24/7 Lending Group Reviews

About 24/7 Lending Group

247LendingGroup.com provides quick cash loans for those who are in need of immediate funds. You can complete the loan application online in just a few minutes. This information is then forwarded to some of the lenders in their database, the ones who are most likely to approve that particular loan request. There are 80 lenders in their database which makes it easier to find one who can create an affordable loan package.

Personal loans accessible through 247LendingGroup are afforded not only to those with excellent credit, but these loans are also available to individuals without a credit history who are eager to establish one. Sometimes their lenders are even able to provide loans to consumers with bad credit who want to rebuild their credit rating. Loans range from $100 to $35,000 with interest rates as low as 6.46% and upward to 33%. The length of the loan term can be anywhere from 12-72 months.

To become pre-approved for a cash loan through 247LendingGroup, you must first meet the initial requirements. Applicants must be at least 18 years of age, have an income of at least $295.00 per week and must be a U.S. Citizen. Loan terms vary based on each individuals needs and are designed with a repayment plan that is realistic and plausible. Only those lenders who can help you obtain a loan, based on your application and pre-approval, will contact you; they typically call within a couple hours after the application has been submitted.

At this point you will need to provide additional information to them for a credit check and final approval. Once the process is complete you will be given a set of loan terms to review prior to signing the loan agreement. There is no obligation to accept the offer. If you choose to accept, all you need to do is e-sign the agreement and wait for the funds to appear in your account.

Review the terms and conditions of the loan before signing it. Read the section about a borrower’s inability to repay the loan as well as the renewal options. There are many loan calculators that can be found online, there is even one on the 247LendingGroup website. These can be a highly useful tool when it is used to calculate your monthly payments testing out different variables such as the length of loan, the rate of loan and the loan amount.

Thoroughly go over the details and verify they are the same as the ones you had initially agreed upon. Remember, being pre-approved for a loan, does not guarantee you will be approved for a loan. Online complaints showed that some applicants were declined a loan after going through the entire application process. At that point, the lender then presented them with other options which also happened to be a bit more costly.

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76 ‘24/7 Lending Group’ Reviews
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1 Review

Scam Company, Bait and Switch

Reviewed By Chris on January 8, 2014

Avoid this company. We are currently working to get them removed from Google. They are nothing but a scam. There's no person to talk to, no BBB file. This company mainly has you get score and then redirects you to a payday lender. If you want a payday loan, you can find one easily.

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Lydia Scott
January 08, 2014

Chris, full speed ahead ! So glad you are following this company, and perhaps taking action. Couldn't be happier. Is it true that the co. Is a couple of college kids from Wake Forest?
I researched 24/7 lending ,And it seems they manage another website posing as a truthful business reviewer. It is clear they control this site, to make the planted, fake 5 star reviews, look legit.
Good luck :)

January 09, 2014

People,
We are 100% not a scam. If we weren't approving loans for people, we wouldn't be in business. Why don't you guys contact us direct and we can have a conversation instead of on some unauthorized review site? These accusations are completely false and slanderous.

Since we route application based on credit scores, we provide an option for applicants to obtain their current, up-to-date credit scores. Many applicants either do not know their credit scores or haven't viewed their credit in quite some time. Therefore, providing a trusted on site option for consumers to obtain their credit scores and reports from is a logistic part of our business model.

We process several thousand apps/day. We ask consumers that have questions to email us with a specific question. We prioritize our email response query by getting back to those first that ask questions and don't just send us an email with their contact info.

In conclusion, we've been providing a reliable online service since 2001. Processing several thousand/apps day. Having a few negative reviews when processing several thousand apps/day is natural. If anyone has any questions prior to applying please contact us at support@247lendinggroup.com

247

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1 Review

Avoidthesetup

Reviewed By Lydia Scott on January 7, 2014

Well, I helped my brother apply for a loan as he had an emergency cash need, and wanted to consolidate debt. The application is so hopeful, e.g. bad credit, no credit, My brother makes 800.00 a week gross. Has a home , credit score was poor bc of a tax lien.
Well no calls came in. I had to have him write to customer service to see wth is going on. Finally, went to link provided and put in email. Got the "sorry we can't help you...letter" The letter showed links to up to 1, 000.00 bs loans, he had hoped for 15, 000.00
He had an emergency need that I assured him there was hope with 24/7 lending!! It even said 24 hour payment. DO NOT buy into that. Thank God he got a cash loan from another family member, or he was sunk. I feel foolish for believing the b.s. with this compamy. If someone making 800.00 a week, with an active good standing car loan etc isn't enough for them (and of course they are okay with poor credit).then who the hell DO they loan to???
Just don't get your hopes up people. Thank heavens for Aunt Marge coming through, bc my niave ass believed this fairytale!!!!!!!

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Mark
January 08, 2014

Lydia,
We do help people with bad credit. However, we are not able to help everyone and do not guarantee approval. There are several key variables lenders look at when determining approval. The biggies are income, debt and employment history. A $15,000 loan with $800/week income is not an easy loan to qualify even for those with good credit and even harder for someone with a tax lien. I am sorry to hear you were not happy. Feel free to contact us direct at support@247lendinggroup.com if you would like to further discuss.

Regards,
247

sidney
January 15, 2014

Mark, Its great you comment on these but lets face it "your a lair" on ripoff report you said " we dont approve loans" here your saying we approve them everyday"
Just tell the truth you are a marketing company that sell peoples info to payday loan companies. You are not a bank so how can you operate in or outside of NC without displaying your lender license for each state on your website. And as far as $15,000 is hard even with good credit, however your website states "up to $35,000 with no credit check"
so? why does credit matter.

Sid

January 22, 2014

I see no place in Marks response that says "we approve loans everyday",

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A JOKE

Reviewed By C You Later on December 6, 2013, A state in the USA

This company falsely advertises their ability to help people with bad credit! Not only did it take 3 days to get approval/denial (they claim 24hrs) I was then directed to a payday loan company... I can do that without that without their assistance with a company I know and TRUST! When I inquired I got a scripted message back that did NOT answer my question! The amount I applied for was pocket change to ANY lender and there should NOT have been a problem. WHAT A JOKE!

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247 Rep
December 06, 2013

We had direct communication with this individual. It was not a canned response.

Firstly, approvals are generated in 24 hours or less. Not three days as claimed. In addition, we do work with people with bad credit, but cannot help everyone and do not guarantee approval. Lenders are not just giving away money to everyone regardless if the amount is $500 or several thousand.

Lastly, for users we cannot fund within our network of lenders, we will try and help them by providing additional outside network offer/lenders for their needs. In this case, a payday loan was the best fit.

If anyone has any questions please feel free to contact us prior to applying.

Thanks!

247

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Questions

Reviewed By Sara on November 23, 2013, Evansville in

I am not saying this lender is bad but I have had many calls and hard to buy into it I just need some help can anyone tell me if I can get a loan where it's weekly or monthly payments ???

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Dave
January 03, 2014

Why no response from 247 Rep? You seem to apply to negative remarks but not to general questions?

That is a little suspicious.

January 25, 2014

We only offer loans with monthly payments.

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Very good experience.

Reviewed By David Nguyen on November 22, 2013, Salt Lake City, Utah

Very good experience. I applied for $5000 and was approved for $5000. I've applied other places for the same amount but was only offered payday loans $500 - $1000. 247 is legit.

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A M A Z I N G!

Reviewed By Marcus Williams on November 20, 2013, Myrtle Beach, South Carolina

I am so grateful I found this site. I was in such a bind and needed a loan fast. The rep I worked with Tania was very helpful. My emails were responded to in lightning speed with concrete answers and explanations. And the loan process was easy and fast! Cash received the same day I applied...fire out! THANKS!

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No issues here.

Reviewed By Marcella Frank on November 19, 2013, Clifton, NJ

I was skeptical bc of some of the reviews here. But gave it a go bc the good reviews outweighed the bad ones. And some of the bad ones just seemed so bizarre.

Customer service was great. This is was my first time applying for a loan online. I needed my hand held and guided through. All my questions were answered quickly and thoroughly. The loan presented was reasonable with flexible terms. I would definitely use them again and would recommend.

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Scam scam scam! Stay away

Reviewed By Angry customer  on November 19, 2013

I applied with this company yesterday and they told me I was approved under the condition that I load a green dot moneypak card with $160. I did that and gave them the card number, I should've known better because Mike Robinson which btw I think is a made up name reassured me that I would get the funds in my account in 15
Mns or the next day. Of course the next day I don't get anything and received an email saying I'm denied the loan. I contact them and they said Mike Robinson wasn't available. Mind you I called all day, the last person I talked to told me that there was an issue with the moneypak and this is info that moneypak company told them, and that I need to reload it again before I can get a loan! This sounds like a bunch of bs to me. I said I don't want the loan and they said they will not refund me my $160. They were rude, didn't speak clear English and are sitting behind a computer somewhere in India using American names SCAMMING PEOPLE!!!! DONT USE THIS COMPANY.. I will BE TAKING THIS TO COURT. I called moneypak and guess what?? Yea 0 balance they took the money as soon as I loaded the card.
Karma will get you.

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247
November 19, 2013

I am sorry to hear about this but can 1000% say it is not from any of the lenders we work with. You had to have applied at another site. We are a 1000% American company and only work with American lenders located in the USA. And we NEVER ask for any monies up-front for our loans. This is clearly stated all over our site. We have been in business for over 10 years. Our service is reliable and trustworthy. Many of our clients are repeat customers and referrals from others. If you have concerns before applying, please contact us at support@247lendinggroup.com.

Unfortunately, this scam has been going on for years by other sites in the industry. We don't like hearing stories like this regardless of where the consumer is applying. It’s just not right... Which is why we have clearly stated all over our site:
“Will your lenders ask for money up-front in order to get the monies I applied for?
Warning: It is a scam if a lender looks to charge you money up-front or asks you to put money on any type of pre-paid debit card (like a GreenDot or Vanilla Visa) as insurance for a loan in order to achieve your financing. This is called an advance fee loan scam. None of our lending partners will require you to provide them with any amount of money in any way or form prior to receiving your loan. But many other sites on the Internet work with these fraudsters. Don't become a victim. Click here to learn more about advance fee loan scams and how to spot to them.”

But I question the validity of this complaint b/c the user does not leave their name or state and never even bothered to contact us direct with this complaint. It is likely a competitor trying to cause negative publicity. And since this review site is not monitored and anyone can leave a review regardless if they are a client or not, we must defend these allegations. Please read through some legitimate reviews here: http://www.trustpilot.com/review/247lendinggroup.com

Angry customer
November 19, 2013

Oh yea did I add I called moneypak company and they said the money was transferred to someone else yesterday!!! LMAO RIDICULOUS

January 25, 2014

We absolutely don't work with those people.

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Great customer support! Even better loan terms!

Reviewed By Franklin Gomez on November 18, 2013, TX

Thank you!! Totally satisfied with the entire process and the loan!

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Service delivers.

Reviewed By Lance M on November 9, 2013, TN

Upon submission I was instantly approved. No waiting. No hoops to jump through. One app with an immediate result. Would work with these guys again.

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Bad Service

Reviewed By Joanna on November 9, 2013, CT

I applied and never received any emails confirming or notifying me. I went to the web page and send an email informing them of the situation and never received a reply. The web page says I could check status by entering your email, I tried this as well and it informed me that it didn't recognize my email. I am starting to believe that is a scam. I have been reading some of the comments above very disappointing.

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247
November 09, 2013

Joanna,
We have not received any emails from you. I believe you must have input the wrong email address on your app if you received no emails and our system could not find you on the check status page. Please email us at support@247lendinggroup.com so we can help you get straight. The last thing we want is for your app to get lost and not be able to help you.

Regards,
247

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NO FOLLOW UP!

Reviewed By Anna on November 7, 2013, Houston, Tx

I was excited to put in my application as I read all the the great things the company had to offer and that they can work with bad credit... but I ended up disappointed! First of all they tried several times to try and get you to sugn up to get your credit ran by a company who had a 7day free trial..who needs that when now there are companies who run your credit free with no necessary credit card information. Second they didn't even follow up with me, I had to constantly go to their page and check the status of my application. FINALLY they informed me that they could not find a lender for me (credit score 629) but then they say that they still may be able to find me the $ I need with other lenders! Suspicious mUCh?!

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247
November 08, 2013

HI Anna,
I am sorry your experience was not good. We do send several emails out after your submit your app with status updates. Did you check your spam? Did you try and contact us via the 'contact us' page on the site or by emailing us at support@247 for help? I wish you would have b/c we would have been able to help you instantly. Please feel free to still contact us direct if you have any questions.

In regards to the credit score service, since we don't do a credit check we ask the consumer to input their current credit score so that we can accurately route their app to the most appropriate lender for their needs. We provide the service as a trusted on-site option for those that do not know their credit score or haven't viewed it in some time. The service we offer is robust and better than any other similar service out there.

Regards,
247

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Impressed

Reviewed By Steve C on November 6, 2013, Woodbury, NY

Impressed with not only the speed of the entire process but the received guidance in putting together a loan package. I wasn't sure what I was going to be able afford as a payment and they helped me figure all that out.

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I suggest these guys.

Reviewed By Sammy on November 5, 2013, Wichita, KS

If you need a loan fast and have bad credit this site is who you should use.

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Great Customer Service!

Reviewed By Angela on November 3, 2013, Philadelphia, PA

First time applying for a loan online. Had lots of questions before. All of my emails were answered almost instantly. Once applied I had cash in my account the next day.

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credit score

Reviewed By Clay on October 30, 2013

what if you don't have a credit score an need personal loan

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247
October 31, 2013

We have lenders that can help those with no credit achieve financing. Credit score is not the only variable that will be looked at. Employment history, income, debt amount and loan purpose are a few of the biggies.

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No issues here.

Reviewed By Richard D.  on October 30, 2013, Brooklyn

Worked exactly as advertised. Process was fast. I would recommend.

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Applied last wednesday

Reviewed By A. Quattro on October 29, 2013, haines city, fl

I applied last Wednesday after coming here and reading the reviews. I realize they get a ton of apps, but 4 business days is sufficiant. I chose not to buy their tri-cred report as I have one already. The only thing I got was a text about a home equity loan. (I rent).

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247 Rep
October 29, 2013

Hi Anthony,
Just sent you an email. You indicated that you have not received a response regarding your app. You should have received emails. Did you check your spam? You can also check your status here: http://www.247lendinggroup.com/search.php.

I wish you would have emailed us direct prior to submitting a negative review. I would have been able to assist you immediately. Please let me know if you have any additional questions. Btw, the text you got was not from us or any of our lenders. Nobody from our end sends text message offers nor offer home equity loans.

Regards,
247

A. Quattro
October 29, 2013

Guys, this is a SCAM.. Google 24/7 lending group in N.C. it is a MOCK business. These are a couple college kids from Wake Forest that are hoping the sheer numbers of people who come to the site will purchase these Tri-Merge reports, this is NOT illegal. This is their business model. No, they do not make you purchase one, but this is the only way they make money. Do not let them fool you with their reply, “if we are not a legitimate company we wouldn’t be in business.” Their revenue model is the people who purchase the Tri-Merge reports. And yes, credit report pulls are a big business! THERE IS NO ONE BY THE NAME OF MARK RICHARDSON (CEO) AFILIATED WITH THIS SCAM. The Location given is the address of a strip mall next to the Theater. ANY POSITVE REVIEWS are written by THEM!!! They have NEVER outsourced a loan, period! They try and utilize the "lending tree" approach to get you on board to purchase a tri-merge report which they get a fee to pull. Most "Lending Tree" style businesses get either a LOAN ORIGINATION FEE, or A BACK END PERCENTAGE OF THE LOAN. They will tell you that you can “put in” your credit score. This is ridiculous. NO LENDER WILL ALLOW YOU TO PUT IN YOUR PERCIEVED CREDIT SCORE AND BASE A DECISION FROM THIS, IT IS ILLEGAL TO DO SO AND NO UNDERWRITER WILL APROVE THIS. This is why you will NEVER see a pull “soft” (inquiry) or “hard” (used to obtain legitimate credit by EVERY financial institute) on your credit report. Try it. You can go to www.annualcreditreport.com and get your free report from all three less your score, but financial institutes use more than a score for a credit decision. Caveat emptor! If anyone would like to see the correspondence I had with a “Jordan Robbins”, let me know. There is no loan that will EVER be APPROVED based on a “soft pull.” A soft pull is just an Inquiry akin to what your insurance company pulls. THIS IS NOT AN ACCEPTABLE CREDIT INQUIERY TO OBTAIN ANY LOAN PER A CONTRACTUAL AGREEMENT! It takes you two minutes to look up the FRANKLIN COUNTY CLERK OF COURTS to find their business license. It is impossible for a legitimate loan origination company to even refer you to a lender based on anything when your SS# isn’t pulled. So, they do not ask as this would violate North Carolina laws which require a license to validate. ENJOY!

247
October 29, 2013

The accusations made in the above claim are totally false and slanderous. We clearly state all over our site that we are not the actual lenders and do not provide funding. We match consumers with lenders based on the information they input on their application. One of the most important variables when determining where we route applications to is the consumer's credit scores. We do not perform a credit check during our process. We don't even collect SSN. Most of our lenders are able to fund loans without doing a hard credit pull. However, depending on the applicant's situation and the lender's funding requirements, that lender may ask for additional info, like SSN, and request your approval for performing a credit pull in order to finalize your loan. A lender will NEVER perform a credit check without the applicant's approval.
Since we route application based on credit scores, we provide an option for applicants to obtain their current, up-to-date credit scores. Many applicants either do not know their credit scores or haven't viewed their credit in quite some time. Therefore, providing a trusted on site option for consumers to obtain their credit scores and reports from is a logistic part of our business model. Yes, consumers are entitled to obtain (1) free copy of their reports from annualcreditreport.com. But these reports do not include any of your credit scores.
In conclusion, we've been providing a reliable online service since 2001. As indicated above, processing several thousand/apps day. Having a few negative reviews when processing several thousand apps/day is natural.

A. Quattro
October 30, 2013

Your claims are absolutely false! NO FINANCIAL INSTITUTIONS can extend credit without a "hard" pull! Period! You claim to “send” applications to “lenders,” but have NO CLUE what the applications SSN #is nor credit worthiness, insane logic! Anyone who believes this should have their head checked. You know EVERYTHING I said is factual; it only takes a moment for people to research these companies. You do not process several thousand applications a day; you’re in a strip mall. You have several shell web sites that do the same thing. Your company has NEVER directed a loan to ANY lender. What you do is NOT illegal per North Carolina law, but obfuscates the truth as to your company’s intentions. People be aware, if you do not have at least a 780 FICO(this is not the only thing that determines credit wortiness), YOU WILL NOT GET AN UNSECURED LOAN UNLESS IT IS FROM A COMPANY LIKE WESTERN SKY WHO CHARGES 300% INTEREST; AND YOU CAN SEE THEY ARE OUT OF BUSINESS DUE TO THE DODD-FRANK ACT (anti-predatory lending laws)! You pulling your own credit report will help you ZERO as no lender will accept your “word” as to your credit worthiness, it would be merely for your entertainment. Keep this in mind people, The Dodd-Frank act makes credit collection agencies (Experian, TransUnion, Equifax) lump “hard” inquiries together meaning, If you go looking for a house or a car within the same month, this counts for only ONE hard inquiry no matter how many companies look at your credit during that month dropping your score no more than 15 points .Even in this company’s home state, North Carolina, the states usury laws will NOT allow them to offer Payday loans. If you need a personal loan, go to your Bank or a reputable site like Lending Tree. Lending Tree actually is a purveyor of financial lenders, and yes, they do run your credit and ask you “real” questions that will enable you to get an actual loan. Common sense will prevail in the end, I hope. This will be my last post as I have given the consumer all the tools necessary to avoid these companies. Enjoy!

247
October 30, 2013

Anyone who has any questions please feel free to contact is prior to applying. Thanks!

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Per earlier review...

Reviewed By Joshua on October 29, 2013, Bradley

I was quick to jump to conclusions on my earlier review and would like to apologize to 24/7 Lending Group. I just really need this money and was quick to say the wrong things, I guess you could call it being impatient. I give it 4 stars because of the flexibility they give you and I hope you will be able to help me. Thanks again!

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Haven't received a response

Reviewed By Joshua Bradley on October 28, 2013, Saluda, South Carolina

I recently applied for a $4,000 loan and haven't heard anything yet. I was under the impression that i would have a reply in under 24 hours. I really need this loan. I've reviewed other sites over and over and decided to go with 24/7 Lending Group. Please save me, i need you!! If it helps, i have my APP #...

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247
October 29, 2013

Hi Joshua,
Wish you would have emailed us first before leaving a negative review. You applied today and your app is still being processed. You can check your status here:
http://www.247lendinggroup.com/search.php

I also emailed you this info direct to you.

Regards,
247

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