolutely not a scam. We provide financing to over 20K applicants every month. However, we are unable to help everybody. In situations where financing can not be provided via our lenders, we do not simply turn our back on the applicant. We will continue to try and help them by attempting to match them with an out of network lender. Really not sure why the reviewing individual is making accusations of scam. If anyone has any questions about our services, please contact us @ [email protected] prior to submitting an application.

Don't d June 08, 2013

I don't agree with what you said because I have yet to fine someone that was approved through this company yet! I think this company is a SCAM and I'm going to continue to spread the word until proven wrog.

We w June 16, 2013

If we weren't approving people for loans, we would not be in business. The accusations are totally false. We approve hundreds of applicants every month. Many of which are repeat clients. If anyone would like to receive additional information about our services please contact us prior to submitting an application.

JBrown September 20, 2013

will you approve a credit score of 510 for 10,000?

Xbox October 20, 2013

IT IS A SCAM. I HAVE A CREDIT SCORE OF 611..GOOD INCOME. I WAS DENIED AND REFERED TO A PAYDAY LOAN PROVIDER. i SEE PEOPLE ON THIS SITE WITH SCORES LESS THAN MINE WHO WERE APPROVED.

247 October 24, 2013

Approval is not just based on credit score. Lenders utilize several variables including but not limited to debt-to-income, employment history, residence history, loan amount, loan purpose, etc.