About 24/7 Lending Group
247LendingGroup.com provides quick cash loans for those who are in need of immediate funds. You can complete the loan application online in just a few minutes. This information is then forwarded to some of the lenders in their database, the ones who are most likely to approve that particular loan request. There are 80 lenders in their database which makes it easier to find one who can create an affordable loan package.
Personal loans accessible through 247LendingGroup are afforded not only to those with excellent credit, but these loans are also available to individuals without a credit history who are eager to establish one. Sometimes their lenders are even able to provide loans to consumers with bad credit who want to rebuild their credit rating. Loans range from $100 to $35,000 with interest rates as low as 6.46% and upward to 33%. The length of the loan term can be anywhere from 12-72 months.
To become pre-approved for a cash loan through 247LendingGroup, you must first meet the initial requirements. Applicants must be at least 18 years of age, have an income of at least $295.00 per week and must be a U.S. Citizen. Loan terms vary based on each individuals needs and are designed with a repayment plan that is realistic and plausible. Only those lenders who can help you obtain a loan, based on your application and pre-approval, will contact you; they typically call within a couple hours after the application has been submitted.
At this point you will need to provide additional information to them for a credit check and final approval. Once the process is complete you will be given a set of loan terms to review prior to signing the loan agreement. There is no obligation to accept the offer. If you choose to accept, all you need to do is e-sign the agreement and wait for the funds to appear in your account.
Review the terms and conditions of the loan before signing it. Read the section about a borrower’s inability to repay the loan as well as the renewal options. There are many loan calculators that can be found online, there is even one on the 247LendingGroup website. These can be a highly useful tool when it is used to calculate your monthly payments testing out different variables such as the length of loan, the rate of loan and the loan amount.
Thoroughly go over the details and verify they are the same as the ones you had initially agreed upon. Remember, being pre-approved for a loan, does not guarantee you will be approved for a loan. Online complaints showed that some applicants were declined a loan after going through the entire application process. At that point, the lender then presented them with other options which also happened to be a bit more costly.
76 ‘24/7 Lending Group’ Reviews
Scam Company, Bait and Switch
Avoid this company. We are currently working to get them removed from Google. They are nothing but a scam. There's no person to talk to, no BBB file. This company mainly has you get score and then redirects you to a payday lender. If you want a payday loan, you can find one easily.
Well, I helped my brother apply for a loan as he had an emergency cash need, and wanted to consolidate debt. The application is so hopeful, e.g. bad credit, no credit, My brother makes 800.00 a week gross. Has a home , credit score was poor bc of a tax lien.
Well no calls came in. I had to have him write to customer service to see wth is going on. Finally, went to link provided and put in email. Got the "sorry we can't help you...letter" The letter showed links to up to 1, 000.00 bs loans, he had hoped for 15, 000.00
He had an emergency need that I assured him there was hope with 24/7 lending!! It even said 24 hour payment. DO NOT buy into that. Thank God he got a cash loan from another family member, or he was sunk. I feel foolish for believing the b.s. with this compamy. If someone making 800.00 a week, with an active good standing car loan etc isn't enough for them (and of course they are okay with poor credit).then who the hell DO they loan to???
Just don't get your hopes up people. Thank heavens for Aunt Marge coming through, bc my niave ass believed this fairytale!!!!!!!
This company falsely advertises their ability to help people with bad credit! Not only did it take 3 days to get approval/denial (they claim 24hrs) I was then directed to a payday loan company... I can do that without that without their assistance with a company I know and TRUST! When I inquired I got a scripted message back that did NOT answer my question! The amount I applied for was pocket change to ANY lender and there should NOT have been a problem. WHAT A JOKE!
I am not saying this lender is bad but I have had many calls and hard to buy into it I just need some help can anyone tell me if I can get a loan where it's weekly or monthly payments ???
Very good experience.
Very good experience. I applied for $5000 and was approved for $5000. I've applied other places for the same amount but was only offered payday loans $500 - $1000. 247 is legit.
A M A Z I N G!
I am so grateful I found this site. I was in such a bind and needed a loan fast. The rep I worked with Tania was very helpful. My emails were responded to in lightning speed with concrete answers and explanations. And the loan process was easy and fast! Cash received the same day I applied...fire out! THANKS!
No issues here.
I was skeptical bc of some of the reviews here. But gave it a go bc the good reviews outweighed the bad ones. And some of the bad ones just seemed so bizarre.
Customer service was great. This is was my first time applying for a loan online. I needed my hand held and guided through. All my questions were answered quickly and thoroughly. The loan presented was reasonable with flexible terms. I would definitely use them again and would recommend.
Scam scam scam! Stay away
I applied with this company yesterday and they told me I was approved under the condition that I load a green dot moneypak card with $160. I did that and gave them the card number, I should've known better because Mike Robinson which btw I think is a made up name reassured me that I would get the funds in my account in 15
Mns or the next day. Of course the next day I don't get anything and received an email saying I'm denied the loan. I contact them and they said Mike Robinson wasn't available. Mind you I called all day, the last person I talked to told me that there was an issue with the moneypak and this is info that moneypak company told them, and that I need to reload it again before I can get a loan! This sounds like a bunch of bs to me. I said I don't want the loan and they said they will not refund me my $160. They were rude, didn't speak clear English and are sitting behind a computer somewhere in India using American names SCAMMING PEOPLE!!!! DONT USE THIS COMPANY.. I will BE TAKING THIS TO COURT. I called moneypak and guess what?? Yea 0 balance they took the money as soon as I loaded the card.
Karma will get you.
Great customer support! Even better loan terms!
Thank you!! Totally satisfied with the entire process and the loan!
Upon submission I was instantly approved. No waiting. No hoops to jump through. One app with an immediate result. Would work with these guys again.
I applied and never received any emails confirming or notifying me. I went to the web page and send an email informing them of the situation and never received a reply. The web page says I could check status by entering your email, I tried this as well and it informed me that it didn't recognize my email. I am starting to believe that is a scam. I have been reading some of the comments above very disappointing.
NO FOLLOW UP!
I was excited to put in my application as I read all the the great things the company had to offer and that they can work with bad credit... but I ended up disappointed! First of all they tried several times to try and get you to sugn up to get your credit ran by a company who had a 7day free trial..who needs that when now there are companies who run your credit free with no necessary credit card information. Second they didn't even follow up with me, I had to constantly go to their page and check the status of my application. FINALLY they informed me that they could not find a lender for me (credit score 629) but then they say that they still may be able to find me the $ I need with other lenders! Suspicious mUCh?!
Impressed with not only the speed of the entire process but the received guidance in putting together a loan package. I wasn't sure what I was going to be able afford as a payment and they helped me figure all that out.
I suggest these guys.
If you need a loan fast and have bad credit this site is who you should use.
Great Customer Service!
First time applying for a loan online. Had lots of questions before. All of my emails were answered almost instantly. Once applied I had cash in my account the next day.
what if you don't have a credit score an need personal loan
No issues here.
Worked exactly as advertised. Process was fast. I would recommend.
Applied last wednesday
I applied last Wednesday after coming here and reading the reviews. I realize they get a ton of apps, but 4 business days is sufficiant. I chose not to buy their tri-cred report as I have one already. The only thing I got was a text about a home equity loan. (I rent).
Per earlier review...
I was quick to jump to conclusions on my earlier review and would like to apologize to 24/7 Lending Group. I just really need this money and was quick to say the wrong things, I guess you could call it being impatient. I give it 4 stars because of the flexibility they give you and I hope you will be able to help me. Thanks again!
Haven't received a response
I recently applied for a $4,000 loan and haven't heard anything yet. I was under the impression that i would have a reply in under 24 hours. I really need this loan. I've reviewed other sites over and over and decided to go with 24/7 Lending Group. Please save me, i need you!! If it helps, i have my APP #...